Pacaso

Pacaso

Co-ownership platform for luxury vacation homes

About Pacaso

Simplify's Rating
Why Pacaso is rated
C-
Rated C on Competitive Edge
Rated C on Growth Potential
Rated D+ on Differentiation

Industries

Financial Services

Real Estate

Company Size

51-200

Company Stage

Debt Financing

Total Funding

$1.7B

Headquarters

San Francisco, California

Founded

2020

Overview

Pacaso provides fractional ownership of luxury vacation homes by buying high-end properties, renovating them if needed, and selling shares to multiple buyers. Each owner can use the home for a set period each year and can finance up to 70% of their share, with competitive financing options. Pacaso also charges a management fee for upkeep, scheduling, and logistics, ensuring a hands-off experience for owners. The company differentiates itself by offering a co-ownership model that distributes costs and responsibilities among owners and by handling all property management and scheduling, making luxury vacation home ownership more accessible in over 40 destinations worldwide. Its goal is to make luxury vacation home ownership straightforward and affordable through fractional ownership and full-service management, expanding access to high-end properties while removing typical ownership burdens.

Funded Recently
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Simplify's Take

What believers are saying

  • $100M Texas Capital facility launches first 30-year co-ownership mortgages Q4 2025.
  • $72.5M Reg A+ raise from 17,500 investors funds Italy, Caribbean expansion.
  • Infinity program with $100K fee boosts retention via luxury home swaps.

What critics are saying

  • Arizona, California, Florida classify shares as timeshares, imposing escrow by 2027.
  • Owners face 6-12 month resales, sparking illiquidity crisis within 18 months.
  • Texas Capital ends $100M facility August 2027, killing mortgage product.

What makes Pacaso unique

  • Pacaso pioneered LLC co-ownership for luxury vacation homes in 2020.
  • Proprietary app enables equitable scheduling and seamless resale.
  • Pacaso manages all maintenance, turning ownership turnkey hassle-free.

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Funding

Total Funding

$1.7B

Above

Industry Average

Funded Over

5 Rounds

Notable Investors:
Debt funding comparison data is currently unavailable. We're working to provide this information soon!
Debt Funding Comparison
Coming Soon

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Unlimited Paid Time Off

401(k) Retirement Plan

Parental Leave

Home Office Stipend

Phone/Internet Stipend

Stock Options

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

-2%

2 year growth

0%
PR Newswire
Feb 3rd, 2026
Pacaso launches Infinity, invitation-only $100K home exchange for $5M–$20M properties

Pacaso has launched Infinity, an invitation-only home exchange for owners of exceptional second homes valued between $5 million and $20 million. The service requires a $100,000 one-time initiation fee and offers 10 years of access to swap stays across a curated portfolio of luxury properties. Available destinations include St. Barths, Tuscany, Mexico City, Ibiza, Paris and Verbier, with additional locations being added weekly. Every home and homeowner undergoes personal vetting before joining the exclusive exchange. Infinity builds on Pacaso's existing Global Swap programme, which allows co-owners to exchange homes. The platform uses proprietary technology to manage the home-swapping process, handling listing and scheduling whilst maintaining discretion. Membership is intentionally limited to ensure high standards of quality and care across all exchanges.

Gulf & Main Magazine
Oct 2nd, 2025
Pacaso raises $72.5M in 2025 Reg A+

Pacaso, a marketplace for co-owned luxury vacation homes, closed a record-setting SEC-qualified Regulation A+ growth round, raising over $72.5 million from more than 17,500 investors. This is the largest real estate Reg A+ offering of 2025, bringing Pacaso's total equity funding to over $300 million. The raise highlights growing demand for luxury co-ownership and was facilitated by DealMaker's capital-raising platform.

Inman
Sep 16th, 2025
Pacaso plans to launch 'bespoke' co-ownership mortgage in Q4

Pacaso plans to launch a bespoke 30-year co-ownership mortgage in Q4, allowing multiple buyers to co-borrow, backed by a $100 million credit facility with Texas Capital Bank through August 2027.

intelligence360
Sep 12th, 2025
Pacaso Raises $25M in New Funding

Pacaso has filed a notice for an exempt offering of securities to raise $25 million in new funding, according to U.S. SEC filings. This notice is required under federal securities law for companies selling securities without registration under the Securities Act of 1933, specifically under Rule 504 or 506 of Regulation D or Section 4(a)(5). The notice must be filed within 15 days after the first sale of securities, marking the date when the first investor is contractually committed to invest.

Morningstar
Sep 9th, 2025
Pacaso Appoints David Kallery as President to Accelerate Global Growth

Pacaso appoints David Kallery as President to accelerate global growth PR newswire SAN FRANCISCO, Sept. 9, 2025.

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