SSeccl provides API-first infrastructure for investment and wealth management firms to build and operate their own platforms. It offers custody, trading and settlement services through a modern cloud-native backend, accessible via a comprehensive REST API or pre-built portals, enabling firms to launch products like ISAs, GIAs and SIPPs without building the underlying infrastructure. The Model B approach lets Seccl handle client money and back-end operations while client firms control the customer-facing experience. This differentiates Seccl by avoiding legacy-system constraints, delivering scalable, cost-effective technology and digital, paperless processes that can be integrated with other services. The company aims to help advisers, fintechs and discretionary fund managers deliver flexible platform solutions, reduce administrative work, and lower costs, with a goal of accelerating innovation in wealth tech.
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Company Size
51-200
Company Stage
Acquired
Total Funding
$13.2M
Headquarters
Bath, United Kingdom
Founded
2016
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Total Funding
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Openwork to introduce integrated adviser platform in 2027. Published on 3 November 2026 The Openwork Partnership is preparing to roll out a new technology platform across its advice networks next year, with the aim of reducing administration and saving advisers up to an hour on each client case. The system, built around technology from Plannr and Seccl, will bring together client relationship management, financial advice and investment tools. Early access for Openwork and 2plan advisers is scheduled for the first half of 2027, followed by a wider regional rollout from the second half of the year. Openwork estimates that advisers across its Openwork, 2plan and Owl Financial businesses could save up to 60 minutes per case by reducing the need to enter the same client information into multiple systems. The platform will operate on an "once or less" data-entry principle in most cases, allowing information to be reused throughout the advice process. Automated workflows will be available from launch and can be customised by individual firms and advisers. More than 100 technology integrations. Rather than developing a proprietary system entirely in-house, Openwork has selected Plannr, a client relationship management and adviser operating system, and Seccl, the Octopus-owned investment platform, as its technology foundations. More than 100 third-party providers will be integrated from launch, giving advisers access to additional services within a single environment. According to Openwork, the equivalent standard technology package would cost an individual adviser more than £5,000 annually if purchased separately. The system will also incorporate tools for generating and monitoring referrals, managing client relationships and maintaining contact with clients and their families. Advisers will be able to create branded client portals using their firm's logos, colours and wording. Prospective clients can initially be registered using only a name and email address, allowing advisers to capture enquiries before collecting more detailed information. Compliance features will include automated checks, reminders and artificial intelligence-supported identification of potential issues. Focus on adviser productivity. Rob Barker, chief executive of The Openwork Partnership, said the investment was intended to address the inefficiencies associated with advisers working across multiple technology systems. He said: "It's holistic, with one suite for mortgage, wealth and protection needs - so no more swivel-chairing, re-keying, or working on multiple systems for a single client. "It helps principals grow their own businesses, with their own brand and deep client relationships. "It's fully future-proof - we can plug in AI tools from any provider as they're released." Barker added that advisers, paraplanners and support teams had been involved in testing and refining the platform. The network has also been gathering feedback from advisers who have seen early demonstrations of the technology. Paul Fell, of DSNY Wealth Planning, said: "I'm genuinely excited about how the lead management will support our growth ambitions." Andrea Turner, practice manager at Prosperity, said: "It's great to know that the views of the advisers and support teams are helping shape a solution with the potential to make a significant impact on the future of advice delivery. Exciting times ahead." Kerry Rothwell, of NFAL, highlighted the potential benefits of connecting advisers, paraplanners and administrators through a common system. Rothwell said: "The synergy between these roles is critical, as traditional handoffs are typically where errors, client delays and rework occur. It provides everything we need to drive business success and secure excellent outcomes for our clients." The phased introduction during 2027 will give Openwork an opportunity to test the platform with early users before extending access across its wider adviser network.
Andy Mason joins Seccl as new COO. Mason succeeds Prerna Goel following her move to join Retirement-as-a-Service provider Freedom as COO. October 6, 2026 UK-based embedded investment platform Seccl has appointed Andy Mason as its new chief operating officer (COO). Mason joins from NatWest Group, where he held key leadership roles across its Banking-as-a-Service platform, NatWest Boxed, and its freelancer-focused mobile business account, Mettle. His previous positions include serving as COO for Boxed from January 2024, and as head of operations for Mettle between August 2020 and December 2024. Mason's career also includes nearly a decade at RBS, where he held positions including head of customer service management, global head of service improvement, and programme manager for customer and client due diligence remediation. Having started his new role last month, Mason succeeds Prerna Goel, who held the COO position between 2024 and 2025. Goel now serves in the same capacity at Retirement-as-a-Service provider Freedom. Other recent appointments at the Octopus-owned embedded investment platform include Mitul Sudra, who joined as chief technology officer in May, taking over from Tom Harris, who left to join UK challenger bank OakNorth. Reporter, FinTech Futures Cameron Emanuel-Burns, a reporter at FinTech Futures, is dedicated to enhancing the accessibility of fintech for a broader audience. He has contributed articles to various media platforms and possesses a strong interest in all aspects of fintech. Prior to his involvement in the financial industry, Emanuel-Burns worked in the podcasting field, where he held editorial, hosting,and production positions for renowned production companies, covering diverse topics. With a research master's degree in conflict analysis, he conducted a study on the influence of anti-refugee policies on extremism.
