Structure Financial

Structure Financial

Tokenizes real-world assets for mobile trading

Overview

Structure.fi tokenizes real-world assets on a blockchain so people can invest in and trade a wide range of assets, including stocks, ETFs, and cryptocurrencies, 24/7. Each token is fully backed 1:1 by the actual asset held in custody by regulated third-party institutions. When a user buys a tokenized stock, Structure.fi purchases the underlying share on the open market and holds it in trust, ensuring the token’s value tracks the real asset. The platform is mobile-first (iOS and Android) with a future web app, and it aims to make traditional and decentralized finance accessible to everyday investors, especially in emerging markets like Latin America (e.g., El Salvador and Argentina). Revenue comes from trading activity on the platform, while tokenized assets traded via the mobile app can be zero-commission. The service abstracts away DeFi complexities such as gas fees and multiple trading pairs to deliver a simple investment experience.

About Structure Financial

Simplify's Rating
Why Structure Financial is rated
B
Rated B on Competitive Edge
Rated A on Growth Potential
Rated C on Differentiation

Industries

Consumer Software

Fintech

Crypto & Web3

Financial Services

Company Size

1-10

Company Stage

Seed

Total Funding

$20M

Headquarters

Road Town, British Virgin Islands

Founded

2020

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Simplify's Take

What believers are saying

  • Quai Network partnership delivers faster transactions via Proof-of-Work 2.0 and sharding.
  • Argentina launch taps #10 global crypto adoption amid economic volatility.
  • $20M seed from Polychain Capital at $150M valuation fuels expansion.

What critics are saying

  • SEC deems stock tokens securities, halts U.S. access and liquidity in 3-6 months.
  • Robinhood tokenized stocks steal Latin American users with U.S. compliance in 6-12 months.
  • Argentine capital controls trap user funds post-2025 elections in 12-18 months.

What makes Structure Financial unique

  • Structure.fi tokenizes stocks and ETFs 1:1 backed by custodied assets for 24/7 mobile trading.
  • Platform abstracts DeFi complexities like gas fees for seamless retail investing experience.
  • Targets Latin America retail with launches in El Salvador and Argentina since 2021.

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Funding

Total Funding

$20M

Above

Industry Average

Funded Over

1 Rounds

Seed funding is usually the first official round after pre-seed, when a startup has a prototype or concept. It’s typically used to develop the product, test the market, and start building the team. Investors here are often angel investors or early-stage venture capitalists.
Seed Funding Comparison
Above Average

Industry standards

$3.3M
$2M
Netflix
$2.3M
Instacart
$3M
Robinhood
$20M
Structure Financial

Benefits

Career advancement

Equity

Competitive salary

Unlimited time off

Work from anywhere

Company News

Business Wire
Jun 9th, 2023
Structure Raises $20mm to Bring DeFi Investing to Mainstream Mobile Users

Structure, a global mobile-first financial platform that will offer universally accessible decentralized finance, has closed initial funding of $20 mi

Business Wire
Jan 10th, 2023
Structure.Fi And Quai Network Partner To Facilitate Faster, Cheaper, And More Secure Transactions For Global Retail Investors

ROAD TOWN, British Virgin Islands--(BUSINESS WIRE)--Structure.fi, a mobile-first financial platform that offers investors seamless access to both traditional and crypto markets, has announced a long-term strategic partnership with Quai Network, a Proof-of-Work Layer 1 network of blockchains that offers a multithreaded solution to ensure increased network capacity and seamless, high-speed, transactions.Quai Network is able to achieve infinite scalability through the use of Proof-Of-Work 2.0, merged mining, and sharding. These technologies working in tandem create a highly decentralized and open-sourced platform that allows for unmatched security and speed across the network. The partnership with Quai will help improve the speed, security, and stability of all on-chain transactions on the Structure platform.“Structure.fi is committed to utilizing cutting edge technology that enables the expansion of financial access around the world,” said Structure.fi President and co-founder Bryan Hernandez. “Quai Network’s secure, decentralized, solutions will help Structure.fi’s users access global financial markets without barriers.”Additionally, Structure.fi will list Quai Network’s native token, QUAI, in the coming months, allowing Structure.fi users visibility and access to the Quai ecosystem.“We believe in Structure.fi’s mission to make financial tools as easy as possible to access,” said Alan Orwick, co-founder of Quai Network. “By listing QUAI on the Structure platform, we are opening the door for investors that may be new to blockchain technology to participate in the highly optimized digital economy that Quai Network is creating.”Structure.fi’s intuitive, user-friendly, platform gives investors of all experience levels the ability to invest, earn interest, borrow, lend, complete peer-to-peer transactions with both traditional and digital financial assets. The app, which is currently being used by investors around the world, launched initially in El Salvador in conjunction with the Salvadoran government, and has continued its growth across Latin America

Business Wire
Nov 9th, 2022
Structure.Fi Continues Growth In Latin America, Expanding Access To Financial Services In Argentina

ROAD TOWN, British Virgin Islands--(BUSINESS WIRE)--Structure.fi, a mobile-first financial platform that offers investors seamless access to both traditional and crypto markets, has officially launched in Argentina, further solidifying the company’s commitment to expanding access to financial services in Latin America. The launch in Argentina follows Structure.fi’s genesis launch in El Salvador in August, which garnered support from high-ranking officials within the El Salvadoran government and has been embraced by El Salvadoran investors. Latin America is well-positioned to become a global leader in blockchain adoption, with companies like Structure.fi investing in the burgeoning market. Argentina has taken significant strides to educate its people on the power and promise of blockchain technology and cryptocurrencies . These efforts include grass-roots campaigns from non-governmental organizations, like Bitcoin Argentina, to educate Argentinian students on Bitcoin and showcase the true value of a digital economy. Argentina ranks second in the region and tenth globally in adoption of cryptocurrencies due to the volatile nature of local markets, significant government intervention in the economy, and distrust of the country’s traditional financial institutions

PYMNTS
Aug 19th, 2022
El Salvador Weekly: What Disappearing Bitcoin Atms?

El Salvador’s finance minister, Alejandro Zelaya, said on Aug. 11 that “the Salvadoran population continues to use Bitcoin and the Chivo Wallet,” in the words of a local news outlet. Which led ElSalvador.com to suggest that his statement “could be far from reality” as a growing number of businesses around San Salvador have been pulling the “Bitcoin accepted” signs from their windows in recent months

Business Wire
Dec 1st, 2021
Structure Raises $20Mm To Bring Defi Investing To Mainstream Mobile Users

ROAD TOWN, British Virgin Islands--(BUSINESS WIRE)--Structure, a global mobile-first financial platform that will offer universally accessible decentralized finance, has closed initial funding of $20 million including both seed funding led by Polychain Capital and proceeds from a sale of its token $STXR. Other investors participating include Bixin Ventures and Ascensive Assets. As of the latest funding round, Structure is valued at approximately $150 million. Launched in 2021, Structure aims to

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