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Remodel Health

Employer health benefits software with consulting

Overview

Remodel Health offers a software platform for employers to manage and optimize health benefits while cutting costs. The platform provides tools for selecting and configuring health plans, ensuring compliance (e.g., No Surprises Act), and giving employees a range of benefit options. The service combines a technology solution with licensed benefits consultants who guide clients through enrollment, plan design, and regulatory obligations. Revenue comes from subscription fees for the software and consulting services. Remodel Health differentiates itself by pairing technology with expert advisory support to help employers switch from traditional group plans to flexible, cost-effective benefit packages that fit budget goals and improve employee satisfaction. The company aims to help employers offer competitive, compliant benefits, control costs, and enhance employee care and retention.

Significant Headcount Growth

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About Remodel Health

Simplify's Rating
Why Remodel Health is rated
C+
Rated B on Competitive Edge
Rated B on Growth Potential
Rated D+ on Differentiation

Industries

ConsultingEnterprise SoftwareHealthcare

Company Size

201-500

Company Stage

Growth Equity (Venture Capital)

Total Funding

$100M

Headquarters

Indianapolis, IN

Founded

2015

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Simplify's take

What believers are saying

  • November 3, 2026 Lively HSA launch expands wallet share inside existing CHOICE enrollments.
  • August 26, 2026 ClearChoice and 95% retention signal durable customer satisfaction and upsell power.
  • Indiana's first state tax credit for ICHRA, plus 2026 market momentum, accelerates adoption.

What critics are saying

  • CMS and SBA renamed ICHRA to CHOICE in September 2026, inviting copycats and confusion.
  • The company depends on individual-market regulation; a federal rollback would crush demand quickly.
  • Large carriers or payroll platforms can bundle competing CHOICE workflows, compressing margins by 2027.

What makes Remodel Health unique

  • Remodel Health dominates CHOICE administration, serving 100,000+ members and thousands of employers.
  • Oak HC/FT-backed acquisition of PeopleKeep, completed February 2024, broadened scale and product reach.
  • ClearChoice and 200-plus integrations, including UKG and Paylocity, make administration unusually sticky.

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Funding

Total Funding

$100M

Above

Industry Average

Funded Over

1 Rounds

Growth Equity VC funding comparison data is currently unavailable. We're working to provide this information soon!
Growth Equity VC Funding Comparison Coming Soon

Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Paid Vacation
  • 401(k) Company Match
  • Sabbatical Leave

Growth & Insights and Company News

6 month growth

-1%

1 year growth

22%

2 year growth

22%
PR Newswire
Nov 3rd, 2026
Remodel Health and Lively launch HSA linked to CHOICE Arrangement plan shopping

Remodel Health and Lively have launched the Remodel Health HSA, which lets employees choose a health plan and open a health savings account (HSA) in one connected process. The product is powered by Lively and announced on November 3, 2026. Employers that run a CHOICE Arrangement (formerly ICHRA) with Remodel Health can add the account to their benefits package. It links HSA enrolment directly to the plan-shopping experience. Recent legislation made all on-exchange Bronze and catastrophic plans HSA-eligible. Remodel Health's share of HSA-eligible members has risen from about 30% to more than 40%. Remodel Health chief executive officer Austin Lehman said participating employees save an average of 25% by funding expenses through payroll. Employers save 7.65% in FICA tax. The offering includes a debit card and a mobile app.

TrendPulse
Sep 16th, 2026
Thatch hits unicorn status as ICHRA adoption accelerates.

