SSygnum is a regulated digital asset bank that provides crypto trading, secure custody, yield-generation products, and crypto-backed credit lines for both individuals and institutions. Clients trade on the platform, earn yields from investment products, store assets securely, and borrow or leverage crypto with collateral; the platform also tokenises assets to enable new fundraising models, supported by RegTech services. What sets Sygnum apart are its banking licenses (FINMA in Switzerland and MAS CMS in Singapore), which enable regulated custody and financial services alongside crypto offerings. The goal is to connect traditional finance with the crypto world by delivering secure, compliant banking-grade crypto services for trading, lending, earning, and asset tokenisation.
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Industries
Company Size
201-500
Company Stage
Late Stage VC
Total Funding
$188M
Headquarters
Zurich, Switzerland
Founded
2018
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Total Funding
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Sygnum, a Swiss digital asset bank, has launched an ETH Alpha Fund that targets annual returns of 8–10% after fees, measured in Ether. The fund opened to investors on November 2 and was announced on November 12. It combines native staking with options premiums, arbitrage between trading venues, and derivatives carry and funding strategies. The target is an investment objective, not a guaranteed payout, and investors remain exposed to Ether's price. The fund is open to qualified and professional investors in approved jurisdictions, including Switzerland. The minimum investment is $100,000 or its ETH equivalent, with monthly subscriptions and redemptions. Sygnum compares the target with staking rewards of roughly 2–3% a year. Markus Hämmerli, head of asset management, said investors judge success by whether they end the year holding more ETH.
Sygnum launches Ethereum fund targeting 8-10% annual ETH returns. Swiss digital asset bank Sygnum has launched an Ethereum investment fund targeting annual returns of 8% to 10% in ETH, offering professional investors a way to earn more than conventional staking rewards. * Sygnum launched its Ethereum Alpha Fund targeting annual returns of 8% to 10% after fees. * The fund combines Ethereum staking, options premiums, arbitrage and derivatives funding strategies to generate returns. * Investors receive returns denominated in ETH while retaining exposure to Ethereum's changing market price movements. * Sygnum Protect keeps trading collateral at the bank instead of directly holding it on exchanges. * The fund opened November 2 for qualified investors in approved markets, including Switzerland, Sygnum confirmed. According to the bank's Thursday announcement, the Sygnum ETH Alpha Fund SP opened to investors on November 2 and combines Ethereum staking with options trading, arbitrage and derivatives strategies. The fund measures gains and losses in ETH, with the target calculated after fees. However, the stated return remains an investment objective, not a guaranteed payout, and participants continue to face changes in Ethereum's market price. Sygnum targets 8-10% annual returns with new Ethereum fund. Sygnum developed the fund for qualified and professional investors who want to increase their Ethereum holdings without selling their existing exposure. The bank estimates that conventional ETH staking currently generates annual rewards of approximately 2% to 3%. Its new product targets a higher return by combining staking income with trading strategies managed by specialist investment firms. Unlike investment products that calculate performance in dollars, the ETH Alpha Fund records its profits and losses in Ethereum. Investors therefore measure performance by the amount of ETH held, even when the cryptocurrency's dollar price changes. Markus Hämmerli, Sygnum's head of asset management and the fund's lead, said institutional investors increasingly assess their Ethereum holdings in terms of the cryptocurrency itself. "Institutions that hold ETH for the long term increasingly think in ETH, not dollars," Hämmerli said. He explained that the fund combines staking with income-generating strategies intended to increase the amount of Ethereum investors hold. The fund is managed through Sygnum Asset Management, part of Sygnum Bank AG's Investment Solutions department, and is available to eligible investors in approved markets, including Switzerland. How Sygnum's Ethereum fund plans to generate returns. The investment strategy begins with native Ethereum staking, through which ETH holders help secure the blockchain and receive protocol rewards. Sygnum then adds options premiums, arbitrage between trading venues and income from funding rates and other derivatives positions. Options strategies can generate premiums when traders sell contracts, while arbitrage strategies seek to capture pricing differences between markets. Derivatives funding strategies seek income from differences in financing costs or payments between trading positions. The bank describes these trading approaches as market-neutral because their intended returns do not depend primarily on Ethereum prices rising. However, the fund itself remains exposed to ETH price movements because its underlying investment is denominated in Ethereum. A decline in ETH's dollar value could therefore reduce an investor's holdings