Park Place Finance

Park Place Finance

Direct private lender for real estate

Overview

Park Place Finance is a nationwide direct private lender serving real estate investors with in-house capital and rapid closings. It funds non-owner-occupied properties with products: Fix and Flip up to 93% of purchase price and 100% of renovation costs (12–24 months), Bridge loans, DSCR loans (30-year fixed-rate rental property financing based on rent income), and Ground-Up Construction for permit-ready projects. It funds SFR, 2-4 unit properties, multi-family buildings (5+ units), and condos, but not commercial properties or raw land. Its goal is to provide fast, reliable financing that helps investors close deals quickly and grow their real estate portfolios, differentiating itself by speed and lender-focused experience.

About Park Place Finance

Simplify's Rating
Why Park Place Finance is rated
C+
Rated C on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Real Estate

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Town of Croghan, New York

Founded

2006

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Simplify's Take

What believers are saying

  • Park Place Finance updated active DSCR content on August 8, 2026, signaling sales momentum.
  • Its DSCR loans reach $5 million across 46 states, widening addressable investor demand.
  • The August 2026 site offers 5.75% starting rates and close-in-14-days marketing.

What critics are saying

  • BBB rated Park Place Finance B- for failing to respond to one complaint.
  • August 2026 pricing still faces Rate.com and Kiavi compression across DSCR and flip loans.
  • A 2026 investor downturn would slow exits, spike defaults, and trap in-house capital.

What makes Park Place Finance unique

  • Park Place Finance lends nationwide with in-house capital and 3-5 day closings.
  • Its August 2026 DSCR program qualifies borrowers on rental income, not tax returns.
  • It offers fix-and-flip, bridge, DSCR, and ground-up construction loans for investors.

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Benefits

Health Insurance

401(k) Company Match

Gym Membership

Training Programs

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