Overview
Resources for Community Development (RCD) develops, owns, and preserves permanently affordable housing in California’s Bay Area for low-income people, seniors, and those with special needs. It combines real estate development, asset management, and on-site resident services, acquiring sites and assembling mixed public/private funding (including VHHP) to build or preserve housing across six counties, with a goal of 3,000+ units by 2025. Its differentiator is a holistic approach that adds comprehensive resident services—stability support, health, economic security, social engagement, and youth programs—and a Community Development department that supports resident leadership and neighborhood improvement, along with active housing advocacy. The goal is to provide long-term, permanently affordable homes while keeping properties financially sound and serving as catalysts for positive community change, especially for people with special needs and those who were formerly unhoused.
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Simplify's take
What believers are saying
- Fall 2026 brought more than 420 homes under construction and a fundraising record.
- RCD opened five communities in 2025, including Maudelle Miller Shirek and Rick Judd Commons.
- Its June 2025 990 showed $75.7 million net assets and $27.3 million revenue.
What critics are saying
- RCD depends on public subsidies; 2026 project delays or cuts stall construction quickly.
- Bay Area labor and materials inflation compress margins, while preservation rehab adds surprise costs.
- Loss of California tax credits or philanthropic support would freeze RCD's pipeline.
What makes Resources for Community Development unique
- RCD operates 3,000+ permanently affordable homes across six Bay Area counties by 2025.
- It pairs development with resident services, including support for housing retention and wellness.
- In 2025, RCD delivered 446 apartments, its strongest year on record.
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