Ripple provides financial services using blockchain technology and cryptocurrency to enhance transaction efficiency. Its platform allows clients, including financial institutions and governments, to conduct real-time settlements, manage liquidity, and access working capital, making transactions faster and more cost-effective. Ripple stands out by offering solutions for Central Bank Digital Currencies (CBDCs), ensuring high security and scalability, as demonstrated by its partnership with Palau to create a national digital currency. The company's goal is to transform financial transactions by providing tools that lower costs and improve cash flow for its clients.

Camp One Ventures

Lightspeed Venture Partners

IDG Capital

Vast Ventures

Venture51

Founders Fund

Andreessen Horowitz

Digital Currency Group

Core Innovation Capital

Avant Global

Route 66 Ventures

Nurzhas Makishev

Seagate Technology

CRCM Ventures

RRE Ventures

Blockchain Capital

AME Cloud Ventures

CME Ventures

Mouro Capital

Standard Chartered

SBI Investment

SBI Group

Abstract Ventures

Accenture Ventures

SCB Digital Ventures

Tetragon Financial Group

Fintech

Crypto & Web3

Financial Services

Ripple

MoonPay plans to expand its trading and marketplace volume by acquiring Helio.The acquisition adds the technology, team and ecosystem of Helio, a cryptocurrency payment processor that supports Solana and other blockchains, to the crypto payments capabilities of MoonPay, the companies said in a Monday (Jan. 13) press release.“Helio’s technology and expertise strengthen our ability to deliver efficient, secure and scalable solutions for crypto commerce, trading infrastructure and marketplaces,” MoonPay CEO and co-founder Ivan Soto-Wright said in the release. “With MoonPay and Helio combined, we now offer the most comprehensive product for on-chain payments.”MoonPay’s solutions facilitate access to the crypto economy for more than 20 million verified accounts across 180 countries, and for global brands, according to a separate Monday press release emailed to PYMNTS.With its acquisition, MoonPay adds Helio’s suite of payment tools that make it easy for marketplaces, apps, trading terminals and decentralized exchanges (DEXs) to accept USDC and other digital currencies, per the separate release. These tools are used by more than 6,000 sellers and over 1 million users, the release said.The entire Helio team will join MoonPay, Helio said in a Monday blog post.“Most of our customers today are early adopters, but the opportunity is much larger,” Helio said in the post. “Only 5%-10% of crypto holders actively use their assets. In this next chapter, we aim to unleash the spending power of millions of crypto owners, enabling a rapidly expanding network of Helio-powered online stores and apps to sell more with crypto.”MoonPay said Dec

Moonpay Acquires Crypto Payment Processor Helio

The ADAPT Centre at Trinity College Dublin is partnering with the leading provider of digital asset infrastructure for financial institutions Ripple, to establish the Ripple Blockchain Collaboratory, a new initiative that will focus on advancing research into blockchain, cryptocurrency, cybersecurity, and FinTech. The collaboration is part of Ripple’s University Blockchain Research Initiative (UBRI) and is supported by $200,000 in funding over two years.Led by Professor Hitesh Tewari of Trinity’s School of Computer Science and Statistics, the Ripple Blockchain Collaboratory will serve as a hub for research and project-based learning, designed to foster technical innovation, knowledge sharing, and thought leadership. The programme will engage faculty and graduate students, addressing the role of emerging technologies in transforming the financial and technology sectors.Speaking about the collaboration, Professor Hitesh Tewari, said: “We are delighted to be the first university in Ireland to receive support through Ripple’s UBRI programme. The Ripple Blockchain Collaboratory will provide a platform for advancing blockchain research, allowing our students and staff to research and develop solutions that address real-world challenges in FinTech, cybersecurity, and privacy.”The multi-year partnership will prioritise research development, advancing projects such as a decentralised social media network – a platform designed to operate without central authority, ensuring greater user privacy and control; post-quantum cryptography, which enhances security to resist future quantum computing threats; and zero knowledge proofs, a method for verifying data without revealing the underlying information.The ADAPT Centre will also manage an XPR Ledger (XPRL) validator, a critical component of the XRPL network. The XRPL is a decentralised blockchain ledger and XRPL validators evaluate transaction proposals from a specific set of trusted validators called a Unique Node List (UNL), augmenting the network’s security and decentralization. Hosting an XRPL validator at Trinity will allow researchers to contribute directly to this global infrastructure while exploring its potential for innovative blockchain solutions, and also achieves UBRI’s mission to educate around innovative crypto technology – including the XRPL.The programme will also focus on building awareness and engagement within the blockchain and FinTech ecosystems

