Splitero's Home Equity investment offering now available in 4 more states. PR Newswire Rate-Locked Homeowners In Idaho, Missouri, Montana, and Wyoming Can Access Home Equity With No Monthly Payments SAN DIEGO, Aug. 10, 2026 /PRNewswire/ - Splitero, the financial technology company that helps homeowners access their home equity, has expanded its offering to four new states. Homeowners in Idaho, Missouri, Montana, and Wyoming can now use the equity they have built in their homes without taking on any new monthly payments or navigating the restrictive requirements of traditional financial options. "Our latest expansion allows us to help more homeowners access the equity in their homes to better their lives without the burden of additional monthly payments," said Michael Gifford, CEO and Co-Founder of Splitero. "Most homeowners are equity-rich with low-interest-rate mortgages that they do not want to give up. We are helping homeowners use their equity to renovate their homes, prepare for retirement, start a business, cover medical bills and kids' college expenses, but most of all, to relieve the stress of compiling monthly debt payments." Homeowners across the country are sitting on $35T in home equity*, many of whom are locked into low mortgage rates or may have a hard time meeting the strict income requirements for traditional financing options. Splitero ensures that homeowners have a flexible option, including their Maturity Match(TM), which aligns the HEI term with their mortgage timeline. There are several ways homeowners can repurchase their HEI option, including home sale, refinancing, or a cash settlement, all without penalty. Splitero is also dedicated to homeowner education through its involvement with CHEP (Coalition for Home Equity Partnerships). CHEP is focused on ensuring comprehensive protections, transparency, education, and industry standards for the home equity investment category. In addition to the four new states, Splitero helps homeowners in Arizona, California, Florida, Nevada, New Jersey, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Utah, Virginia, and Washington. *Board of Governors of the Federal Reserve System (US) via FRED(R) About Splitero Splitero is a financial technology company that provides homeowners with better options to access their home equity with no monthly payments. Founded in San Diego in 2021 by real estate veterans, Michael Gifford and David Zvaifler, Splitero turns home equity into cash in exchange for a share of the home's future value. The home equity investment (HEI) company has no income requirements for applicants, and homeowners keep their homes and existing mortgage rates. Splitero's innovative Maturity Match(TM) aligns the HEI term length with the homeowner's remaining primary mortgage timeline. Splitero can help homeowners in Arizona, California, Florida, Idaho, Nevada, New Jersey, Montana, Missouri, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Utah, Virginia, Washington, and Wyoming access their equity with no additional monthly payments. For more information, visit www.splitero.com. Contact Information Lauren Niday, Senior PR Director

Splitero, a fintech company offering home equity investments, has closed a $296 million rated securitisation. Splitero Trust 2026-1 issued $202.6 million in senior class A-1 bonds, $56.8 million in mezzanine A-2 securities, and subordinate tranches totalling $36.4 million, all rated by Morningstar DBRS. The Class A-1 senior bonds achieved the tightest spreads for public-rated home equity investment securitisations. Barclays served as structuring agent, with Barclays and Nomura as joint bookrunners. Splitero provides homeowners with upfront cash in exchange for a share of their home's future value, requiring no monthly payments or income requirements. The company's Maturity Match structure aligns investment terms with homeowners' existing mortgage timelines. Splitero operates across 14 US states.

Splitero, Inc. joins the association and its Board of Directors to elevate homeowner education around flexible home equity options. MANASSAS, Va. (Apr. 9, 2026) - The Coalition for Home Equity Partnership (CHEP), a national non-profit association representing a collective of financial services companies that offer innovative, flexible ways to tap home equity, often referred to as shared equity products (SEPs), is pleased to announce the addition of Splitero, Inc. as its newest Executive Board Member. As part of the company's commitment to and engagement in the association, Splitero's general counsel, John Pingel, will officially join the CHEP Board of Directors alongside leaders from Hometap Equity Partners, LLC, Point Digital Finance, Inc. and Unlock Technologies, Inc., the association's three founding members. Splitero is a leading originator of SEPs. Splitero's product is a home equity investment (HEI) in which a homeowner receives a lump sum payment in exchange for a set percentage of their home's future value, subject to a safety cap to prevent outsized short-term returns. "At Splitero, we believe homeowners should be able to access the equity they've built in their homes without being blocked by restrictive income and credit score qualifications," said Michael Gifford, CEO of Splitero. "Our mission is to ease homeowners' access to their equity with fewer barriers and no additional monthly payments. A more inclusive financial system empowers homeowners to relieve their financial stress, whether paying off debt or funding a renovation. We're excited to join the Coalition for Home Equity Partnership to expand consumer education around shared equity products, support thoughtful regulation, and work with industry leaders to make these solutions more accessible for homeowners." The growth of CHEP mirrors the growth of the SEP industry, which aims to serve a growing subset of homeowners who either cannot get a mortgage loan, or who choose not to make a monthly payment, but want to take advantage of the wealth stored in their homes. With 35% of all equity-extraction mortgage loan applications denied in 2024, according to a recent study from the Urban Institute, SEPs are an essential alternative for homeowners who may have no other viable way to access their home equity to achieve important objectives such as paying off debt, completing home renovations, financing their children's education, starting a small business or covering medical expenses. "The shared equity product industry is growing as homeowners across the country look for ways to tap into wealth accumulated in their homes to address myriad financial concerns. We are thrilled to have Splitero, a leading originator, joining the Coalition for Home Equity Partnership's leadership team as we continue to pursue the important mission of protecting and promoting SEPs," said Cliff Andrews, president of CHEP. CHEP continues to champion best practices for consumer protection, collaborating with policymakers at both the state and federal levels to implement appropriate regulations while ensuring homeowners maintain access to these financial tools. As part of these efforts, the association is aiming to release its recommended model disclosures and industry standards later this spring. Visit homeequitypartnership.org for more information about the association and the role SEPs play in helping homeowners. ABOUT The Coalition for Home Equity Partnership. The Coalition for Home Equity Partnership (CHEP) is a collective of financial services companies that offer flexible ways to tap home equity. The association is dedicated to the protection and promotion of the shared equity product industry with a focus on education, advocacy and marketplace innovation that improves homeowners' financial lives. For more information, visit homeequitypartnership.org. ABOUT SPLITERO Splitero is a financial technology company that provides homeowners with better options to access their home equity with no monthly payments. Founded by real estate veterans, Splitero turns home equity into cash in exchange for a share of the home's future value. The home equity investment (HEI) company requires no income requirements to apply, and homeowners keep their homes and existing mortgage rates. Splitero's innovative Maturity Match(TM) aligns the HEI term length with the homeowner's remaining primary mortgage timeline. Splitero can help homeowners in Arizona, California, Colorado, Florida, Nevada, New Jersey, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Utah, Virginia, and Washington access their equity with no additional monthly payments. For more information, visit www.splitero.com. By Splitero Team · April 13, 2026