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Ramsey Solutions

Personal finance coaching and educational resources

Overview

Ramsey Solutions helps individuals and businesses improve their financial health through education, guidance, and practical tools. It offers budgeting resources, debt-management advice, and investment and retirement planning, plus The Ramsey Show and live events on money and leadership. Revenue comes from books, educational materials, and event tickets, while providing many free resources to attract a wide audience. The approach emphasizes behavior change and practical, no-nonsense guidance to help people pay off debt, gain financial literacy, and build long-term wealth.

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About Ramsey Solutions

Simplify's Rating
Why Ramsey Solutions is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Consumer SoftwareFinancial ServicesEducationEntertainment

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Franklin, Tennessee

Founded

1992

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Simplify's Take

What believers are saying

  • January 8, 2026 EveryDollar relaunch targets $20 billion annual financial transformation by 2030.
  • April 14, 2026 presale for Stop Talking, Start Communicating broadens Ramsey’s publishing engine.
  • September 1-2, 2026 Investing Essentials event monetizes fans with $199 tickets.

What critics are saying

  • O’Connor’s pregnancy-discrimination case survived on June 24, 2025 and keeps draining management.
  • The January 14, 2026 TCPA settlement costs $1.09 million for marketing texts.
  • Ken Coleman left April 27, 2026, and Rachel Cruze ended her show March 30, 2026.

What makes Ramsey Solutions unique

  • Dave Ramsey’s Baby Steps still anchor books, shows, coaching, and EveryDollar in 2026.
  • Ramsey Network spans seven YouTube shows, ten podcasts, and 25 million monthly downloads.
  • EveryDollar now bundles budgeting, live coaching, and personalized money plans.

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Benefits

  • Health Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Flexible Work Hours
  • Dependent Care FSA
  • Wellness Program

Company News

Quality Growth Companies
Sep 15th, 2026
QGC names Blake Thompson Vice President of Mission Advancement and Brand Ambassador.

QGC names Blake Thompson Vice President of Mission Advancement and Brand Ambassador. Media executive and philanthropist to lead outreach, charitable engagement, and brand strategy across the company's growing family of businesses OVERLAND PARK, Kan., August 25, 2026 (Updated September 15, 2026) - Quality Growth Companies (QGC) announced that Blake Thompson has joined the company as Vice President, Mission Advancement and Brand Ambassador. In this new role, Thompson will lead QGC's charitable giving and outreach strategy, including expanding relationships with existing QFoundation partners such as Folds of Honor, Shelter KC, and Rescue Hill. He will also serve as a strategic advisor on marketing and brand strategy, ensuring the company's mission remains central across its expanding portfolio. "QFoundation is personal to us. It is one way we show up for people who serve, support families, and help young people see what is possible," said Jeannie Williams, co-chair of QFoundation and President of QGC. "Blake's experience building trusted platforms, paired with his own record of service, makes him exactly the kind of leader who exemplifies our core values." Thompson joins QGC following a distinguished 30-year tenure at Ramsey Solutions, where he served as Executive Vice President. Working alongside founder Dave Ramsey, Thompson helped grow Ramsey Solutions into a nationally recognized media company with more than 1,000 employees, 10 podcasts, national radio syndication, and an expanding digital platform. Beyond his corporate leadership, Thompson is a dedicated humanitarian. He has spent several years working to dismantle the cycle of debt-slavery in Pakistan, successfully helping to free over 2,200 families trapped in bonded labor. Thompson now brings that humanitarian focus directly to QFoundation's mission. "I've spent my career helping build platforms that impact people's lives, but the work that has shaped me most has been walking alongside families fighting for their freedom," said Thompson. "QFoundation's mission of strengthening families, honoring those who serve, and giving young people a real shot at their future is work I already believe in with my whole heart. I'm grateful for the chance to help build it alongside Chad, Jeannie, and this entire team." "Throughout his career, Blake has demonstrated that meaningful impact comes from building organizations that serve people well," said Chad Williams, co-chair of QFoundation and CEO of QGC. "His experience, leadership, and commitment to service make him uniquely qualified to help expand QFoundation's reach and strengthen our broader mission." Thompson's appointment marks the foundation's first executive-level role dedicated to advancement and outreach. It reflects QGC's continued investment in aligning business growth with community impact, while expanding QFoundation's work in support of veterans, first responders, families, and future leaders.