Ripple And Adapt Announce Blockchain Research Collaboration At Trinity College Dublin

Bitcoin is reportedly approaching a record high as the inauguration of President-elect Donald Trump nears.The cryptocurrency was priced at $104,538 Friday at 2:12 p.m. Pacific time, a figure that was up 4.56% for the day and 12.96% for the week, according to TradingView.Earlier Friday, when bitcoin was at $102,595, TradingView said the cryptocurrency had achieved its best weekly gain since November and had surged 48% since the Nov. 5 presidential election.Bloomberg reported Friday that bitcoin was on pace to make its largest weekly gain since the election and noted that it was doing so with Trump’s inauguration just days away.Bitcoin reached a record high of $108,315 in December but declined in three of the past four weeks, according to the report.The report attributed this week’s rebound to Trump’s expected pro-crypto policies and to a wider rally of riskier assets driven by investors’ expectations that the Federal Reserve will make further interest rate cuts.It was reported Friday that Trump plans to issue, shortly after taking office, an executive order that would designate cryptocurrency as a national priority, guide government agencies to work closely with the crypto industry, and establish a crypto advisory council that will advocate for the industry’s policy priorities.On Jan. 7, Fidelity said in a new report on the digital asset space that the world’s governments and central banks will be among the next “significant investors” in bitcoin.Noting that governments such as the U.S. have requirements for the selling or handling of the bitcoin obtained through government seizures and recoveries from criminal cases, Fidelity’s Matt Hogan wrote in the report: “We expect 2025 to be the year this changes for both acceptance and adoption. This is to say, we anticipate more nation-states, central banks, sovereign wealth funds, and government treasuries will look to establish strategic positions in bitcoin.”Ripple CEO Brad Garlinghouse noted a “Trump bull market” in a Jan

Bitcoin Nears Record High As Trump Inauguration Nears

Ripple Labs, a popular blockchain payments firm, has partnered strategically with Dublin-based Trinity College.

Ripple Collaborates with Trinity College to Tackle Blockchain Challenges Head-On

Ripple y MoonPay se han unido para ayudar a California en su lucha contra los devastadores incendios forestales. Juntos, donaron 50,000 dólares en stablecoin RLUSD a la Fundación del Departamento de Bomberos de Los Ángeles (LAFD), con el objetivo de apoyar a los primeros en responder que están trabajando incansablemente para proteger vidas y propiedades.Ripple muestra el potencial de las criptomonedas ayudando a sofocar los incendios forestales de CaliforniaRipple anunció la colaboración el 10 de enero, destacando su compromiso de ayudar a los esfuerzos de LAFD durante este momento crítico. Eric Van Miltenburg, un alto ejecutivo de Ripple, expresó sentimientos sinceros sobre la donación, enfatizando la importancia de apoyar a aquellos que arriesgan sus vidas para proteger a otros. “Los incendios forestales en California han causado tanta devastación — nuestros corazones están con los afectados. Agradecido de ver a Ripple y MoonPay contribuyendo a los esfuerzos de ayuda apoyando a LAFDFoundation durante un momento inimaginable para tantos”, dijo Miltenburg. Mientras tanto, el LAFD expresó gratitud en las redes sociales, agradeciendo a Ripple por su generosidad durante un período crítico

Ripple Y Moonpay Donan $50,000 En Rlusd Para Combatir Los Incendios Forestales En California