Thatch hits unicorn status as ICHRA adoption accelerates. technology Key takeaways. * Health benefits platform **Thatch** has achieved a $1 billion valuation after raising $108 million, marking a significant increase from its $410 million valuation just 17 months ago. * The company reported a 7x increase in annual recurring revenue, driven by a shift toward **Individual Coverage Health Reimbursement Arrangements (ICHRAs)**. * With employer healthcare costs projected to rise by over 8% in 2027, Thatch is capitalizing on the demand for flexible, portable, and cost-controlled benefit models. TrendPulse analysis. Industry context. Thatch's rapid ascent to unicorn status signals a broader structural shift in the $1.5 trillion U.S. employer-sponsored health insurance market. For decades, the industry has been dominated by the "group plan" model, which is increasingly failing to address the diverse needs of a modern, distributed workforce. As healthcare costs continue to outpace inflation, the traditional model is becoming a liability for both balance sheets and employee retention. Competitors like **Take Command** and **Remodel Health** are also operating in this space, but Thatch's ability to scale revenue by 7x suggests that the market is moving past the "early adopter" phase. The rise of ICHRAs represents a move toward the "consumerization" of healthcare. By treating health benefits as a portable, personalized budget rather than a static corporate perk, these platforms are aligning with the broader trend of workforce flexibility seen in the gig economy and remote work sectors. Why this matters. For executives and HR leaders, the success of Thatch is a clear indicator that the status quo of annual insurance renewals is no longer sustainable. The 8% projected cost increase for 2027 is a breaking point for many mid-market companies. Adopting an ICHRA-based model is no longer just a cost-saving measure; it is a strategic move to improve employee satisfaction by offering the autonomy to choose plans that cover specific needs, such as the increasingly popular GLP-1 weight-loss drugs. Investors should view this valuation as a validation of the "benefits-as-a-service" category. As regulatory frameworks like ICHRAs mature, the barrier to entry for companies looking to exit the traditional group market is lowering. Decision-makers should evaluate their current benefits spend against the potential for a defined-contribution model. The ability to offload the administrative overhead of insurance management while simultaneously increasing the value proposition for employees is a rare win-win in a sector typically defined by zero-sum negotiations. The bottom line. Thatch's $1 billion valuation confirms that the shift toward portable, employee-centric health benefits is accelerating, forcing a long-overdue modernization of the employer-sponsored insurance industry. Read the full article. This analysis is based on reporting from TechCrunch AI-powered news analysis · September 16, 2026 Editorially Reviewed

Remodel Health
Aug 26th, 2026
Remodel Health launches ClearChoice, redefining end-to-end benefits service.

Remodel Health launches ClearChoice, redefining end-to-end benefits service. ClearChoice by Remodel Health replaces outdated "white-glove service" promises with an accountable, end-to-end benefits transformation service INDIANAPOLIS, August 26, 2026 - Remodel Health, the nation's leading individual coverage health reimbursement arrangement (ICHRA) partner, today announced the launch of ClearChoice by Remodel Health, a new identity for its comprehensive service model. ClearChoice reflects the company's commitment to delivering measurable outcomes. For years, "white-glove service" has been the industry's shorthand for exceptional support. Today, many benefits administrators make the same claim, despite their levels of service varying significantly. ClearChoice gives the promise new meaning by defining what comprehensive, accountable service should look like. ClearChoice by Remodel Health represents a new standard: an end-to-end benefits transformation service built around a single, accountable model that supports employers, brokers, and employees throughout the entire benefits lifecycle. As more employers adopt individualized health benefits like ICHRA, the quality and accountability of the service model behind those benefits have become just as important as the technology that powers them. "Too many organizations promise white-glove service without defining what that actually means," said Andy Clark, Chief Marketing Officer at Remodel Health. "ClearChoice puts substance behind that promise. We've built a service model that gives employees confidence in their benefits, helps HR teams succeed, empowers brokers to better serve their clients, and gives business leaders confidence in their benefits strategy." Unlike fragmented service models that rely on multiple vendors or disconnected support teams, ClearChoice provides a coordinated experience from implementation through ongoing administration, employee support, compliance guidance, premium payments, renewals, and long-term program optimization. "ClearChoice reflects how we've always approached customer success by taking ownership of the entire benefits experience," said Johnna Barnard, Chief Customer Officer at Remodel Health. "Our team is accountable from implementation through renewal, helping employers, brokers, and employees navigate every step with confidence. We don't simply administer benefits. We help our customers build programs that succeed year after year." ClearChoice by Remodel Health is backed by measurable performance: * 100,000+ members served * 95% annual customer retention * 96% advisor satisfaction rating * 100% licensed advisory staff * 99%+ AutoPay payment accuracy According to our2026 National ICHRA Report, businesses transitioning to Remodel Health from another ICHRA vendor increased 137% from 2024 to 2025, reflecting growing demand for a more accountable benefits experience. About Remodel Health Founded in 2015, Remodel Health helped pioneer the individualized benefits market and has grown into the industry's largest ICHRA administrator. Today, the company serves more than 100,000 members nationwide and partners with thousands of employers and brokers to simplify benefits administration while improving the employee experience. Media Contact Holly Bengfort Content Marketing Specialist [email protected]