when measured in dollars, even if the fund earns additional ETH. Sygnum's fund information sets the minimum investment at $100,000 or its equivalent in ETH. Subscriptions take place monthly with two business days' notice, while redemptions require 15 calendar days' notice. The product carries risks associated with derivatives, staking, liquidity, counterparties and trading systems. Its use of leverage in some strategies may increase losses during volatile markets. Sygnum keeps Ethereum collateral away from trading exchanges. The fund uses Sygnum Protect, the bank's off-exchange custody service, to support its trading activities. Under the arrangement, collateral remains with Sygnum while investment managers execute strategies through supported trading venues. This structure is intended to reduce the amount of client collateral held directly by cryptocurrency exchanges, although it does not eliminate trading or counterparty risks. In March 2025, the bank expanded its custody service by adding derivatives exchange Deribit to Sygnum Protect. The service uses custody infrastructure that allows customers to trade against assets held at the bank. More recently, Sygnum was identified as a custody partner when Bitget introduced off-exchange trading arrangements for institutional clients. According to Sygnum's product documentation, its ETH Alpha Fund supports monthly redemptions rather than immediate withdrawals, with an investor-level redemption gate of up to 10%. Ethereum fund follows Sygnum's Bitcoin investment product. The Ethereum launch follows Sygnum's introduction of a similar fund for Bitcoin investors in October 2025. As crypto.news previously reported, the bank partnered with Starboard Digital to establish the BTC Alpha Fund, which targets annual returns of 8% to 10% in Bitcoin after fees. The Bitcoin product combines exposure to BTC prices with arbitrage strategies intended to generate additional returns in the cryptocurrency. Its launch gave institutional clients another investment option alongside the bank's existing custody, trading and staking services. Sygnum has continued supplying cryptocurrency infrastructure to traditional financial institutions. In July 2026, Swiss bank BancaStato introduced crypto trading services through an integration involving Sygnum and banking software provider Avaloq. The arrangement allows BancaStato customers to buy, hold and sell Bitcoin, Ethereum, Litecoin and Solana through the bank's existing digital platforms.
Sygnum adds Lighter (LIT) to digital asset offerings. Reading Time: 3 mins read * Sygnum Bank has added Lighter (LIT), enabling institutional clients to trade, lend, and invest in the token. * The asset stands out for its buyback model and high throughput mechanism. * Lighter's ongoing efforts to expand its market in the US have boosted optimism for LIT. Sygnum Bank, the world's first regulated digital asset bank, has added a new token to expand its B2B (business-to-business) offerings. It has integrated Lighter (LIT), a utility token for a high-performance decentralized exchange (DEX) underpinned by Ethereum (ETH). Sygnum integrates Lighter (LIT). On Monday, Sygnum announced LIT's integration into its platform, which has now grown to support more than 70 tokens, including protocol tokens and stablecoins. The new financial product is already available for trading, custody, and lending across institutional clients. Eligible clients can also pledge LIT as collateral to access fiat liquidity in Swiss francs, euros, or US dollars. Sygnum holds the token in its proprietary custody platform for security and bankruptcy protection. Swiss banking regulations further safeguard its customers' assets. Key features of LIT. Sygnum highlighted that LIT's main value proposition lies in its token economics. The token features a revenue-funded buyback mechanism, which significantly boosts its economic stability. Lighter's buyback model is programmatic by design. It automatically allocates 100% of its DEX fees to repurchase LIT tokens from the open market. The network then burns those tokens to permanently remove them from its circulating supply, creating a continuous demand loop and a deflationary framework tied to trading volume. As of July 2026, it burned approximately 15.6 million tokens through the program. Another key feature that makes LIT stand out is its network's high throughput, enabling 4,000 to 15,000 transactions per second (tps). LighterPulse, an analytics platform and data terminal for Lighter, currently shows 3,746 tps across 243 perpetual futures markets. Meanwhile, it holds over $1 billion in open interest and $2.42 billion in 24-hour volume. Lighter market performance. Lighter traded between $3.01 and $3.29 per token over the past 24 hours. Recently, it has outperformed the big two, namely Bitcoin (BTC) and Ethereum, in price gains, indicating resilience amid the broader market consolidation. At this rate, LIT has a market cap between $752.5 million and $822.5 million for its 250 million circulating supply. A major narrative driving optimism in LIT is Lighter's plan to pursue applications for Designated Contract Market (DCM) and Derivatives Clearing Organization (DCO) registrations under the US Commodity Futures Trading Commission (CFTC). These are expected to pave the way for its DEX to serve institutional and retail market participants in the US under a regulated framework, greatly extending its market scope.