Decrypt’s Art, Fashion, and Entertainment Hub. Discover SCENEAfter sparing no expense on the 2024 election, American crypto-related firms are doubling down on lavish political spending—by donating in droves to Donald Trump’s inauguration committee.Inaugural funds like Trump’s pay for the days of lavish dinners, parties, and parades that typically surround an incoming president’s swearing-in, as well as the official ceremony itself. Donations to inaugural committees are commonplace for corporations and wealthy individuals seeking to curry a new president’s favor and hobnob with members of their administration on one of Washington’s biggest nights.In the lead-up to Trump’s inauguration on January 20, numerous prominent crypto companies have dished out millions to aid the incoming president’s first night back in office. Remarkably, some appear to have shelled out seven-figure sums to Trump’s inaugural committee even after the organization ran out of coveted perks for high rollers.While public disclosures about the donations have not yet been filed, here’s a rundown of every crypto-related company known to have donated so far.RippleRipple, one of the chief architects of crypto’s historic 2024 political spending push, is gifting Trump’s inaugural fund $5 million worth of XRP, a company spokesperson confirmed to Decrypt. XRP is a cryptocurrency that Ripple’s founders helped develop, and it powers the company’s financial services platform.The firm, which provides blockchain infrastructure to financial institutions, has plenty more XRP to spare. In the weeks following Trump’s re-election on November 5, the company’s escrowed stash of XRP has grown in value by more than $85 billion.Ripple CEO Brad Garlinghouse and Chief Legal Officer Stuart Alderoty just met with Trump this week.RobinhoodPopular trading app Robinhood, which has aggressively expanded its crypto offerings in recent years, donated $2 million to Trump’s inauguration committee, a company spokesperson confirmed with Decrypt.“Robinhood is pleased to welcome in a new era of American innovation and sensible regulation that promotes free markets, investor access, and consumer choice,” Mary Elizabeth Taylor, Robinhood’s Vice President of Global Government and External Affairs, said in a statement shared with Decrypt

Here'S Every Crypto Firm That Shelled Out For Trump’S Inauguration

Political favor, institutional acceptance and regulatory scrutiny are increasingly colliding to redefine the digital asset landscape. At the heart of this transformation is the ongoing embrace of digital assets by U.S. President Donald Trump, whose administration has moved swiftly to position, or re-position, America as a global leader in the financial technology. As blockchain and cryptocurrency continue to work toward the heart of traditional finance, 2025 is shaping up to be a defining year for investors, businesses and regulators alike — one that could either cement crypto’s place in the global financial system or expose the industry’s lingering vulnerabilities

Trumpcoins, Global Growth And Regulatory Battles Defined Crypto This Week

Ondo Finance said Tuesday (Jan. 28) that it will bring tokenized U.S. Treasurys to the XRP Ledger (XRPL). This collaboration will offer institutional investors access to Ondo Short-Term U.S. Government Treasuries (OUSG), which are backed by the BlackRock USD Institutional Digital Liquidity Fund (BUIDL) and can be instantaneously minted and redeemed at any time using the Ripple USD (RLUSD) U.S. dollar-denominated stablecoin, the companies said in a Tuesday (Jan

Ondo To Bring Tokenized Us Treasurys To Xrpl

Ripple announced the acquisition of two Money Transmitter Licenses (MTLs) in New York and Texas, pivotal states for its cross-border payment solutions.The newly acquired licenses in Texas and New York bring the total number of Ripple MTLs in the US to 31. The firm also announced it would double its hiring efforts this year as part of its expansion plans.Both Texas and New York are known for their robust compliance frameworks, with the latter’s BitLicense and Limited Purpose Trust Company Charter representing some of the highest regulatory standards in the financial sector.Joanie Xie, Ripple’s Managing Director for North America, stated:“Financial institutions and crypto businesses are increasingly unlocking the benefits of blockchain for faster, cost-efficient, and 24/7 cross-border payments. Ripple’s experience in both crypto and financial services makes us uniquely positioned to support institutions ready to capitalize on this landscape.”The US received nearly $900 billion worth of crypto between 2023 and 2024, according to Chainalysis’s “2024 Geography of Crypto Report.” It is the largest country in this metric.Notably, retail investors are increasingly using crypto payments. An EY-Parthenon survey of over 1,000 crypto retail investors revealed that 29% of respondents used crypto for payments in 2024, a 6% leap from 2022.These metrics combined suggest the US is a potential market for exploring crypto payments. Moreover, Ripple is also doubling down on its US presence, with 75% of its open positions based domestically.The company is also preparing to integrate its enterprise-grade stablecoin, Ripple USD (RLUSD), into its payments platform later this year to further enhance cross-border transaction efficiency.According to a dashboard from CryptoQuant, RLUSD’s market cap grew by 42% since its official launch on Dec. 17, reaching nearly $100 million.The company’s hiring has doubled compared to 2023, and it has recently expanded its offices in San Francisco and New York to accommodate its growing workforce.Ripple’s expansion comes amid rapid regulatory evolution in the US

