P

PayPal

Digital payments platform for online transactions

Overview

Company Historically Provides H1B Sponsorship

PayPal operates a global digital payments platform serving individuals, SMBs, and large enterprises. It enables online, mobile, and peer-to-peer payments, and also supports cryptocurrency trading and financing options like Pay in 4. Revenue mainly comes from transaction fees, currency conversion fees, and service fees for credit and installment products. The platform combines consumer wallet features with merchant tools for accepting payments, fraud protection, and global processing, aiming to make online payments secure, convenient, and widely accessible worldwide.

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About PayPal

Simplify's Rating
Why PayPal is rated
B
Rated A on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Consumer SoftwareEnterprise SoftwareFintechFinancial Services

Company Size

10,001+

Company Stage

IPO

Headquarters

San Jose, California

Founded

1998

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Simplify's Take

What believers are saying

  • Q2 2026 TPV rose 9%; branded checkout stabilized at 2% for a second quarter.
  • BNPL grew 26% in Q2 2026, expanding to eight markets by September.
  • Management targets $1.5 billion savings and $400 million annualized 2026 cost cuts.

What critics are saying

  • PayPal cut 251 San Jose jobs on October 30, 2026, including 100 engineers.
  • Branded checkout stayed flat at 2%, while Apple Pay and Meta wallets steal volume.
  • A 20% workforce cut and CEO-led AI reset risk execution failures through 2028.

What makes PayPal unique

  • PayPal spans branded checkout, Braintree, Venmo, BNPL, and crypto across 200 markets.
  • Meta's Muse integration on September 22, 2026 gives PayPal AI commerce distribution.
  • PayPal+ loyalty in Germany extends payments-led rewards beyond retailer-specific programs.

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Funding

Total Funding

$2.8B

Above

Industry Average

Funded Over

6 Rounds

Post IPO Debt funding comparison data is currently unavailable. We're working to provide this information soon!
Post IPO Debt Funding Comparison Coming Soon

Benefits

A Stanford Navigator helps employees research providers and health conditions, and make informed decisions about health care

Advance Medical is available for all employees who are looking for a world-class specialist to provide an expert medical opinion for treatment plans

Stock Purchase Plans

Retirement Savings and Pension Plans

Stock Awards

Life Insurance and Disability Benefits

Paid Time Off

Four Weeks Paid Sabbatical for every Five Years of Service

Educational and Professional Development benefits

Matching Gifts & Volunteerism Opportunities

Matching Gifts

Skills-Based Volunteering

Green Teams

GIVE Teams

Stock Price

Growth & Insights and Company News

Headcount

6 month growth

↑ 1%

1 year growth

↑ 2%

2 year growth

↑ 3%
Yahoo Finance
Oct 7th, 2026
Seven S&P 500 stocks need 200%+ rallies to reclaim all-time highs

Seven major S&P 500 companies with market capitalizations exceeding $20 billion need to rally at least 200% to reach their previous all-time highs, according to Bespoke. The struggling firms include PG&E, PayPal, Ford, Nike, Las Vegas Sands, Zoetis, and Crown Castle. Nike has experienced particularly poor performance, with the company's stock trading at record lows and its dividend yield approaching 5%. Recent quarterly results showed Nike Brand sales fell 4%, online sales dropped 13%, Converse sales declined 28%, and China sales crashed 26%. CEO Elliott Hill indicated that weakness in the sportswear market would persist. PayPal faces intense competition in the payments sector. New CEO Enrique Lores reportedly declined a buyout offer from Stripe and will focus on cost reductions and improving customer experience.

Yahoo Finance
Oct 2nd, 2026
PayPal stock 83% below peak as branded checkout struggles against Apple Pay

PayPal shares trade 83% below their July 2021 peak of $305.13, despite total payment volume rising 56% and revenue growing 40% since Q2 2021. The company's branded checkout solution, its most lucrative segment, has stalled with just 2% growth in recent quarters. Analysts attribute PayPal's struggles to intensifying competition, particularly from Apple Pay, and potential weakness amongst economically sensitive users. The company rejected a $53 billion takeover offer from Stripe and Advent International in July, priced at $60.50 per share. Despite maintaining profitability and aggressively repurchasing shares with free cash flow, PayPal faces uncertain prospects. Trading at a price-to-earnings ratio of 10.2, the stock presents value characteristics, though recovery to its previous high appears unlikely without significant improvement in its branded checkout performance.

