Overview
OpenPayd provides an embedded finance platform that lets digital businesses embed banking, payments, and payroll into their products via a single developer-friendly API. The platform offers modular financial services that customers can mix and match, paying only for what they use, with fees that include transactions, API access, and premium features. It serves markets across the UK, Europe, and North America and aims to give companies global financial infrastructure through one ecosystem. What sets OpenPayd apart is its combination of a modular, customizable suite of services and a single API that unifies payments, banking, and payroll for digital businesses, enabling them to build and scale financial features without building their own rails. The goal is to simplify and scale financial infrastructure for digital businesses so they can focus on their core products and growth.
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About OpenPayd
Industries
Company Size
51-200
Company Stage
IPO
Headquarters
London, United Kingdom
Founded
2015
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What believers are saying
- Bybit launched USD deposits via OpenPayd on September 23, 2026, expanding transaction flow.
- Sage Capital chose OpenPayd on September 9, 2026 for USD, EUR, and GBP access.
- September 2026 U.S. licence expansion and June 2026 MiCA approval open regulated growth corridors.
What critics are saying
- Quidpay v Settlego in June 2026 exposes reserve-handling disputes and SAR scrutiny.
- Titan SPAC closing depends on Q4 2026 shareholder redemptions; heavy redemptions crush proceeds.
- Crypto client concentration across Kraken, OKX, and Bybit ties OpenPayd to volatile counterparties.
What makes OpenPayd unique
- OpenPayd unifies fiat, FX, payments, and stablecoin rails through one API.
- June 2026 MiCA authorization and September 2026 U.S. licences create rare transatlantic coverage.
- July 2026 Fireblocks integration exposes OpenPayd to 2,400+ institutions without separate connectivity.
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Funding
Total Funding
$276M
Above
Industry Average
Funded Over
0 Rounds
Company News
OpenPayd's Nasdaq bid: A gateway to U.S. Fintech domination and crypto's unseen rails. Editorial Team Crypto Analyst Oct 04, 2026 Payments powerhouse OpenPayd is setting its sights on a monumental year-end Nasdaq listing, a strategic move poised to inject significant capital for an aggressive U.S. expansion by April 2027. CEO Iana Dimitrova's vision extends beyond mere market entry, encompassing targeted acquisitions to bolster licenses and technology. From a senior crypto analyst's perspective, this isn't just another fintech IPO; it's a critical development that could profoundly reshape the underlying payment infrastructure crucial for the mainstreaming of digital assets and blockchain innovation in the notoriously complex U.S. market. The strategic play: Nasdaq listing and capital infusion. A Nasdaq listing serves multiple strategic purposes for OpenPayd. Primarily, it's a capital-raising exercise designed to fuel ambitious growth. Entering the U.S. market is a costly endeavor, requiring substantial investment in regulatory compliance, technological integration, and market penetration. An IPO will provide the war chest needed to navigate these expenses and execute their expansion plans effectively. Furthermore, a public listing on a prestigious exchange like Nasdaq bestows a level of credibility and global visibility that can attract top talent, foster strategic partnerships, and enhance OpenPayd's competitive standing against established fintech giants and legacy financial institutions. The move also signals OpenPayd's confidence in its scalable payment infrastructure and its ability to compete on a global stage. In an increasingly interconnected financial world, a robust, API-driven payment platform that can handle diverse currencies and payment rails is invaluable. This listing positions OpenPayd as a significant player in the global embedded finance landscape, enabling businesses across various sectors to seamlessly integrate payment solutions into their offerings. Cracking the american code: opportunities and hurdles. The U.S. market, while immense and lucrative, presents a unique set of challenges. Its fragmented regulatory landscape, with varying state-by-state licensing requirements (e.g., Money Transmitter Licenses), can be a significant barrier to entry. This complexity often necessitates a slow, painstaking process for organic expansion. OpenPayd's stated intention to pursue acquisitions for licenses and technology is a shrewd tactic to accelerate market penetration and overcome these regulatory hurdles more efficiently. Acquiring existing licensed entities or tech providers can provide immediate access to necessary operational permits and established local expertise. Beyond regulation, OpenPayd will face fierce competition from incumbent banks, major payment processors like Stripe and Adyen, and rapidly evolving fintechs. Success will hinge on differentiating