Ripple Expands Us Operations With New Money Transfer Licenses And Hiring Push

Ripple’s total holdings of XRP have exploded in value by some $125 billion since election day. That remarkable statistic underscores the degree to which American crypto firms have benefited from Donald Trump’s re-election—and offers one explanation as to why they have so enthusiastically thrown their support behind the president-elect’s incoming administration.According to Ripple’s most recent financial disclosures, the company holds some 4.44 billion XRP in liquid assets. It also oversees nearly 39 billion XRP currently in escrow. XRP was developed by Ripple’s founders in 2012.On the eve of the 2024 presidential election, XRP was worth $0.50. Since then, it has exploded in value. This week, the token came within inches of its all-time high price of $3.40, hitting $3.38 earlier today. All told, Ripple’s reported stash of XRP is now worth some $146.48 billion dollars; in November, it was worth about $21 billion. That historic turnaround is thanks in no small part to Ripple’s aggressive campaign—along with other leading American crypto firms—to change U.S. crypto policy by influencing the 2024 election. Last year, Ripple, along with Coinbase and Andreessen Horowitz, led a $300 million, super PAC-driven charge to reverse crypto’s flagging regulatory fortunes and turn the industry into one of Washington’s key power centers. The campaign was remarkably successful

Ripple’S Xrp Holdings Have Gained $125 Billion In Value Since Trump’S Election

The cryptocurrency industry has seen many milestones since bitcoin’s launch in 2009, but 2025 could be a watershed year. The sector stands at a crossroads. Proponents believe that, buoyed by regulatory clarity, institutional adoption, and rapid innovation in payment systems, digital assets are moving from speculative investments to mainstream financial tools. For businesses, regulatory clarity is not merely about compliance but also about unlocking growth. Stablecoins, for example, have immense potential to revolutionize payments and remittances, but their adoption depends on transparent rules that balance innovation with financial stability

This Week In Web3: Blockchain For Business And Crypto Markets Regulation

Ripple and MoonPay have joined forces to assist California in its fight against devastating wildfires. Together, they donated $50,000 in RLUSD stablecoin to the Los Angeles Fire Department Foundation (LAFD), aiming to support first responders who are working tirelessly to protect lives and property.Ripple Showcase Crypto’s Potential in California Wildfire ReliefRipple announced the collaboration on January 10, highlighting its commitment to aiding LAFD’s efforts during this critical time. Eric Van Miltenburg, a senior executive at Ripple, expressed heartfelt sentiments about the donation, emphasizing the importance of standing by those who risk their lives to protect others. “The wildfires across California have caused such devastation — our hearts are with those affected. Grateful to see Ripple  MoonPay contributing to relief efforts supporting LAFDFoundation during an unimaginable time for so many,” Miltenburg said. Meanwhile, the LAFD expressed gratitude on social media, thanking Ripple for its generosity during a critical period

Ripple And Moonpay Donate $50,000 In Rlusd To Support California Wildfire Responders