Yahoo Finance
Jun 12th, 2025
Rachel Cruze: 4 Things That Keep You Broke Regardless Of Salary

The Northwestern Mutual 2025 Planning Progress Study found that 52% of Americans had household incomes that weren’t growing enough to keep up with inflation, which was also the top financial concern reported. Discover More: The 5 Car Brands Named the Least Reliable of 2025 Consider This: 9 Downsizing Tips for the Middle Class To Save on Monthly Expenses But even if you earn a high enough salary to comfortably handle rising prices, that doesn’t mean you’ll make good decisions that build wealth. In a recent video, money expert Rachel Cruze discussed four habits that keep you broke regardless of what you make and gave tips on how to stop them. “If you’re continuing to live a lifestyle that your income cannot support, you’re going to either be in the hole, or you’re going to be draining your savings if you have it,” Cruze said. Sometimes, this happens if you experience an income reduction and refuse to downgrade your lifestyle accordingly. However, living beyond your means can also become a habit at any income level, especially when you’re not sure how much money you’re making and how you’re using it

Yahoo Finance
Jun 9th, 2025
Dave Ramsey Tells Washington State Man Negotiating With A Repo Man He Should Be At The Bottom Of To-Do List

Jordan from Spokane, Washington, has collection agencies coming after him, so he called into The Ramsey Show for help negotiating with debt collectors. In particular, a repo agent — also known as a repossession agent, who is employed by a collection agency to repossess property over a failure to make contractual payments — has been “coming at me hard.” Jordan said he has also gone into collections with some household bills. The repo man wants either $5,000 down with smaller monthly payments or a monthly payment of about $800 a month for a year and a half. “I’m the sole provider of a family of four and so that kind of makes it difficult,” Jordan told Dave Ramsey during the episode. Jordan makes about $92,000 a year working in construction. He got behind with his payments when he switched jobs, but ultimately said, “I can make excuses all day but really just being irresponsible with my money.” When you’re overdue with a bill — anything from a phone bill to a car loan to a medical bill — your account could be sent to collection after about three months

Yahoo Finance
Jun 6th, 2025
How To Stretch Every Dollar Without Sacrificing Joy

Establishing a budget is an important step toward financial independence. You will get a better understanding of where your money goes and be more intentional with how you use every dollar. However, some people give up on budgeting because of how rigid it can feel. In a recent YouTube video, financial guru Kate Kaden shared some of the strategies she uses to stretch each dollar she has while having fun with budgeting. Advertisement: High Yield Savings Offers Powered by Money.com - Yahoo may earn commission from the links above. Check Out: 25 Places To Buy a Home If You Want It To Gain Value Read Next: 8 Frugal Habits Americans Are Ridiculed for — and Why You Shouldn’t Care Having fun with budgeting doesn’t mean spending money irresponsibly

Yahoo Finance
Jun 4th, 2025
Dave Ramsey’S Financial Health Checklist: Are You Able To Retire Early?

Many Americans dream of retiring early — and with the right planning, they can make it a reality. While retiring before the traditional age of 65 isn’t easy, it’s certainly possible with a disciplined approach to your finances. For You: 3 Proven Strategies To Turn Middle-Class Earnings Into Lasting Family Wealth Check Out: 25 Places To Buy a Home If You Want It To Gain Value In a recent Ramsey Solutions post, the Ramsey team outlined a checklist of everything you need to do to be able to retire early. See how many items you can check off. Before you set a budget, you need to determine the type of retirement you want. Are you content with a simple, low-cost lifestyle, or do you envision traveling the world? Answering these questions will help you calculate how much money you’ll need to save

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