its services, potentially through superior API functionality, a focus on specific enterprise segments, or by offering a broader suite of integrated financial services. The U.S. also boasts a mature digital payment ecosystem, meaning OpenPayd must bring genuinely innovative or significantly more efficient solutions to capture market share. Strategic acquisitions: building the future of payments. The emphasis on acquiring both licenses and technology is particularly insightful. Licenses, as noted, are foundational for operating across state lines. This could mean acquiring a firm with a comprehensive set of Money Transmitter Licenses (MTLs) or even a limited-purpose bank charter to offer broader financial services. On the technology front, acquisitions could target companies specializing in specific payment rails (like FedNow integration, faster payments), advanced fraud detection and AML/KYC solutions powered by AI, or even specialized blockchain-based payment technologies. From a crypto perspective, the nature of these acquisitions is paramount. Could OpenPayd acquire a firm that already holds specific virtual currency licenses in states like New York (BitLicense) or other jurisdictions? This would immediately position them to offer compliant fiat-to-crypto and crypto-to-fiat on/off-ramps, a critical bottleneck for institutional and retail crypto adoption. Alternatively, they might target firms with expertise in tokenized assets, stablecoin settlement, or cross-border blockchain payments, indirectly enhancing their capabilities relevant to the digital asset space. The crypto nexus: indirect impact and future potential. While OpenPayd is not explicitly a 'crypto company,' its expansion as a robust payment infrastructure provider holds significant, albeit indirect, implications for the digital asset ecosystem. The crypto industry desperately needs efficient, compliant, and scalable fiat payment rails to facilitate broader adoption. OpenPayd's entry and consolidation in the U.S. market could provide exactly that. Improved payment infrastructure means: * Easier On/Off-Ramps: Crypto exchanges, brokers, and dApp platforms could leverage OpenPayd's network to offer seamless fiat funding and withdrawals, reducing friction for users. * Stablecoin Utility: As stablecoins gain traction for payments and remittances, the underlying infrastructure to convert fiat to stablecoins and vice-versa becomes crucial. OpenPayd could become a vital partner in this process, potentially enabling institutional use cases for stablecoin settlement. * Institutional Adoption: Traditional financial institutions exploring crypto often face challenges integrating with legacy payment systems. OpenPayd's modern, API-first approach could bridge this gap, allowing institutions to manage digital asset flows more efficiently. * Regulatory Compliance: By acquiring firms with strong compliance tech and licenses, OpenPayd could set a new standard for regulatory adherence in payments, which is a major concern for the crypto industry and regulators alike. This could facilitate more regulated crypto activities. In the long run, OpenPayd's deep dive into the U.S. payments sector could naturally lead it to explore direct crypto integrations, especially if client demand for such services grows. The line between traditional finance and decentralized finance continues to blur, and companies building robust payment rails are perfectly positioned to capitalize on this convergence. Outlook and competitive edge. OpenPayd's Nasdaq listing and U.S. expansion plans mark a bold declaration of intent. Success will hinge on their ability to execute their acquisition strategy effectively, integrate diverse technologies, and navigate the complex U.S. regulatory and competitive landscape. If they can build a flexible, API-driven payment network that offers superior user experience and robust compliance, they stand to capture a significant share of the market. For the crypto world, OpenPayd's journey represents a quiet yet powerful underpinning that could significantly de-risk and streamline the fiat-digital asset interface, paving the way for a more integrated and accessible financial future. #Crypto #MarketUpdate #Blockchain
Payments firm OpenPayd targets Nasdaq listing by end of 2026. OpenPayd eyes year-end public listing. OpenPayd, a London-based payments infrastructure company, plans to complete its listing on the Nasdaq stock exchange by the end of 2026. The move follows a proposed merger with Titan Acquisition Corp., which is currently in the final stages of review by the U.S. Securities and Exchange Commission (SEC). The listing is intended to support the company's expansion into the United States and fund potential acquisitions. OpenPayd provides services that connect traditional finance with blockchain networks, including infrastructure for stablecoins. Stablecoins are digital assets designed to maintain a steady value, often pegged to the U.S. dollar. Key figures and dates. * The merger with Titan Acquisition Corp. is expected to close by year-end, pending