Ripple is now leveraging the Chainlink standard to bring high-quality pricing data around the Ripple USD (RLUSD) stablecoin onchain. RLUSD is an enterprise-grade, USD-denominated stablecoin created with trust, utility, and compliance at its core, backed by Ripple’s years of experience working with crypto and the existing financial system. By adopting the Chainlink standard for verifiable data on the Ethereum blockchain, Ripple is enhancing the utility of RLUSD across the onchain economy.Chainlink Price Feeds are now live providing a secure, reliable source of RLUSD pricing data on Ethereum mainnet, enabling developers to integrate support for RLUSD into their DeFi applications for use cases such as trading, lending, and more.With the Chainlink standard, Ripple is able to provide the RLUSD ecosystem access to high-quality offchain data through Chainlink’s battle-tested infrastructure, which has enabled over $18 trillion in transaction value and is trusted by the world’s largest financial institutions.The Stablecoin OpportunityStablecoins present a significant opportunity to redefine the way businesses and consumers engage in financial transactions by enabling low cost, instant settlement of local and cross-border payment transactions. To accelerate the adoption of stablecoin-based payment, Ripple recently launched RLUSD, designed to maintain value 1:1 to the US dollar (USD).Issued on the XRP Ledger (XRPL) and Ethereum blockchains, RLUSD is natively composable with smart contract applications such as those seen in DeFi. However, to support RLUSD as an asset, many DeFi applications first require a high-quality, reliable source of price data to manage risks.The Chainlink standard provides a unified solution to overcome these hurdles and provide the data required to accelerate RLUSD’s adoption within DeFi and fully realize the stablecoin opportunity.Enabling Secure Onchain Markets With Chainlink Price FeedsTo enable secure onchain markets around RLUSD, DeFi applications need access to fresh asset prices that are supplied directly onchain in a highly reliable and tamper-proof manner. Fair market asset prices should reflect a volume-weighted average from all trading environments, both onchain and offchain, with a decentralized oracle network infrastructure to fetch, aggregate, and deliver financial market data onto the Ethereum blockchain.After reviewing various oracle solutions, Ripple chose Chainlink Price Feeds because they provide a multitude of critical features such as:High-Quality Data — Chainlink Price Feeds source data from numerous premium data aggregators, leading to price data that’s aggregated from hundreds of exchanges, weighted by volume, and cleaned of outliers and wash trading

Ripple Adopts The Chainlink Standard To Further Ripple Usd (Rlusd) Utility And Access In Defi

The 119th U.S. Congressional session has begun, and the digital asset sector is hoping there will soon be favorable and clear regulatory guardrails for cryptocurrency markets and stablecoins. During his campaign, President-elect Donald Trump pledged to transform the United States into the “crypto capital of the planet,” and, per the nonprofit industry group Stand With Crypto, the 2024 elections saw 250 “pro-crypto” members of Congress elected along with 16 “pro-crypto” senators. While the stage appears to be set for a sea of regulatory change, with crypto proponents set to head the Securities and Exchange Commission, Department of Commerce and more, one fundamental gap remains: actual policy being drafted, sponsored and referred to the relevant House or Senate committee

The 3 Most Important Us Crypto Policies To Watch This Year

Ripple says it has begun leveraging the Chainlink standard, a move designed to provide “high-quality pricing data” around its Ripple USD (RLUSD) stablecoin. “By adopting the Chainlink standard for verifiable data on the Ethereum blockchain, Ripple is enhancing the utility of RLUSD across the onchain economy,” the company said in a news release Tuesday (Jan. 7). According to the release, Chainlink’s Price Feeds have gone live, offering RLUSD pricing data on Ethereum mainnet and allowing developers to integrate support for RLUSD into their DeFi applications for use cases like trading and lending

Ripple Adopts Chainlink Standard For Better Stablecoin Pricing Data

Crypto exchange-traded products (ETPs) recorded a fourth straight week of inflows, bringing in $527 million last week, according to CoinShares‘ latest report.James Butterfill, the head of research at CoinShares, said that market sentiment fluctuated significantly throughout the week, shaped by broader economic concerns.According to him, a key factor was the impact of DeepSeek, a Chinese artificial intelligence company whose open-source R1 model outperformed OpenAI’s ChatGPT.The AI app soared to the top of the App Store rankings, raising concerns over its impact on major US tech firms like Nvidia. This uncertainty contributed to $530 million in outflows at the start of the week.Despite this sell-off, the market rebounded strongly, attracting over $1 billion in inflows later in the week.Butterfill noted that this recovery aligns with broader market trends, given that crypto ETPs have recorded $44 billion in inflows this year and $5.3 billion year-to-date (YTD). He added that the recent correction was expected after the sustained rally seen in 2024.Bitcoin lead inflows as the US dominatesThe United States continued to lead in inflows, with $474 million last week and $5 billion YTD.Europe followed with $78 million in weekly inflows, bringing its YTD total to $93 million. However, Canada faced $43 million in outflows, likely due to concerns over US trade tariffs.Bitcoin investment products remained the top choice among investors, supported by the ongoing success of spot Bitcoin ETFs.BlackRock’s IBIT dominated inflows, pulling in $918 million. However, these gains were partially offset by significant outflows from major issuers like Fidelity, Grayscale, and Bitwise, which collectively lost $465 million.Meanwhile, Bitcoin’s price volatility also attracted bearish sentiment, as short-Bitcoin products saw a second consecutive week of inflows, totaling $3.7 million. These products have now accumulated $9 million YTD.XRP gains tractionXRP maintained its strong performance, attracting $15 million in inflows last week

