Shift4 joins the Bilt Neighborhood to connect payments and loyalty through Bilt Neighborhood OS for sports teams and merchants. Combining Bilt Neighborhood OS with Shift4's payments and commerce technology, the collaboration aims to connect everyday neighborhood spending with more rewarding dining, shopping and fan experiences NEW YORK-(BUSINESS WIRE)- Shift4, the global commerce technology provider powering the experience economy, and Bilt, the neighborhood commerce and rewards platform, today announced a partnership to help businesses reach new customers and unlock neighborhood spending power through Bilt Neighborhood OS(TM), an AI platform that helps businesses grow by reaching new customers and building loyalty through personalized experiences in their neighborhood. The collaboration will bring together Shift4's payments, restaurant and venue technology with Bilt's nationwide network of more than 8 million members, 50,000 merchant partners and 1 in 4 U.S. apartment buildings to make it easier for participating businesses to recognize customers, deliver relevant benefits and connect rewards right at checkout. "Thriving neighborhood economies depend on people choosing to spend at the businesses around them," said Michael Isaacman, Chief Commercial Officer at Shift4. "By connecting our commerce technology with Bilt's neighborhood network, we can help turn the benefits funded by buildings, hotels and sports teams into revenue for local businesses, thereby bringing more customers through their doors and keeping more spending in the neighborhood." Unlocking Neighborhood Spending Power Bilt Neighborhood OS connects residential communities, offices, hotels and sports teams with the businesses around them, turning investments in member benefits into local spending. The partnership aims to help participating Shift4 businesses: * Reach new customers through neighborhood channels. Connect with nearby residents, office workers, hotel guests, and sports fans through Bilt's membership communities, neighborhood marketplaces, and concierge experiences. * Tap into billions in neighborhood spending power. Bilt's membership communities invest in credits, rewards, and benefits that members can spend at participating restaurants, retailers and venues, creating new opportunities for incremental customer spending. * Extend fan loyalty beyond the stadium. Enable participating teams to connect their own loyalty currencies with neighborhood spending, creating more opportunities for fans to engage with their team throughout the week. * Create offers at the moments that matter. For example, a fan could earn a participating team's loyalty currency while dining at a neighborhood restaurant, then use eligible rewards during a visit to the stadium. The experience would carry the team's own identity and benefits beyond game day, while connecting neighborhood businesses with fans who have more reasons to visit. Shift4 and Bilt are also exploring how team-branded loyalty programs could connect with everyday neighborhood spending. Fans could earn a participating team's loyalty currency at local businesses and use eligible rewards at the stadium or other participating locations, making everyday purchases part of their relationship with the team. For teams, this creates opportunities to deepen year-round engagement and develop new sponsorship and loyalty revenue. For merchants, it connects their businesses with fan communities and gives customers more reasons to visit, spend and return. "A team's connection to its fans doesn't end when they leave the stadium. That loyalty travels with them to the restaurants, shops and neighborhoods where they spend the rest of their week," said Ankur Jain, Founder and CEO of Bilt. "With Shift4, we're creating ways for teams to reward that loyalty in everyday life, while helping local businesses turn those fan relationships into new customers and spending." About Shift4 Shift4 (NYSE: FOUR) powers the experience economy, enabling businesses to deliver the moments that matter. Transforming how people shop, dine, stay, and play, Shift4's commerce technology allows for a seamless experience at any scale. From your neighborhood restaurant to the world's largest event venues, Shift4 handles billions of transactions annually for hundreds of thousands of businesses around the world. For more information, visit shift4.com. About Bilt Launched in 2021, Bilt is the membership for where you live and the Neighborhood Operating System (OS) powering everything around it. More than 8.2 million members use Bilt to earn rewards on housing payments, build a path to homeownership, and redeem the highest value rewards currency on the market across travel, dining, fitness, sports, and more. With Neighborhood OS(TM), the AI platform to help businesses grow through the neighborhood, Bilt connects multifamily property managers, travel advisors, sports organizations, and more than 50,000 merchants nationwide with nearby customers. Bilt powers 1 in 4 U.S. apartment buildings, including those in the Bilt Alliance, built with some of the nation's largest owners and operators. For more information, visit www.bilt.com and download the Bilt app.

