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Overview
Pathward provides financial services like payment processing, credit solutions, and commercial finance to individuals and small businesses. The company operates by offering a Banking as a Service (BaaS) platform that allows partners to integrate banking features, issue cards, and provide loans or equipment financing. Unlike many competitors, Pathward focuses specifically on financial inclusion for underserved populations and maintains a diverse range of services—from tax solutions to insurance premium finance—to remain stable during economic shifts. Its goal is to provide a clear path to financial stability and growth for clients who may lack access to traditional banking.
About Pathward
Industries
Fintech
Financial Services
Company Size
501-1,000
Company Stage
IPO
Headquarters
Sioux Falls, South Dakota
Founded
1954
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Simplify's Take
What believers are saying
- August 5, 2026 TabaPay expansion adds cross-border movement and preferred account funding.
- Tax services and card fees lifted noninterest income 4% in Q3 2026.
- Management introduced FY2027 EPS guidance of $9.50 to $10 after stabilizing operations.
What critics are saying
- July 22, 2026 Q3 EPS of $1.37 missed estimates after $34 million provisions.
- One renewable-energy developer drove the credit shock, exposing concentrated commercial finance underwriting risk.
- Sponsor banking faces disintermediation as fintech charters expand and stockholder investigations intensify in 2026.
What makes Pathward unique
- Pathward Bank combines OCC charter strength with sponsor-banking infrastructure for fintech partners.
- Tax services reach 48,000 offices, giving Pathward seasonal scale others cannot match.
- The TabaPay partnership now runs through 2031, spanning issuing, acquiring, and disbursements.
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Benefits
Health Insurance
401(k) Retirement Plan
401(k) Company Match
Life Insurance
Disability Insurance
Paid Time Off
Hybrid Work Options
Company News
MarketBeat July 2026 market recap. Aug. 3, 2026 This piece is sponsored by MarketBeat. Pathward Financial (NASDAQ: CASH) - Pathward Financial's third quarter results, released on July 22, fell short on both the top and bottom lines. Earnings per share of $1.37 missed the $1.95 analyst estimate, and revenue of $189.64 million came in below the $191.18 million consensus. Net income declined to $29 million from $42.1 million one year earlier as higher credit-loss provisions offset an increase in new loan originations to $1.86 billion from $1.1 billion. Pathward also was named to the 2026 Monitor 100 for the 14th consecutive year. SAB BIO (NASDAQ: SABS) - On July 7, SAB Biotherapeutics announced that Breakthrough T1D awarded a grant to the University of Florida to support the PRISE-hATG clinical study. The study will evaluate SAB-142 in people with stage 3 Type 1 diabetes who are between 100 days and two years from diagnosis, broadening the patient population in which the company's lead candidate is being studied. First Interstate BancSystem (NASDAQ: FIBK) - First Interstate BancSystem reported second quarter results on July 23. EPS came in at 87 cents, ahead of the 69-cent analyst estimate, while revenue of $263.9 million beat the $249.32 million consensus. Net income increased to $83.9 million, aided by a $19.5 million gain from the April 10 sale of 11 Nebraska branches. The board also declared a quarterly dividend of 47 cents per share, payable Aug. 14 to shareholders of record as of Aug. 4, and expanded its share-repurchase authorization by $150 million to $450 million. The Bancorp (NASDAQ: TBBK) - On July 30, The Bancorp reported mixed second quarter results. EPS came in at $1.45, surpassing the $1.36 analyst estimate, but revenue of $137.74 million missed the $166.69 million consensus. Net income increased slightly to $60.7 million from $59.8 million one year earlier, and the company raised its full-year EPS guidance to between $5.95 and $6.05. Wells Fargo (NYSE: WFC) - Wells Fargo reported second quarter results on July 14, beating analyst expectations on both earnings and revenue. EPS came in at $1.96 versus the $1.73 estimate, while revenue of $22.62 billion topped the $21.86 billion consensus and increased 8.6 percent year over year. The bank also repurchased $3 billion of common stock during the quarter. On July 28, Wells Fargo raised its quarterly dividend 11 percent to 50 cents per share, payable Sept. 1 to shareholders of record as of Aug. 7. NorthWestern Energy (NASDAQ: NWE) - NorthWestern Energy reported second quarter results on July 29, with EPS of 50 cents topping the 42-cent analyst estimate and revenue of $392.6 million coming in above the $386.22 million consensus. The company declared a quarterly dividend of 67 cents per share, payable Sept. 1 to shareholders of record as of Aug. 17. It also said that Montana is the only remaining regulatory jurisdiction requiring approval for its proposed merger with Black Hills Energy. CNH Industrial (NYSE: CNH) - On July 14, CNH Industrial's New Holland brand launched its next-generation Speedrower 1 Series for hay and forage growers. The new equipment combines increased