Bitcoin, Xrp Lead $527 Million Inflow Recovery Despite Volatility

El informe de Ripple sobre los mercados de XRP del cuarto trimestre de 2024 destaca un fuerte resurgimiento en la actividad on-chain, el volumen de trading y la demanda institucional.El último trimestre financiero marcó un cambio crítico para XRP. Esto se debe a que la adopción creciente y la confianza del mercado impulsaron su rendimiento a nuevos máximos.XRPL alcanza 1 mil millones de dólares en DEX a medida que la actividad on-chain se expandeEl recuento de transacciones en XRP Ledger (XRPL) vio una ligera caída del 2.86% a 167 millones en el cuarto trimestre de 2024. Sin embargo, el compromiso general en la red aumentó, según el último informe de mercado de Ripple.La función de Automated Market Maker (AMM), introducida en marzo, vio un aumento masivo en el volumen de swaps, saltando de 31,23 millones de dólares en el tercer trimestre a 774,15 millones de dólares en el cuarto trimestre. Este aumento impulsó significativamente el trading en el XRPL DEX, que se expandió de 63,4 millones de dólares a 1 mil millones de dólares.En general, los swaps de AMM representaron el 77% de las transacciones totales, destacando su creciente influencia en la red.La adopción de la red también creció a niveles récord para XRPL. Los nuevos registros de monederos aumentaron de 140,000 en el tercer trimestre a 709,000 en el cuarto trimestre. Esto refleja un fuerte aumento en la participación de usuarios

La Actividad En Xrp Ledger Se Disparó En El Q4 2024 Gracias Al Volumen En Dex

Decrypt’s Art, Fashion, and Entertainment Hub. Discover SCENEXRP is a digital asset designed for fast, low-cost global payments and serves as the native cryptocurrency of the XRP Ledger, a decentralized, open-source blockchain created by Jed McCaleb, Arthur Britto, and David Schwartz. As of January 2025, XRP is the third largest cryptocurrency by market capitalization, after Bitcoin and Ethereum, according to CoinGecko.What is XRP?Launched in 2012 alongside the Ripple Network, XRP has a maximum supply of 100 million coins and reached its last all-time high of $3.40 on January 7, 2018.Unlike Bitcoin, which acts as a decentralized store of value or digital gold, XRP was developed specifically to facilitate efficient cross-border transactions, particularly for financial institutions and payment providers.While Ripple (originally Ripple Labs) leverages XRP in some of its payment solutions, and plays a key role in its ecosystem, the XRP Ledger operates independently as a decentralized semi-permissionless network of servers.How does the XRP blockchain work?While blockchains like Bitcoin and Ethereum use proof-of-work and proof-of-stake consensus algorithms, respectively, the XRP Ledger utilizes a unique consensus protocol called the Ripple Consensus Algorithm to validate transactions where independent validators agree on transactions.The Ripple Consensus Algorithm ensures network agreement without proof-of-work or staking. Each node confirms transactions using a Unique Node List (UNL) of trusted validators. In rounds of consensus, nodes propose transaction sets, adjust them based on their UNL’s votes, and finalize those with at least 80% agreement. This prevents fraud while maintaining efficiency.RPCA achieves Byzantine fault tolerance—resilience against faulty or malicious nodes attempting to disrupt consensus—while maintaining minimal latency, making it ideal for payments

What Is Xrp? A Cryptocurrency Created For The Financial Sector

Blockchain-based financial transaction solutions provider

Ripple

Blockchain-based financial transaction solutions provider

Ripple

Blockchain-based financial transaction solutions provider

About

Simplify's Take

What believers are saying

What critics are saying

What makes Ripple unique

6 month growth

1 year growth

2 year growth

Benefits

Recently Posted Jobs

Ripple is Hiring for 0 Jobs on Simplify!