Total Benefit Solutions Inc
Aug 11th, 2026
Total Benefit Solutions Inc. partners with Remodel Health: A new era of health benefit advocacy.

Total Benefit Solutions Inc. partners with Remodel Health: A new era of health benefit advocacy. At Total Benefit Solutions Inc., Total Benefit Solutions Inc has spent decades serving as a lighthouse in the often-foggy world of health insurance. Its mission has always been simple: to act as your tireless advocate, navigating the complex rules of state and federal programs to ensure you get the benefits you deserve. Total Benefit Solutions Inc has built its reputation on a personalized approach and a refusal to ever accept "no" as an answer when fighting for its clients. Today, Total Benefit Solutions Inc is thrilled to announce a significant evolution in its ability to serve you. Total Benefit Solutions Inc. has officially entered into an agreement to represent Remodel Health, a pioneer in modern health benefit technology. By becoming official representatives of the Remodel Health platform, Total Benefit Solutions Inc is bringing a powerhouse of innovation to small and medium-sized businesses. This partnership allows Total Benefit Solutions Inc to combine its deep regulatory expertise and "advocacy-first" mindset with a world-class technology suite designed to eliminate the administrative headaches that have plagued employers for years. Why Total Benefit Solutions Inc chose Remodel Health (and why it matters to you). As an independent broker, Total Benefit Solutions Inc don't work for the insurance companies; Total Benefit Solutions Inc work for you. That means Total Benefit Solutions Inc is constantly shopping for the best tools and plans available in the marketplace. Total Benefit Solutions Inc didn't choose to represent Remodel Health on a whim. Total Benefit Solutions Inc chose them because their ICHRA+(R) platform solves the three biggest problems facing business owners today: rising costs, administrative complexity, and the "one-size-fits-none" approach of traditional group plans. 1. Predictable costs: no more "renewal shock" If you are a business owner, you know the dread of the annual renewal meeting. You wait for the carrier to hand over a sheet of paper that likely shows a double-digit premium increase, leaving you to decide between cutting benefits or raising costs for your employees. Through the Individual Coverage Health Reimbursement Arrangement (ICHRA) model: powered by Remodel Health: you regain control. Instead of being at the mercy of a single group plan's performance, you define exactly how much you want to contribute toward your employees' health insurance. You set the budget, and it stays predictable year after year. 2. Eliminating the "administrative nightmare" Total Benefit Solutions Inc know that for many HR teams and business owners, managing health benefits feels like a second full-time job. This is where its partnership with Remodel Health truly shines. One of the biggest hurdles to adopting an ICHRA has historically been the paperwork. How do you handle reimbursements? How do you sync with payroll? Remodel Health solves this with over 200 payroll and HRIS integrations, including seamless connections with major providers like UKG, Paylocity, and ADP. But the real "game-changer" is the AutoPay feature. In a standard ICHRA, employees often have to front the money for their premiums and wait for a reimbursement check. With AutoPay, those days are over. Remodel Health handles the premium payments directly to the insurance carriers. This means your employees never have to worry about out-of-pocket premium costs, and your HR team never has to manually process health insurance reimbursements again. 