power with Relative Yield Monitoring and lifetime FieldOps connectivity, allowing farmers to collect and use field data during harvest. Orders are open, with deliveries expected to begin late this year. Citigroup (NYSE: C) - Citigroup's second quarter earnings report, released on July 14, showed broad-based growth, with revenue up 14 percent year over year to $24.8 billion and net income up 45 percent to $5.8 billion. EPS of $3.15 exceeded the consensus estimate by 41 cents. The bank also returned $5 billion to shareholders through dividends and share repurchases during the quarter. Smithfield Foods (NASDAQ: SFD) - On July 30, Smithfield Foods declared a quarterly cash dividend of 31.25 cents per share, payable Aug. 27 to shareholders of record as of Aug. 13. The payment continues the company's capital-return program ahead of its fiscal second quarter earnings report on Aug. 11. McDonald's (NYSE: MCD) - On July 23, McDonald's declared a quarterly cash dividend of $1.86 per share. The dividend is payable Sept. 16 to shareholders of record as of Sept. 1, maintaining the company's current quarterly payout. The company also launched several limited-time nationwide menu offerings on July 21, combining menu innovation with value-focused options that could help support customer traffic. Walmart (NYSE: WMT) - Walmart launched its back-to-school campaign on July 15, offering what it describes as its lowest prices since 2019 on 14 of the most commonly purchased school-supply items. With individual products starting at 25 cents, the campaign reinforces Walmart's value positioning as families prepare for the new school year. Target (NYSE: TGT) - Target opened 11 new stores in July, including in Brookings, as part of its plan to open more than 30 locations and remodel over 130 stores this year. The retailer also reduced prices on thousands of back-to-school and college products, with 95 percent of its school-supply deals priced at or below the previous year's retail prices. Macy's (NYSE: M) - On July 14, Macy's appointed Alexandre Choueiri as CEO of Bluemercury, effective Aug. 3. Choueiri will oversee the luxury beauty retailer's business and growth strategy, making the leadership change particularly relevant as Macy's works to strengthen its higher-growth nameplates under its Bold New Chapter strategy. Dillard's (NYSE: DDS) - On July 13, Dillard's real estate partner Trademark Property announced additional renovations and leasing activity at Longview Mall in Texas, which the companies jointly acquired in 2025. A new Dillard's Men's Store is expected to open at the property in spring 2027, expanding the retailer's existing footprint at the mall. Amazon (NASDAQ: AMZN) - Amazon reported second quarter results on July 30, including EPS of $5.75, compared with the $1.82 analyst consensus estimate. The result included a significant nonoperating gain primarily related to Amazon's investment in Anthropic. Net sales increased 20 percent year over year to $200.6 billion, while Amazon Web Services sales rose 37 percent to $42.2 billion. Costco (NASDAQ: COST) - On July 8, Costco reported net sales of $29.24 billion for the five-week June retail month, which ended July 5. This marks an increase of 10.6 percent from the same period one year earlier. Comparable sales increased 8.8 percent, while digitally enabled comparable sales rose 20.9 percent. Costco also declared a quarterly dividend of $1.47 per share, payable Aug. 7 to shareholders of record as of July 24. Ford Motor (NYSE: F) - Ford delivered a double beat when it reported second quarter results on July 28. EPS of 42 cents exceeded the 33-cent estimate, and revenue reached $48.3 billion against a $47.24 billion consensus despite declining 3.8 percent year over year. Ford also raised its full-year adjusted operating profit outlook to between $10 billion and $11 billion. Earlier in the month, Ford and Chinese automaker Geely announced plans to form a European manufacturing joint venture at Ford's plant in Valencia, Spain. General Motors (NYSE: GM) - On July 1, General Motors reported that it remained the leading U.S. automaker by second quarter sales, despite a 4 percent decline in U.S vehicle sales. On July 21, the company released its second quarter earnings report, clearing both analyst targets. EPS came in at $3.57 versus the $3.19 estimate, while revenue of $48.03 billion topped the $47.01 billion consensus. GM also raised its full-year adjusted operating profit outlook to between $14 billion and $16 billion and declared a quarterly dividend of 18 cents per share, payable Sept. 17 to shareholders of record as of Sept. 4. MarketBeat overview. MarketBeat was founded in 2011 to create high-quality stock research tools and make them available to investors at all levels. The site uses the latest technology to provide proprietary, comprehensive, accurate and up-to-the-minute financial data, including information about analyst recommendations, dividend declarations and earnings announcements. All this information and more is available for free on the company's website and via the company's daily newsletters. MarketBeat aims to be a go-to resource for both retail and institutional investors. Currently, over 20 million individuals visit MarketBeat.com every month.
