3Jane, an Ethereum-based credit protocol, has launched with a $10 million senior warehouse facility and a $50 million forward-flow programme, bridging decentralised finance with traditional consumer lending. The company emerged from stealth following a $5.2 million seed round led by Paradigm in June 2025. The platform executed deals with LendSwift, a US consumer instalment loan lender, and Slope, a fintech providing SMB credit lines and buy-now-pay-later services. Receivables from these loans are pledged into bankruptcy-remote special purpose vehicles. 3Jane's native token, USD3, represents the senior funding tranche, offering yields around 8.5%. A staked version, sUSD3, provides leveraged exposure to the junior tranche with yields up to 15.4% APY. The protocol initially focused on crypto-native lending before pivoting to serve traditional lenders.

Slope, an AI-powered lending startup, is partnering with Amazon and backed by a JPMorgan Chase credit facility to offer streamlined financing to US Amazon sellers through the Seller Central platform. The deal, announced Tuesday, enables eligible vendors to apply for and receive lines of credit with rapid approvals. Slope's AI-driven risk assessment analyses business data beyond traditional credit scores, including sales velocity, customer reviews and inventory turnover, to determine creditworthiness. This approach aims to serve businesses often overlooked by conventional lenders. The partnership targets Amazon's over 2 million US sellers, many being small and medium-sized enterprises facing persistent funding gaps. JPMorgan Chase's backing provides the capital infrastructure whilst lending credibility to AI-powered lending models in the fintech space.