Renaissance Life and Health Insurance

Renaissance Life and Health Insurance

Provides supplemental health and ancillary insurance.

Overview

Renaissance Life and Health Insurance provides a broad set of employee ancillary benefits (Dental, Vision, Life & Disability) plus a supplemental health option called RenSecureHealth, along with individual dental and vision coverage including Active Lifestyles plans. It serves groups and individuals through funded plans and uses technology and customer service to manage benefits and claims. The company stands out by integrating ancillary and supplemental health coverage in flexible, consumer-driven plans and leveraging its decades of dental claims processing experience. Its goal is to meet today’s consumer-focused benefits needs while controlling costs for employers and individuals.

About Renaissance Life and Health Insurance

Simplify's Rating
Why Renaissance Life and Health Insurance is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Healthcare

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Indianapolis, Indiana

Founded

N/A

Simplify Jobs

Simplify's Take

What believers are saying

  • Ansel's $20M funding validates tech, boosts Renaissance's 'A' rated operations.
  • Expands ancillary portfolio addressing high-deductible plans and rising costs.
  • Diana Steinhoff drives digital transformation since April 2023 appointment.

What critics are saying

  • Ansel integration fails, delaying RenSecureHealth payouts within 6-12 months.
  • Colonial Life's 24-hour payout product erodes group benefits share in 12-18 months.
  • NAIC mandates underwriting changes for RenSecureHealth in 12-24 months.

What makes Renaissance Life and Health Insurance unique

  • RenSecureHealth covers 13,000+ conditions with 72-hour payouts, no hospitalization needed.
  • Acquired Ansel Health on November 4, 2025, integrating proprietary tech platform.
  • Launched Renaissance Operating System for digital access to all product lines.

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Benefits

Remote Work Options

Performance Bonus

Company News

PR Newswire
Sep 17th, 2025
Renaissance to Acquire Ansel Health

Renaissance Life & Health Insurance Company of America announced an agreement to acquire Ansel Health, a tech company innovating in supplemental health insurance. Ansel simplifies insurance by offering payouts for over 13,000 medical conditions without requiring accidents or hospitalization. This acquisition highlights Renaissance's commitment to innovative insurance solutions. The companies previously collaborated on RenSecureHealth to address coverage gaps and enhance value for stakeholders.

PR Newswire
Aug 1st, 2024
Renaissance Expands Benefits Portfolio With Innovative Supplemental Health Plan To Enhance Group Health Coverage And Offset Out-Of-Pocket Costs

INDIANAPOLIS, Aug. 1, 2024 /PRNewswire/ -- To help employers and employees address the issue of increasing out-of-pocket health costs, Renaissance Life & Health Insurance Company of America is enhancing its group ancillary insurance offerings with an innovative supplemental health solution. Powered by Ansel Health, an insurance technology company, the new offering enables quick and easy benefit payouts to members when one of 13,000 covered conditions is diagnosed.Simple, Comprehensive and Effective Coverage Offers Peace of Mind"As health care costs continue to increase, many employers are looking for solutions that ease the burden of unexpected medical expenses for employees," said Diana Steinhoff, LMHC, President and CEO of Renaissance. "This inventive supplemental health plan provides comprehensive coverage for a broad range of conditions, no medical underwriting requirements, a simplified claims experience and easy administration for employers."Designed to complement traditional health insurance, supplemental health insurance provides an extra source of support to help cover bills due to a health issue. Plans pay a cash benefit based on diagnosis, with no accident or hospital admission required. In addition, benefit amounts can be customized to help offset health insurance cost sharing

PR Newswire
Mar 7th, 2024
For The Ninth Consecutive Year Am Best Affirms A (Excellent) Financial Strength Ratings For Renaissance Benefits Companies

INDIANAPOLIS, March 7, 2024 /PRNewswire/ -- AM Best has affirmed the Financial Strength Ratings (FSR) of A (Excellent) and Long-Term Issuer Credit Ratings (Long-Term ICR) of "a" for Renaissance Life & Health Insurance Company of America, Indianapolis, Ind. and Renaissance Life & Health Insurance Company of New York, Binghamton, N.Y. With an effective date of January 24, 2024, the outlook for these ratings is stable.We are proud that for the ninth consecutive year, AM Best has affirmed our A (Excellent) Financial Strength Ratings. "This designation reflects our strength and stability and is a testament to the diversification of our portfolio, and recent digital transformation to create a seamless customer experience," said Diana Steinhoff, LMHC, President and CEO of Renaissance. "The company's significant investment in technology has reinvigorated our commitment to innovation and making benefits easier for individual members, employers and brokers. With several new initiatives underway, we're excited about continuing to apply the latest technology to enhance our service model further."The Renaissance product portfolio includes dental, vision, life and disability plans

PR Newswire
Sep 21st, 2023
Renaissance Foundation Donates $40,000 To American Red Cross Disaster Relief Fund

INDIANAPOLIS, Sept. 21, 2023 /PRNewswire/ -- The Renaissance Foundation, established by Renaissance Life and Health Group announced it has donated $40,000 to the American Red Cross in support of disaster relief efforts for Hurricane Idalia in the Southeast and the Maui wildfires in Hawaii. The American Red Cross is stretching its resources to respond to these two large disasters more than 4,500 miles apart by providing shelter, food, health and mental health services, as well as relief supplies."Our hearts go out to all of those who have suffered because of these catastrophic events," said Diana Steinhoff, President and CEO of Renaissance. "As a recent resident of Florida, I understand firsthand the devastation, cleanup, rebuilding and recovery challenges people in affected areas face. Renaissance has a history of giving to communities where its members, employees, partners and their families work, live and play, and we're pleased to be able to contribute to the American Red Cross relief and recovery efforts once again."Renaissance has a history of giving … and we're pleased to be able to contribute to the American Red Cross relief again. Tweet thisTo help thousands who were affected by these disasters, the Red Cross deployed trained disaster workers, including more than 900 in the Southeast and more than 1,100 in Hawaii, who are helping on the ground or virtually

PR Newswire
Apr 26th, 2023
Appointment Of Diana Steinhoff As President And Ceo Of Ancillary Benefits Carrier Renaissance Initiates New Digital Era At The Company

INDIANAPOLIS, April 26, 2023 /PRNewswire/ -- Renaissance, which specializes in dental, vision, life and disability insurance, today announced the appointment of Diana Steinhoff, LMHC, as President and Chief Executive Officer. Steinhoff brings a unique combination of building successful insurance businesses and a mental health counseling background to her new position at Renaissance. She is adept at creating business strategies to drive digital transformations, optimize operations and deliver exceptional customer experiences. Her focus on technology, innovation and creativity will help activate a digital reset and propel a fresh era of growth at the company.Steinhoff's focus on technology, innovation and creativity will help activate a digital reset and propel Renaissance forward. Tweet this Diana Steinhoff, LMHC, joins Renaissance as President and CEO to help drive the next phase of growth."The recent adoption of the new Renaissance Operating System (ROS), which provides digital access to all of the company's product lines, coupled with an extraordinary team, who is committed to delivering outstanding experiences for brokers, employers and individual customers, makes this a very exciting time at Renaissance," said Steinhoff. "The company is poised for growth, and I look forward to leveraging my experience to enhance business operations, accelerate digital transformation and encourage people to think in creative new ways."With more than two decades of experience in the insurance and healthcare fields, Steinhoff's accomplishments include leading diverse, high-performing teams and building two successful group insurance businesses from the ground up

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