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Pathward Financial, Inc. $CASH stock Holdings lifted by Allspring Global Investments Holdings LLC. July 21, 2026 Key points. * Allspring Global Investments boosted its Pathward Financial stake by 45.8% in the first quarter, ending with 232,830 shares valued at about $21.0 million. * Pathward Financial reported quarterly earnings of $3.35 per share, matching analyst expectations, while revenue rose 5.1% year over year to $276.3 million. * Analysts remain bullish on CASH, with a consensus Buy rating and an average target price of $107.50, above the stock's recent trading level around $89. * MarketBeat previews top five stocks to own in August. Allspring Global Investments Holdings LLC grew its position in Pathward Financial, Inc. (NASDAQ:CASH - Free Report) by 45.8% during the 1st quarter, according to the company in its most recent filing with the Securities and Exchange Commission (SEC). The fund owned 232,830 shares of the savings and loans company's stock after purchasing an additional 73,157 shares during the period. Allspring Global Investments Holdings LLC owned about 1.07% of Pathward Financial worth $20,959,000 at the end of the most recent quarter. A number of other hedge funds and other institutional investors also recently made changes to their positions in CASH. EverSource Wealth Advisors LLC raised its position in Pathward Financial by 43,200.0% during the second quarter. EverSource Wealth Advisors LLC now owns 433 shares of the savings and loans company's stock valued at $34,000 after acquiring an additional 432 shares in the last quarter. Smartleaf Asset Management LLC grew its position in Pathward Financial by 23.0% in the fourth quarter. Smartleaf Asset Management LLC now owns 630 shares of the savings and loans company's stock worth $45,000 after acquiring an additional 118 shares in the last quarter. State of Wyoming bought a new stake in Pathward Financial in the second quarter worth approximately $46,000. Rockefeller Capital Management L.P. increased its stake in shares of Pathward Financial by 225.6% during the 4th quarter. Rockefeller Capital Management L.P. now owns 853 shares of the savings and loans company's stock worth $61,000 after purchasing an additional 591 shares during the last quarter. Finally, New Age Alpha Advisors LLC acquired a new position in shares of Pathward Financial during the 4th quarter worth $77,000. 92.66% of the stock is owned by hedge funds and other institutional investors. Pathward Financial stock down 0.5%. CASH opened at $89.34 on Tuesday. The firm has a market cap of $1.89 billion, a P/E ratio of 10.61 and a beta of 0.60. The company has a debt-to-equity ratio of 0.04, a quick ratio of 0.80 and a current ratio of 0.81. The business has a 50 day moving average price of $84.56 and a 200 day moving average price of $86.81. Pathward Financial, Inc. has a twelve month low of $65.87 and a twelve month high of $101.26. Discover more American Consumer News Stock research tools Pathward Financial (NASDAQ:CASH - Get Free Report) last issued its quarterly earnings data on Wednesday, April 22nd. The savings and loans company reported $3.35 earnings per share for the quarter, hitting analysts' consensus estimates of $3.35. Pathward Financial had a net margin of 22.42% and a return on equity of 22.35%. The business had revenue of $276.30 million during the quarter, compared to analysts' expectations of $272.04 million. During the same period in the previous year, the company earned $3.11 earnings per share. Pathward Financial's revenue for the quarter was up 5.1% on a year-over-year basis. Pathward Financial has set its FY 2026 guidance at 8.550-9.050 EPS. Research analysts forecast that Pathward Financial, Inc. will post 8.73 EPS for the current year. Pathward Financial dividend announcement. The company also recently declared a quarterly dividend, which was paid on Wednesday, July 1st. Shareholders of record on Thursday, June 11th were issued a dividend of $0.05 per share. This represents a $0.20 dividend on an annualized basis and a yield of 0.2%. The ex-dividend date was Thursday, June 11th. Pathward Financial's dividend payout ratio is 2.38%. Insider activity. In other news, Director Douglas J. Hajek sold 5,000 shares of the firm's stock in a transaction on Wednesday, April 29th. The shares were sold at an average price of $86.37, for a total value of $431,850.00. Following the sale, the director owned 12,281 shares in the company, valued at approximately $1,060,709.97. This trade represents a 28.93% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is accessible through this hyperlink. Also, Director Elizabeth G. Hoople sold 4,500 shares of the company's stock in a transaction on Friday, May 29th. The shares were sold at an average price of $82.29, for a total transaction of $370,305.00. Following the transaction, the director owned 28,050 shares of the company's stock, valued at approximately $2,308,234.50. The trade was a 13.82% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Company insiders own 1.43% of the company's stock. Wall Street analysts forecast growth. CASH has been the subject of several analyst reports. Keefe, Bruyette & Woods lifted their price objective on shares of Pathward Financial from $100.00 to $108.00 and gave the company an "outperform" rating in a research note on Thursday, April 23rd. Weiss Ratings reissued a "buy (b)" rating on shares of Pathward Financial in a research report on Friday, May 8th. Three research analysts have rated the stock with a Buy rating, According to MarketBeat.com, Pathward Financial presently has a consensus rating of "Buy" and a consensus target price of $107.50. Pathward Financial company profile. Pathward Financial NASDAQ: CASH is a U.S.