Overview

One Concern builds a data platform that uses artificial intelligence, data science, and deep catastrophe modeling to create a digital twin of the physical world. This platform quantifies hidden physical risks tied to climate challenges, providing a consistent, comparable metric to benchmark properties, companies, and sectors. Its clients—global corporates in financial services, insurance, and real estate—use the platform to understand how climate-related disruptions, like power outages or supply chain shocks, could affect operations and pricing decisions. Unlike traditional risk methods, One Concern integrates catastrophe modeling into decision-making by revealing uninsured losses and opportunities and offering a unified risk metric to inform asset evaluation and portfolio risk. The goal is to help businesses quantify and manage climate-related physical risk, reduce disruption, and make more informed capital and product-pricing choices.