3. Employee choice: empowering your team. In a traditional group plan, you pick one or two options and hope they work for everyone from your 22-year-old intern to your 60-year-old CFO. It rarely does. With the Remodel Health platform, your employees get to shop for their own individual plans on the open market. They can choose the carrier, the network, and the coverage level that fits their specific family needs and doctor preferences. They get the freedom of choice, and you get the tax-advantaged savings of a corporate-sponsored benefit. Advocacy meets technology. You might be wondering: "If the software is so good, why do I need an advocate like Total Benefit Solutions?" The answer is simple: Technology is a tool, but advocacy is a relationship. While the Remodel Health platform provides the "engine," Total Benefit Solutions remains your "navigator." Total Benefit Solutions Inc use these advanced tools to fight harder for you. Whether it's navigating the nuances of ACA compliance, helping an employee understand how their new plan interacts with specialized grants or foundations, or stepping in when a claim is unfairly denied, Total Benefit Solutions Inc is there. Total Benefit Solutions Inc is now official representatives of this platform, which means Total Benefit Solutions Inc don't just "refer" you: Total Benefit Solutions Inc manage the experience for you. Total Benefit Solutions Inc maintain its commitment to being the independent broker who compares every option. If an ICHRA through Remodel Health is the right fit, Total Benefit Solutions Inc'll show you why. If another path is better, Total Benefit Solutions Inc'll tell you that, too. That is the transparency you deserve. What this means for medicare-eligible employees. For its clients with employees nearing or currently on Medicare, this partnership adds another layer of support. The Remodel Health platform includes guided tools to help employees transition or integrate their benefits with Medicare seamlessly. And as always, you have its resident expert "visual guide," Dr. Ben E. Fitz, to remind you that Medicare rules are complex, but help is always available at www.totalbenefits.net. Take the next step: see the platform in action. Total Benefit Solutions Inc don't expect you to take its word for it: Total Benefit Solutions Inc want to show you. Total Benefit Solutions Inc is now offering personalized demos of the Remodel Health platform for its current and prospective clients. During a demo, Total Benefit Solutions Inc can show you: * The Savings Analysis: How much your business could save by switching from a traditional group plan to an ICHRA. * The Payroll Sync: How Total Benefit Solutions Inc can integrate with your current system (UKG, Paylocity, etc.) to automate your benefits. * The Employee Experience: What it looks like for your team to shop for plans with "white-glove" guidance. At Total Benefit Solutions Inc., Total Benefit Solutions Inc believe that health insurance should work for the people, not the other way around. By partnering with Remodel Health, Total Benefit Solutions Inc is giving you the modern tools you need and the advocacy you've always relied on. Don't settle for another year of renewal stress and administrative headaches. Let Total Benefit Solutions Inc show you a better way to do benefits. Contact Total Benefit Solutions Inc today for a demo. Visit its website at www.totalbenefits.net or call Total Benefit Solutions Inc directly at (215) 355-2121 to schedule your walkthrough of the Remodel Health platform. Total Benefit Solutions Inc is ready to fight for your benefits: and now, Total Benefit Solutions Inc has the best technology in the business to help Total Benefit Solutions Inc do it. #InsuranceAdvocacy #ICHRA #EmployeeBenefits #RemodelHealth #NeverAcceptNo #SmallBusinessHealth #TotalBenefitSolutions Loading... October 26, 2022 In "AARP Medicare" Take a few minutes to watch this video from Independence Blue Cross then call the experts at Total Benefit Solutions, Inc to shop the entire marketplace with the guidance of a health insurance expert (215)355-2121 February 25, 2021 In "Total Benefit Solutions" March 17, 2023 In "COVID 19"

Remodel Health
May 8th, 2025
Join us for AIM 2025: The premier ICHRA conference

Remodel Health, in partnership with Ambetter Health, is set to kick off its third annual AIM Conference - the nation's premier gathering for individual coverage health reimbursement arrangement (ICHRA) innovation - on May 21, 2025, in downtown Indianapolis.

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