From cfgdegree to Seccl: meet software engineer, Deeqa. It's a swelteringly hot Friday afternoon in London, but when I sit down to chat with Deeqa, a London-based software engineer, she's all smiles - and for good reason. Five years after completing the CFGdegree (Code First Girls' intensive four-month advanced programme), Deeqa is taking her next big step in tech. This time, she's entering the world of fintech as a software engineer at Seccl. A forward-thinking company that provides backend infrastructure for investment platforms, financial advisers, and fintech apps, Seccl is actively investing in female tech talent through its partnership with CFG. Read on to hear Deeqa's advice on changing careers, joining Seccl, and why more women should consider a future in tech. Q: You originally studied civil engineering at university. What motivated you to pivot into software engineering, and how did Code First Girls help launch that transition? Deeqa: After finishing university, I realised I wanted to pivot into a different field. I chose to do the Code First Girls foundation programme, the CFGdegree. Through the programme, I secured an internship with the EdTech company, Perlego. It was a brilliant place to start my career. I ended up staying there for four and a half years. Q: You're now a few weeks into your new role as a Software Engineer at Seccl. How has the onboarding experience been? Deeqa: It's been fantastic. Before applying, I spent time researching Seccl and reading the company blog. It came across as a genuinely welcoming place to work, and my experience so far has completely lived up to that. I'm part of the trading team, so there's been lots to learn, from new terminology and codebases to meeting colleagues across the business. It's been a really exciting start. Q: What has your experience been like as a woman in tech, especially transitioning from EdTech to Fintech? Deeqa: Tech can feel intimidating because it's still a male-dominated industry. That's why Code First Girls is such a valuable starting point. It gives women the opportunity to learn, grow and see others succeeding. Fintech has been a different challenge. It's highly regulated, security-focused and can feel more male-dominated. But Seccl has such a welcoming culture that I've never felt disadvantaged. Q: What's been the biggest contributor to your success? Deeqa: Great mentors and managers. Also, tech never stands still, so you can't stop learning and be complacent. Seccl really invests in that. We have Learning Fridays, where we spend the afternoon learning something new before sharing it with the team. There are also dedicated learning budgets to keep developing our skills. Q: What advice would you give to other women who are considering a career in tech? Deeqa: It can feel hard to break into the industry. If you are a woman interested in becoming a software engineer, my biggest advice is: don't let the industry intimidate you. We need more women in this space. Thanks Deeqa and good luck in your role!
Seccl, the embedded investment platform owned by Octopus, has established an Irish subsidiary to expand into European markets. Ronan Gahan will lead Seccl Ireland DAC as chief executive. The move follows demand from existing clients wanting to offer investment services outside the UK. Seccl's systems currently serve around one million investors in the UK, processing six million transactions and 25,000 transfers monthly, representing approximately 15% of the UK transfers market. Gahan previously founded Conexim, an open-architecture investment platform, in 2010, which Irish Life Group acquired in 2020. The company has also appointed Miguel Ortiz, former group COO at M&G, as senior adviser. Seccl is engaging in discussions around Ireland's proposed Personal Investment Account, aiming to support firms if introduced.
Investment platform Seccl sets up Irish unit. The step follows demand from existing clients seeking to offer investment services outside the UK, noted Seccl. Seccl, the embedded investment platform owned by Octopus, has created an Irish subsidiary as it seeks to expand into the European market. Ronan Gahan will lead the new Irish unit, Seccl Ireland DAC, as the chief executive. The step follows demand from existing clients seeking to offer investment services outside the UK, noted the company. Seccl's systems currently serve around one million investors in the UK. The new Irish operation is intended to help extend that model into European markets, with local market knowledge and regulatory capability in place. Gahan previously founded Conexim, an open-architecture investment platform, in 2010. That business became one of the larger investment platforms in Ireland, serving more than 300 regulated firms, before being bought by Irish Life Group in 2020. His background covers institutional and retail markets and includes work with large corporations and early-stage companies. He is the founder and former chair of the Irish MiFID Industry Association and is a member of the Central Bank of Ireland's Financial Industry Innovation Forum. He will work alongside executive chair David Ferguson and Seccl's broader management team. The company has also appointed Miguel Ortiz as senior adviser. Ortiz has held senior roles including group COO at M&G, chief transformation officer at Allfunds and partner at BCG. In Ireland, Gahan and his colleagues are involved in discussions around the proposed Personal Investment Account (PIA), with the aim of being ready to support firms if the new account structure is introduced. Octopus acquired Seccl in 2019. The company now handles about 6 million transactions and 25,000 transfers each month, representing approximately 15% of the UK transfers market. Gahan said: "Ireland has a strong and established financial services ecosystem and, with the proposed new Personal Investment Account (PIA) in development, there's a clear opportunity to help more first-time investors and savers access the market - whether through established financial institutions or digital-first firms. "To do that well requires infrastructure that can support low balances, broad asset choice and efficient operations. Seccl has already proven that model in the UK, where its technology powers investments for platforms including Monzo, GoHenry and Söderberg. I'm looking forward to helping bring that experience to Ireland, and to building the foundations for Seccl's wider European ambitions." Give your business an edge with its leading industry insights.
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Industries
Company Size
51-200
Company Stage
Acquired
Total Funding
$13.2M
Headquarters
Bath, United Kingdom
Founded
2016
Find jobs on Simplify and start your career today
Don't see your dream role? Check out thousands of other roles on Simplify.Browse all jobs