-based financial services company that operates through its wholly owned subsidiary, Pathward Bank. The company provides a range of banking and payment solutions designed for consumers, small businesses, community banks and fintech partners. Core offerings include deposit accounts, consumer and commercial lending, debit and prepaid card programs, digital banking platforms and treasury management services. Through its banking charter, Pathward Financial delivers customizable payment solutions, including prepaid cards, payroll cards and benefit disbursement programs. Want to see what other hedge funds are holding CASH? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Pathward Financial, Inc. (NASDAQ:CASH - Free Report). This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Before you consider Pathward Financial, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Pathward Financial wasn't on the list. While Pathward Financial currently has a Buy rating among analysts, top-rated analysts believe these five stocks are better buys. With the proliferation of data centers and electric vehicles, the electric grid will only get more strained. 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Pathward recognized among TIME America's Best Companies 2026. Friday, July 10, 2026 - 16:29:42 (UTC) Jul 9, 2026 12:17 PM Eastern Daylight Time SIOUX FALLS, S.D.-(BUSINESS WIRE)-Pathward Financial, Inc. (Nasdaq: CASH) through its subsidiary, Pathward(R), N.A., ("Bank" or "Pathward"), announced the Bank has been named to TIME's inaugural list of America's Best Companies 2026. TIME published the list in collaboration with Statista, a statistics portal and industry ranking provider. "While many factors contribute to performance, our employees are what sets us apart. This recognition from TIME reflects the dedication of our team and the impact they make every day." - Share TIME and Statista identified America's Best Companies 2026 based on three primary dimensions: Employee satisfaction - Based on survey data from about 217,000 verified employees at U.S. companies over the past three years, covering company recommendations and employer ratings across image, atmosphere, working conditions, salary, workplace, and equality. Financial performance - Drawn from Statista's revenue database over the past five years. Companies needed at least $100 million in revenue in 2025. Performance was assessed on multiple metrics: short-term (2023-2025) and long-term (2021-2025) revenue growth (relative and absolute), changes in net income, asset growth, and the evolution of return on assets, all for 2023-2025. Sustainability transparency - Based on an Environmental Social Governance (ESG) index from Statista's ESG database and additional research, covering: Environmental: 2024 carbon emissions intensity and reduction rate versus 2022 Social: share of women on the Board of Directors and disclosure of a human rights policy Governance: presence of a Global Reporting Initiative, aligned Corporate Social Responsibility report, and a compliance/anti-corruption policy The 1,000 highest-scoring companies, which included Pathward, earned recognition as America's Best Companies 2026 by TIME and Statista. "I am proud of Pathward's commitment to our purpose, people and sustainable business practices," said Pathward CEO Brett Pharr. "While many factors contribute to performance, our employees are what sets us apart. This recognition from TIME reflects the dedication of our team and the impact they make every day." As a bank with scalable infrastructure, deep payments expertise, and a consultative risk and compliance approach, Pathward helps fintechs and other payments innovators launch, grow, and scale responsibly. Pathward's portfolio of offerings includes card issuing, merchant acquiring and digital payments sponsorship, as well as financial institution solutions, credit solutions and professional tax solutions. The Bank also offers flexible working capital, equipment financing, and structured finance solutions to businesses. Find the complete list of America's Best Companies 2026 on TIME.com. About Pathward Financial, Inc. Pathward Financial, Inc. (Nasdaq: CASH) is a U.S.-based financial holding company driven by its purpose to power financial inclusion. Through its subsidiary, Pathward(R), N.A., The Green Sheet Inc. strive to increase financial availability, choice and opportunity across its Partner Solutions and Commercial Finance business lines. These strategic business lines provide support to individuals and businesses. Learn more at PathwardFinancial.com. Contacts Pathward media contact: Courtney Heidelberg 605-291-7044 [email protected] Investor Relations contact: Darby Schoenfeld, CPA SVP, Chief of Staff & Investor Relations 877-497-7497 [email protected] Notice to readers: These are archived articles. Contact information, links and other details may be out of date. The Green Sheet Inc. regret any inconvenience.