Exclusive: Sygnum rolls out MultiSYG bitcoin loans as BTC hits 80% of collateral. Published Oct 23, 2026, 12:39 AM Updated Oct 23, 2026, 12:50 AM (C) Reuters Investing.com- Swiss digital asset bank Sygnum is launching bitcoin-backed loans in which client collateral is held in multi-signature wallets rather than by the bank alone, as holders look to borrow against their coins without giving up security, Investing.com has learned. The product, MultiSYG, is developed with multi-signature lending specialist Debifi. The company told Investing.com that it holds each client's bitcoin in a dedicated wallet segregated on-chain, with keys split between the client, Sygnum Bank and independent institutional keyholders. The Bitcoin network rejects any transaction without the required signatures, and the companies said a lost key can be recovered through the other keyholders. Sygnum said more than one in five of its clients now have a Lombard loan, and bitcoin accounts for over 80% of pledged collateral by volume, up from 63% in 2023. The firm attributes the shift partly to bitcoin's one-year volatility roughly halving, to about 40% from 80% in 2021. Recent high-profile security incidents are seen as driving demand from holders who want to access liquidity without selling or handing full control to a single custodian. "MultiSYG builds on our established regulated lending business," said Iulian Zanoaga, Deputy Head Credit & Lending at Sygnum. "Adding distributed, multi-signature security is a natural next step as more holders want to secure their Bitcoin and access liquidity at the same time." -974.0 (-1.19%) Client assets are held off Sygnum's balance sheet and are bankruptcy-remote under Swiss banking law. Sygnum and Debifi first launched bitcoin-backed lending together in 2025. What should you actually own right now? The best investments start with better data. Going with your gut has its place, but when excitement masquerades as intuition, it can lead to costly mistakes - or analysis paralysis. InvestingPro combines institutional-grade data with AI-powered insights that you don't need a finance PhD to understand. It won't guarantee winners, but it will certainly help you find more of them, more often. So what are the best investments of 2026 so far?
You can get a multisig Bitcoin loan at a bank, as Sygnum and Debifi debut. October 23, 2026 - By Bitcoin.com News - Original - Updated Sygnum and Debifi launch a multisig Bitcoin loan product, the first of its kind by a regulated bank, enhancing security for borrowers. Confidence: 80% Horizon: medium-term Key numbers. * 65% maximum loan-to-value ratio * 3-of-5 multisig setup for security * First regulated bank offering of a multisig Bitcoin loan Market drivers (micro). * Increasing demand for Bitcoin-backed loans * Growing interest in secure lending solutions * Regulatory advancements in crypto banking Context (macro). * Expansion of cryptocurrency services in traditional banking * Rising adoption of Bitcoin as collateral in financial products Who wins / who loses. * Winners: Borrowers seeking secure Bitcoin loans through regulated institutions. * Losers: Traditional lending platforms that do not adopt innovative security measures. Scenarios. Base The multisig Bitcoin loan product will gain traction among borrowers seeking secure lending options. Alt Regulatory challenges could hinder the adoption of multisig loans in the broader market. What to Watch next. * Monitor the adoption rate of the Multisyg loan product. * Watch for regulatory developments affecting crypto lending. * Observe competitor responses from other lending platforms. Full analysis. You can get a multisig Bitcoin loan at a bank. In a significant development for the cryptocurrency lending landscape, Sygnum and Debifi have introduced a groundbreaking product: a multisig Bitcoin loan. This innovative offering allows users to secure loans using Bitcoin collateral held in a multisig wallet, which enhances security and trust in the lending process. Key features of the Multisyg loan. The Multisyg loan product represents a pivotal moment in the evolution of Bitcoin-backed loans. Here are some key features: * Multisig Wallet Security: The collateral for the loan is stored in a multisig wallet, which requires multiple signatures to authorize any transaction. This setup significantly reduces the risk of unauthorized access to the funds. * Regulated Bank Offering: This is the first time a regulated bank has offered a multisig Bitcoin loan, marking a milestone in the integration of traditional banking with cryptocurrency services. * Loan-to-Value Ratio: The maximum loan-to-value ratio for the Multisyg product is set at 65%, allowing borrowers to leverage their Bitcoin holdings effectively. * Off-Balance Sheet Collateral: Under Swiss banking law, the collateral is held off-balance sheet, ensuring that it remains separate from Sygnum's own assets in case of bankruptcy. How it works. With the Multisyg loan, the collateral is secured in a multisig wallet, where keys are distributed among the borrower, Sygnum, and independent institutional keyholders. This setup employs a 3-of-5 multisig scheme, meaning at least three signatures are required to move the funds. The borrower retains one key, ensuring they have control over their collateral while also providing a layer of security through the involvement of the bank and independent keyholders. In the event of a margin call, if the collateral needs to be liquidated, the transaction would require signatures from the bank and the other parties involved, adding an additional layer of protection for the borrower. Market context. The launch of the Multisyg product comes at a time when the demand for Bitcoin-backed loans is on the rise. Other platforms, such as Unchained and BTCbacked, have also begun offering multisig protection, but Sygnum's regulated status sets it apart in the market. As the cryptocurrency lending space continues to grow, innovations like the Multisyg loan could pave the way for more secure and trustworthy lending practices. In conclusion, the introduction of the Multisyg Bitcoin loan by Sygnum and Debifi is a significant step forward in the integration of cryptocurrency with traditional banking. By leveraging multisig technology, this product enhances security for borrowers while providing a regulated framework for Bitcoin-backed loans.
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Industries
Company Size
201-500
Company Stage
Late Stage VC
Total Funding
$188M
Headquarters
Zurich, Switzerland
Founded
2018
Find jobs on Simplify and start your career today
We update Sygnum Bank's jobs every few hours, so check again soon!Browse all jobs