regulatory and shareholder approval. * The company reported $73 million in revenue for the financial year ending April 30, 2026. * OpenPayd aims to launch its services for U.S. customers by April 2027. * The firm recently brought 43 state money transmitter licenses under its group. CEO identifies market opportunity. CEO Iana Dimitrova told CoinDesk that the company serves as a global platform for modern money movement. She stated that there is currently no public market competitor offering the same combination of traditional "fiat" currency and stablecoin capabilities. Fiat refers to government-issued money like the dollar or euro. Dimitrova noted that the U.S. has become a more attractive market as it develops rules for digital assets and stablecoins. Specifically, she mentioned that new frameworks are creating openings for companies that connect traditional banking with blockchain technology. Revenue growth and partnerships. OpenPayd reported revenue of $73 million for the year ended April 30, 2026, which is an increase from $57 million the previous year. The company also reported $13 million in EBITDA (earnings before interest, taxes, depreciation, and amortization). The firm provides infrastructure to several major crypto exchanges - platforms where users trade digital assets - including Kraken and OKX. OpenPayd has also integrated with the Circle Payments Network for cross-border payments and joined Fireblocks' payments network. What is confirmed and what remains uncertain. The company's revenue figures and its acquisition of 43 state money transmitter licenses are confirmed facts. It is also confirmed that the firm is currently undergoing an SEC review for its merger with Titan Acquisition Corp. However, the year-end listing is a target and depends on several factors, including the registration statement becoming effective and receiving approval from Titan shareholders. While the company plans a U.S. launch for April 2027, the success and timing of this expansion remain to be seen. Future plans and U.S. expansion. OpenPayd took a step toward its U.S. launch last month by bringing MSB USA Inc. and its state licenses into the group. These licenses are required to legally process payments in those states. The company intends to use the funds from the public listing to scale these operations and explore further deals to add more licenses and technology to its platform. Technology · Crypto · Digital Economy Newisty Editorial Team covers technology, cryptocurrency, digital products, online platforms, developer tools and the wider digital economy. Its content is researched from official sources, company announcements, public documentation, market data and other primary or reputable sources. Articles are reviewed and edited before publication for clarity, accuracy and useful context.
OpenPayd recognised among Financial Times' UK's Fastest Growing Companies 2027. Recognition in the inaugural ranking reflects OpenPayd's sustained growth as it builds the universal financial infrastructure for the digital economy London, UK, 1 October 2026 - OpenPayd, a leading provider of financial infrastructure, has been recognised among the Financial Times' UK's Fastest Growing Companies 2027. For the first edition of the ranking, the Financial Times and Statista identified 150 independent UK companies with the highest compound annual revenue growth between 2022 and 2025. Statista screened more than 8,000 businesses as potential candidates, with participating companies required to submit verified revenue figures. Fintech, Financial Services & Insurance was the largest industry group in the ranking, representing 21.3% of the companies recognised. The result reflects the growing role of financial technology and infrastructure businesses in supporting the UK's digital economy. Through a single API, OpenPayd enables more than 1,200 businesses to move and manage money globally across traditional finance and digital assets. The company now processes more than $300 billion in annualised payment volume, while continuing to expand its regulatory footprint and financial infrastructure capabilities. OpenPayd's inclusion builds on its recognition among CNBC's World's Top Fintech Companies 2026 in the Enterprise Fintech category. Together, the two recognitions underline OpenPayd's growth and the increasing importance of the infrastructure connecting payment rails, currencies and digital assets. About OpenPayd. OpenPayd is building the universal financial infrastructure for the digital economy. Founded in 2018 by Dr. Ozan Ozerk, its rails-agnostic platform enables businesses to move and manage money globally - across fiat and digital assets - through a single, powerful API. OpenPayd provides embedded accounts, FX, domestic and international payments, Open Banking, and stablecoin on/off ramps - delivering interoperability between traditional finance and digital assets. With one of the most comprehensive banking networks in the market, OpenPayd enables real-time money movement, everywhere. Trusted by global brands including eToro, Kraken, OKX, and B2C2, OpenPayd processes more than $300 billion in annual volumes for over 1200 businesses. It is the infrastructure layer powering the next generation of financial services. Note to editors For further information about OpenPayd, contact [email protected]