KBW names Pathward Financial to its 2026 Bank Honor Roll. Pathward is one of only 17 banks to make the elite list. KBW recognized Pathward Financial, Inc. on its 2026 Bank Honor Roll. SIOUX FALLS, S.D.-(BUSINESS WIRE)-Financial services specialists, Keefe, Bruyette & Woods, Inc. ("KBW"), announced its 2026 Bank Honor Roll Award winners, and Pathward Financial, Inc. ("Pathward Financial" or "the Company") (Nasdaq: CASH), the financial holding company for Pathward(R), N.A. ("Pathward"), is among the 17 U.S. banking institutions named to KBW's list. Only 6% of eligible banks make the coveted list published annually. In its April 28 news release, KBW congratulated Pathward Financial as one of 10 returning members to this year's Honor Roll. Banks must have more than $500 million in total assets to be eligible for the list and meet one or both of the following criteria: * Consistent earnings growth over each of the past 10 years; and/or * Top 5% earnings per share compound annual growth rate over the past 10 years KBW noted in its news release that Pathward Financial distinguished itself as one of only two companies to satisfy both criteria. KBW's announcement came on the heels of Pathward Financial's Fiscal Year 2026 Second Quarter earnings announcement, where the Company reported return on average assets of 2.75% and return on average tangible equity of 40.69% for the six months ended March 31, 2026. Solid results were achieved across all of the core businesses. "We are honored to be recognized on KBW's prestigious Bank Honor Roll for the third year in a row," said Executive Vice President and Chief Financial Officer at Pathward and Pathward Financial Greg Sigrist. "We had remarkable performance in fiscal year 2025, and we've continued to build upon that solid foundation through the first half of fiscal year 2026 while executing on our long-term strategy of being the trusted platform that enables our partners to thrive." About Pathward Financial, Inc. Pathward Financial, Inc. (Nasdaq: CASH) is a U.S.-based financial holding company driven by its purpose to power financial inclusion. Through our subsidiary, Pathward(R), N.A., we strive to increase financial availability, choice and opportunity across our Partner Solutions and Commercial Finance business lines. These strategic business lines provide support to individuals and businesses. Learn more at PathwardFinancial.com. Contacts. Investor Relations Contact Darby Schoenfeld, CPA SVP, Chief of Staff & Investor Relations 877-497-7497 [email protected] More News From Pathward Financial, Inc. SIOUX FALLS, S.D.-( BUSINESS WIRE )-Pathward Financial, Inc. ("Pathward Financial" or the "Company") (Nasdaq: CASH), a U.S.-based financial holding company driven by its purpose to power financial inclusion for all, announced that the Company will pay a cash dividend of $0.05 per share for the third fiscal quarter of 2026. This dividend will be payable on July 1, 2026 to shareholders of record as of June 11, 2026. At March 31, 2026, the Company had total assets of $7.11 billion and shareholders... SIOUX FALLS, S.D.-( BUSINESS WIRE )-Pathward Financial, Inc. ("Pathward Financial" or the "Company") (Nasdaq: CASH), a U.S.-based financial holding company driven by its purpose to power financial inclusion for all, today reported its results for the 2026 fiscal second quarter. The Company reported net income of $72.9 million, or $3.35 per share, for the three months ended March 31, 2026, compared to net income of $75.0 million, or $3.14 per share, for the three months ended March 31, 2025. CEO... SIOUX FALLS, S.D.-( BUSINESS WIRE )-Pathward released its 2025 Impact Report today...
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About Pathward
Industries
Fintech
Financial Services
Company Size
501-1,000
Company Stage
IPO
Headquarters
Sioux Falls, South Dakota
Founded
1954
Pathward is Hiring for 35 Jobs on Simplify!
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