June 2026 Product update. July 17, 2026 Sangeetha Saradha SVP, Product Sangeetha is the SVP, Product at Synctera, focused on building new products and functionality for the Synctera Platform In June, Synctera launched new features that improve risk & compliance controls while making it easier for FinTechs to migrate to new sponsor banks. These updates include: * Supporting bank migrations with the Migration Mapping API * Introducing Enterprise Single Sign-On (SSO) for the Synctera Console * Improving the performance of Cable's control tests with event-driven incremental testing * Implementing new fraud monitoring capabilities for ACH transactions Let's dive in! Supporting bank migrations with the Migration Mapping API. When a FinTech moves from one sponsor bank to another on the Synctera platform, customers, accounts, and related resources need to be recreated under the new sponsor bank's tenant. With the launch of Synctera's Migration Mapping API, Synctera's customers now have a structured way to record and maintain the link between each old resource and its new counterpart throughout the migration and beyond. A migration mapping is a persistent object that stores the old and new resource IDs alongside their respective tenant identifiers. FinTechs create mappings after recreating each customer or account on the new tenant with just a single API call per resource. Mappings are queryable using either the old or new API key, so operators on both sides of the transition can look up records without needing to coordinate access. Once mappings are in place, Synctera uses them internally to coordinate downstream processes that require knowledge of both records. Webhook events fire on mapping creation, update, and deletion, giving FinTechs a hook to drive their own automation at each stage of the migration. Learn more in the Bank Migration Guide. Introducing Enterprise Single Sign-On (SSO) for the Synctera Console. Synctera is introducing enterprise SSO for its customers and bank partners, providing teams with a simpler and more secure way to access the platform through the identity providers they already use. With this approach, authentication and MFA remain within each customer's existing identity system (ex: Google Workspace and Microsoft Teams) rather than moving login credentials into Synctera. Beyond login, SSO also keeps access in sync: teams can map their own role-based access controls to Synctera group IDs, so when a team grants a user a role in their identity system, that user is automatically added to the right Synctera group after login. No manual provisioning required. IT teams can manage access centrally and work with Synctera through a guided implementation and testing process. If your team is evaluating enterprise SSO and wants to explore fit, implementation steps, or timing, please reach out to your Synctera contact to learn more. Improving the performance of Cable's control tests with event-driven incremental testing. The control tests performed by Cable now run on a daily cadence and recompute only where new control data has actually arrived, so customers see results that reflect the latest account and transaction activity with far less lag between a change in their control data and its test result. With each control test now evaluating the correct point-in-time state for each tested subject rather than stale or duplicated rows, it also cuts down on false positives, meaning fewer spurious flags for compliance teams to chase and more trust that a raised issue is real. Implementing new fraud monitoring capabilities for ACH transactions. NACHA, the association that oversees the ACH network, recently implemented new operating rules for fraud and risk management. Synctera has made improvements to how ACH transactions are processed and monitored to both adhere to these rules and to ensure that its customers and bank partners have the tools in place to mitigate fraudulent transactions. These new changes include: * Developed new ACH transaction tags, including Payroll and Business SEC codes, which help Synctera better understand the intent of each ACH transaction. By better understanding transaction intent, the Synctera Platform can more effectively flag suspicious activity * Automatically flagging anomalous transactions for accounts that have been open for less than 90 days * A series of new alerts for common fraudulent transaction patterns, such as credit activity for dormant accounts, rapid outgoing transactions for newer accounts, and more

CCBank and Synctera partner to deliver new business and consumer credit card products. July 13, 2026 Alex Sklar Alex guides companies building FinTech and embedded finance products through the process of building a solution that fits their business needs, matching with a bank partner, and launching on the Synctera Platform The Federal Reserve's 2025 Diary of Consumer Payment Choice tracks how consumers actually pay for things day to day, and credit cards are now the most common payment method. Yet as of 2024, only about 15% of regional and community banks offer credit cards to their customers, not because of a lack of demand, but due to the operational complexity required to launch and manage a program. This gap has made it difficult for many community banks to deliver credit solutions that meet the evolving expectations of their customers. CCBank is breaking this mold by partnering with Synctera to develop and deliver new business and consumer credit card products. Synctera's credit card infrastructure enables CCBank to offer a flexible, modern credit product while maintaining full control over the customer experience. For years, community banks have faced a difficult tradeoff when it comes to credit cards. Launching and managing a program requires a complex set of technology, compliance, and operational capabilities that rarely integrate cleanly with existing bank systems. As a result, many banks have either relied on white-label providers with limited control over underwriting, pricing, and customer experience, or chosen not to offer credit cards at all despite strong customer demand. CCBank is taking a different path. With these new programs, CCBank is putting customers first, delivering solutions built specifically for the community it serves rather than relying on generic products designed by national issuers. Through its partnership with Synctera, the bank is able to leverage modern credit card infrastructure while retaining ownership over key decisions, including product design, underwriting criteria, and the overall customer experience. The new business credit card program is designed to support local entrepreneurs and growing companies, with tools to better manage expenses, improve cash flow, and earn rewards aligned with everyday business needs. The consumer credit card program focuses on simplicity, transparency, and value, offering straightforward pricing, competitive features, and rewards that reflect how customers actually spend in their daily lives. "For more than 30 years, CCBank has been committed to serving our communities with products that reflect what our customers truly need," said Eric Wright, Chief Operating Officer at CCBank. "A credit card is one of the most important financial tools our customers use every day. With these programs, we will be able to deliver that experience on our terms, aligned with our values and built around the relationships we've already established." Synctera's platform provides the underlying infrastructure that will enable CCBank to launch and operate these programs efficiently, bringing together capabilities across underwriting, card issuance, servicing, and compliance, without sacrificing flexibility or control. Together, CCBank and Synctera are demonstrating a new model for community banks by combining modern infrastructure with local insight to expand access to credit, deepen customer relationships, and strengthen the financial well-being of the communities they serve. Through this partnership, CCBank is able to take another step toward its goal of serving as a trusted, full-service financial partner, delivering the tools customers need to grow, manage, and thrive while remaining deeply rooted in the community it serves.