Bybit launches USD deposit support via OpenPayd. Sep 23, 2026, 08:00 ET DUBAI, UAE, Sept. 23, 2026 /CNW/ - Bybit, the world's second-largest cryptocurrency exchange by trading volume, announced that USD deposit is now supported through OpenPayd, a leading provider of financial infrastructure bridging traditional fiat banking and crypto rails. The integration gives eligible users a new streamlined way to fund their Bybit accounts in USD and access USD trading pairs without additional currency conversion. Through a single API integration with OpenPayd, Bybit can access global payment rails via virtual IBANs, including USD SWIFT with foreign exchange capabilities supported in one unified platform. This supports both institutional settlement and retail deposits and withdrawals, giving Bybit a consistent and compliant way to collect, convert and settle funds globally. "Fiat access remains a critical part of the crypto experience, and improving the connection between traditional banking and digital assets is key to broader adoption. Our integration with OpenPayd gives eligible users a more direct way to fund their Bybit accounts in USD and access global crypto liquidity, while providing the reliable infrastructure needed for both retail and institutional use. This is another step toward making moving between fiat and crypto as seamless as possible," said Victoria Kilikyan, Bybit's Deputy Head of Fiat. Lux Thiagarajah, Chief Commercial Officer at OpenPayd, added: "Bybit operates at an impressive scale, where it becomes increasingly important that moving between fiat and digital assets is supported by financial infrastructure that can keep pace. Supporting both institutional settlement and customer on/off-ramping requires accounts, global payment rails and FX to work together, rather than as fragmented functions. By bringing these capabilities into a single infrastructure layer, we're proud to support Bybit in managing increasingly complex money flows efficiently as it continues to operate at global scale." Eligible users can now deposit USD by navigating to Assets, selecting "Make a Fiat Deposit," and choosing USD as the deposit currency with SWIFT as the payment method. The system generates bank transfer details, including the beneficiary, account number, and reference code, for users to complete the transfer from a business bank account. Once the transfer is confirmed, funds appear in the user's USD balance. For eligible users, the integration unlocks a faster, more direct path to USD liquidity: * Flat deposit fee: A flat $11 fee applies per transaction, regardless of deposit amount, offering cost predictability for users moving larger sums compared with percentage-based fee structures. * Direct USD pair trading: Users can trade USD pairs directly on Bybit, avoiding the additional step and conversion costs before trading. * Faster funding: The integration streamlines both USD deposits and withdrawals, reducing the time between initiating a transfer and having funds available for trading. * Global liquidity access: USD funding gives eligible users access to global liquidity markets, supporting more efficient trade execution. * Institutional-grade infrastructure: The feature is powered by OpenPayd, a regulated payment infrastructure provider, giving eligible users a compliant and secure channel for fiat funding. Terms and conditions apply. A step-by-step guide to the deposit process is available. For more information on eligibility and potential restrictions, users may visit: Bybit - Deposit USD via OpenPayd and trade USD pairs About Bybit Bybit is The New Financial Platform. We believe every person should have access to every financial opportunity on earth. That's why we're building the first intelligent platform that connects anyone, anywhere to the world's finance. Trusted by more than 80 million users worldwide, Bybit brings together investing, trading, payments, and wealth-building in a single secure and intelligent ecosystem. Through the combination of AI-powered technology, deep global liquidity, robust security, and transparent operations, Bybit makes global finance more accessible, efficient, and empowering for everyone. Built for everyone. Powered by intelligence. Open to the world. For more details about Bybit, please visit Bybit Press For media inquiries, please contact: [email protected] SOURCE Bybit