Yahoo Finance
Sep 22nd, 2026
PayPal surges 3% on Meta AI shopping deal as tech rotation hammers financials

PayPal shares rose 3% following a strategic partnership with Meta Platforms. The payment processor will enable customers to shop and check out using Meta's Muse personal AI agents across PayPal's global merchant network. The collaboration integrates AI-powered shopping capabilities with PayPal's payment infrastructure, allowing users to leverage Meta's AI technology whilst using PayPal as their payment method. Traditional financial stocks suffered as investors rotated capital into technology. Charles Schwab led declines, dropping 6.7%, whilst Allstate fell 5.0% and Raymond James declined 4.5%. Major banks also retreated. Morgan Stanley fell 3.5%, Bank of America dropped 3.4%, and JPMorgan Chase slid 3.0%.

CoinCentral
Sep 22nd, 2026
PayPal (PYPL) stock jumps 5% as Meta Muse AI shopping integration goes live.

PayPal (PYPL) stock jumps 5% as Meta Muse AI shopping integration goes live. PayPal (PYPL) stock jumped up to 5% Tuesday after partnering with Meta to enable Muse AI agent shopping and checkout on its platform. By Trader Edge September 22, 2026 3 Mins Read Tldr. * PayPal stock rose as much as 4.8% Tuesday after announcing a partnership with Meta to enable Muse AI shopping on its platform * PayPal customers can now use Meta's Muse AI agent to shop and check out at participating merchants worldwide * Meta stock gained around 1% on the news, trading near $748.97 * Shopify announced a similar Muse partnership Monday, with its stock up over 7% across two days * Amazon blocked Muse from shopping on its site as part of an effort to keep rival shopping bots out PayPal stock jumped as much as 4.8% Tuesday morning, hitting $55.12, after the company announced a partnership with Meta to integrate the Muse AI shopping agent into its platform. PayPal customers can now use Muse personal AI agents to browse and check out at participating merchants worldwide. The company announced the deal on social media platform X. In recent trading, PayPal stock settled around $53.69 to $53.95, up roughly 2% to 2.6% on the day. Meta stock gained around 1% on Tuesday, trading near $748.97, following the PayPal news. The PayPal deal came one day after Shopify announced its own Muse partnership. Shopify said customers could use Muse to find products from its merchants and complete purchases through Shop Pay. Shopify stock rose 7.2% Tuesday to $147.83, adding to a 7.3% gain from Monday when the partnership was first reported. Muse gains ground fast. Meta's Muse AI agent has been moving quickly since its release. Less than two weeks after launching, it claimed the top spot on Apple's U.S. App Store last Friday. The speed of adoption has pushed payment and commerce platforms to move fast on integrations. PayPal and Shopify are now both live with Muse checkout capabilities. Not everyone is on board, though. Amazon blocked Muse from shopping on its website, part of a wider push to stop rival AI shopping bots from making purchases on the platform. PayPal and the Broader Picture. Payment apps have been racing to tie themselves to AI shopping models as consumer interest in agent-based shopping grows. PayPal's partnership puts it alongside Shopify as one of the first major platforms to go live with Muse checkout. Meta stock is up more than 11% since Monday, when the Shopify deal was announced. PayPal's stock had been trading around $52.62 before the announcement. The spike to $55.12 marked a quick move on heavy volume before pulling back slightly. The PayPal and Shopify integrations make Muse one of the few AI agents that can complete real purchases end-to-end at scale. Muse's App Store ranking as the number one app in the U.S. as of Friday underlines how quickly consumer adoption has grown since its release. Stop guessing and start investing with confidence. KnockoutStocks gives you the AI insights, market intelligence, and stock research you need to spot opportunities, cut through the noise, and make smarter investment decisions - all in one powerful platform. Simply use coupon code SPECIAL50 at checkout to claim your exclusive discount. Limited Time Offer Get 3 free stock ebooks. Discover top-performing stocks in AI, Crypto, and Technology with expert analysis. * Top 10 AI Stocks - Leading AI companies * Top 10 Crypto Stocks - Blockchain leaders * Top 10 Tech Stocks - Tech giants Futures & Crypto Trader | Sharing charts, strategies, & mindset tips to help you level up | Not Financial Advice Follow on X @Pro_Trader_Edge September 22, 2026

Yahoo Finance
Sep 22nd, 2026
Marram exits PayPal after CEO firing breaks investment thesis

Marram Investment Management has exited its position in PayPal Holdings following what it described as a breakdown in its investment thesis. The firm sold its shares at a slight loss after PayPal's board abruptly dismissed the chief executive officer and appointed a successor from HP with no experience in payments, technology, or product development. Marram's original investment case centred on a capable management team rebuilding PayPal's technology, product, and brand. The firm stated it acted accordingly when those circumstances changed. PayPal's shares fell 15.50% over the past month and are down 21.82% year-on-year. The company closed at $52.62 per share on 21 September 2026, with a market capitalisation of $45.01 billion. Hedge fund ownership declined from 76 portfolios to 60 during the second quarter.

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