Shift4 Payments (NYSE:FOUR) posts earnings results, beats estimates by $0.13 EPS. Posted by Scott Moore on Nov 7th, 2026 Shift4 Payments (NYSE:FOUR - Get Free Report) posted its quarterly earnings data on Thursday. The company reported $1.49 earnings per share for the quarter, beating the consensus estimate of $1.36 by $0.13, FiscalAI reports. Shift4 Payments had a net margin of 2.34% and a return on equity of 25.42%. The firm had revenue of $1.32 billion for the quarter, compared to analysts' expectations of $652.39 million. During the same quarter last year, the company posted $1.47 EPS. The business's quarterly revenue was up 10.0% on a year-over-year basis. Shift4 Payments updated its FY 2026 guidance to 5.050-5.150 EPS. Here are the key takeaways from Shift4 Payments' conference call: * Shift4 delivered Q3 results in line with guidance, with 10% growth in gross revenue less network fees (9% organic constant-currency), 18% growth in payments-based revenue less network fees, and record adjusted free cash flow of $200 million. * The company lowered its Q4 outlook, citing travel disruption, a stronger U.S. dollar, softer restaurant sales, and deferred European commercial initiatives. Full-year adjusted EBITDA margin is now expected at 45%-46%, and management's preliminary 2027 framework is mid- to high-single-digit organic growth. * International expansion is progressing, with Shift4 One live in 15 countries and Global Blue expected to exit 2026 with nearly $50 million in annualized synergies. Management said travel disruption remains a headwind and pointed to 2027 as the year it expects the new markets to begin generating more sales traction. * Shift4 returned about $200 million to shareholders through Q3 repurchases and authorized a new $1 billion buyback program starting in 2027. Management said it had repurchased roughly 16% of shares over the past year and expects year-end net leverage of about 3.6x, including the anticipated Paramount Commerce acquisition. Shift4 Payments trading up 2.6%. Shares of NYSE:FOUR traded up $1.09 during trading on Friday, reaching $43.88. 3,625,016 shares of the company traded hands, compared to its average volume of 2,164,280. The firm has a market capitalization of $3.47 billion, a price-to-earnings ratio of 54.85, a P/E/G ratio of 0.72 and a beta of 1.50. Shift4 Payments has a 52-week low of $34.56 and a 52-week high of $75.35. The company has a current ratio of 1.23, a quick ratio of 1.21 and a debt-to-equity ratio of 3.07. The business's fifty day moving average is $40.31 and its 200-day moving average is $45.97. Wall street analyst weigh in. A number of research firms have recently issued reports on FOUR. Susquehanna cut their price objective on Shift4 Payments from $63.00 to $56.00 and set a "positive" rating for the company in a report on Friday. Weiss Ratings cut shares of Shift4 Payments from a "sell (d+)" rating to a "sell (d)" rating in a research note on Tuesday, August 11th. Raymond James Financial reduced their target price on shares of Shift4 Payments from $51.00 to $50.00 and set an "outperform" rating on the stock in a report on Tuesday, October 13th. BMO Capital Markets set a $46.00 target price on shares of Shift4 Payments in a research report on Friday, August 7th. Finally, Zacks Research raised shares of Shift4 Payments from a "strong sell" rating to a "hold" rating in a research note on Thursday. Eleven investment analysts have rated the stock with a Buy rating, eleven have assigned a Hold rating and one has issued a Sell rating to the stock. According to MarketBeat.com, Shift4 Payments has a consensus rating of "Hold" and a consensus price target of $53.86. Shift4 Payments news summary. Here are the key news stories impacting Shift4 Payments this week: * Shift4 reported third-quarter adjusted EPS of $1.49, above the roughly $1.36 consensus, while revenue grew 10% year over year. The company also raised its 2026 EPS outlook to $5.05-$5.15, above the cited $4.98 consensus. * The company authorized a $1 billion share buyback, which could support per-share results and signal confidence in the business. * Shift4 outlined mid- to high-single-digit organic growth for 2027 and a fourth-quarter gross revenue less network fees outlook of $625 million-$640 million. Investors will weigh that growth outlook against the company's longer-term expectations. * The earnings beat did not prevent a sharp selloff: reports said third-quarter sales missed expectations, raising concern about growth and overshadowing stronger EPS and guidance. * Several firms cut their price targets on FOUR, including RBC ($67 to $49), Wells Fargo ($59 to $46), Susquehanna ($63 to $56), and B. Riley ($94 to $77). Their ratings remained positive or bullish, but the broad reductions suggest more cautious assumptions about upside. Shift4 Payments company profile. Shift4 Payments, Inc (NYSE: FOUR) is a payment technology company that provides integrated commerce solutions for businesses and organizations. Its platform supports payment acceptance across in-person, online and mobile channels, combining payment processing with point-of-sale, commerce management and reporting tools. The company serves merchants and enterprises in industries including restaurants, hospitality, hotels, sports and entertainment venues, gaming, retail and e-commerce. Its offerings include payment gateways, point-of-sale systems, mobile and contactless payment capabilities, fraud prevention, chargeback management and business analytics. Receive News & Ratings for Shift4 Payments Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Shift4 Payments and related companies with MarketBeat.com's FREE daily email newsletter.

Shift4 Payments (NYSE: FOUR) has agreed to acquire Paramount Commerce to enter the Canadian pay by bank market. The deal adds an account-to-account payment option alongside its card-focused merchant services. Shift4 is expanding while it works through integration issues at Global Blue, which are linked to softer European travel and conflict-related disruption. Pay by bank is well established in Canada. Investors will look for Paramount's contribution to transaction volume and revenue. They will also watch progress on Global Blue's $80 million synergy goal for 2027.