Sage Capital Management selects OpenPayd to expand fiat access for institutional digital asset clients. Chainwire | Publish date: 09/09/2026 (Last updated: September 09, 2026 04:00 AM) London, UK, September 9th, 2026, Chainwire Live integration adds USD, EUR and GBP capabilities, including USD on/off-ramping via SWIFT, alongside SEPA and Faster Payments connectivity. Sage Capital Management, which provides institutional clients with a complete operating system for digital assets, has selected OpenPayd, a leading provider of financial infrastructure, to extend its banking capabilities. This latest development provides Sage Capital Management's clients with fast settlement and enhanced technology capabilities, enabling them to move money seamlessly within a single platform. In addition, OpenPayd gives Sage Capital Management the ability to issue virtual International Bank Account Numbers (vIBANs) for every client, supporting the precise tracking of incoming and outgoing payments and simplifying reconciliation. Building on Sage Capital Management's existing banking capabilities, the integration expands USD, EUR and GBP payment capabilities across its platform, giving institutional clients broader fiat access as they move money into and out of digital asset markets. Through OpenPayd, Sage Capital Management has a USD account with SWIFT connectivity for fiat on/off-ramping, EUR payments via SEPA, and GBP payments through Faster Payments and SWIFT. The multi-rail access supports client payment collections and fiat settlements to liquidity providers, a core operational need for institutions trading digital assets at scale. For Sage Capital Management's institutional clients - hedge funds, asset managers, trading firms, brokers, corporate treasuries and digital asset treasuries - the added currencies and payment networks via OpenPayd provide greater optionality in how they fund activity and settle with liquidity providers, without relying on a single rail or currency corridor. Lux Thiagarajah, Chief Commercial Officer at OpenPayd, said: "Institutional access to digital assets depends on being able to move money efficiently on both sides of the trade. Fiat on/off-ramping gives institutions greater choice in how they access digital asset markets, while reliable payment connectivity is essential for moving funds between clients and counterparties. Sage Capital Management is simplifying how institutions access digital asset markets, and our role is to provide the fiat connectivity that supports that proposition." Nathan Sage, CEO at Sage Capital Management, said: "OpenPayd is a major player in the crypto banking ecosystem, and this strategic partnership adds further strength and credibility to our platform. Our focus remains on providing clients with fast, flexible, secure and seamless access to global banking networks, enabling clients to move quickly between fiat and digital assets, and manage payments and FX. Our partnership with OpenPayd enables us to meet the highest standards of transparency and regulatory alignment." Sage Capital Management now gives institutional clients all the infrastructure they need to operate their digital asset offering, including banking, access to liquidity, collateralised lending and technology. The firm launched its banking offering earlier this year, giving clients named, multi-currency accounts in their own legal entity, alongside physical and virtual corporate debit cards linked directly to those accounts. About Sage Capital Management. Sage Capital Management, which has been operating since 2015, offers an integrated financial infrastructure for digital asset institutions, unifying banking, market access, capital and technology through one regulated counterparty. The firm gives institutional clients the infrastructure they need to seamlessly move, trade and manage assets globally. With operations across multiple jurisdictions and partnerships with leading financial institutions, Sage Capital Management is committed to delivering fast onboarding and secure, efficient, and compliant solutions for professional investors. Sage Capital Management stands out for simplifying institutional access to digital assets through a single API that connects to the full trading ecosystem. For further information, visit www.sagecapital.co.uk or LinkedIn. About OpenPayd. OpenPayd is building the universal financial infrastructure for the digital economy. Founded in 2018 by Dr. Ozan Ozerk, its rails-agnostic platform enables businesses to move and manage money globally - across fiat and digital assets - through a single, powerful API. OpenPayd provides embedded accounts, FX, domestic and international payments, Open Banking, and stablecoin on/off ramps - delivering interoperability between traditional finance and digital assets. With one of the most comprehensive banking networks in the market, OpenPayd enables real-time money movement, everywhere. Trusted by global brands including eToro, Kraken, OKX, and B2C2, OpenPayd processes more than $300 billion in annual volumes for over 1200 businesses. It is the infrastructure layer powering the next generation of financial services. Contact. OpenPayd [email protected]
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About OpenPayd
Industries
Company Size
51-200
Company Stage
IPO
Headquarters
London, United Kingdom
Founded
2015
There are no jobs for OpenPayd right now.
Find jobs on Simplify and start your career today
We update OpenPayd's jobs every few hours, so check again soon!Browse all jobs