SyntheticFi raises $13M in funding. SyntheticFi raises $13 million in venture financing to expand its automated liabilities-planning software platform for financial advisors. Updated June 09, 2026 SyntheticFi, a San Francisco,CA-based wealth-tech startup that provides automated liabilities-planning software for financial advisors, has raised $13 million in a new venture financing round. The company, which serves over 300 advisory firms and 3,000+ individual financial advisors, has simultaneously surpassed $2 billion in regulatory assets under management. Investors. The funding round was supported by a syndicate including Y Combinator, Social Leverage, NextGen VP (a subsidiary of Brown Advisory), and The Compound Capital Fund. SyntheticFi use of funds. SyntheticFi plans to use the capital to expand its engineering team and accelerate the broader rollout of its proprietary liabilities-planning software, including the development of automated rollover tools and risk-monitoring dashboards. About SyntheticFi. Founded in 2023 by a team of quantitative developers and finance specialists including CEO Tony Yang, SyntheticFi is based in San Francisco. The company provides liability-management and financing solutions for registered investment advisors (RIAs), helping advisors optimize both assets and liabilities through institutional-grade strategies delivered via a compliance-ready software platform. SyntheticFi's technology integrates with major custodians, including Charles Schwab, Fidelity, Pershing, and Interactive Brokers.SyntheticFi supports more than 300 advisory firms. Funding details. Company: SyntheticFi Raised: $13M Funding Date: June 9, 2026 Additional Investors: Y Combinator, Social Leverage, NextGen VP, The Compound Capital Fund Software Category: Fintech and Wealth Management Source: https://ventureburn.com/syntheticfi-raises-13m-surpasses-2b-in-assets/ Updated June 09, 2026

SyntheticFi raises $13M, surpasses $2B in assets. 9 June 2026 Key Takeaways * SyntheticFi has passed $2 billion in regulatory assets under management (RAUM), tripling its platform footprint since early 2026. * SyntheticFi serves over 300 advisory firms and more than 3,000 financial advisors. * Investors include Y Combinator, Social Leverage, Brown Advisory's NextGen VP, and The Compound Capital Fund. SyntheticFi has raised $13 million in venture financing while simultaneously breaching a major operational milestone, surpassing $2 billion in regulatory assets under management (RAUM). The new capital structure and asset growth numbers mark a fundamental transformation in how independent financial advisors are handling client liabilities and liquidity. The large-scale venture round received support from a widely respected syndicate of institutional investors from the fintech and wealth management landscapes. The round was supported by Y Combinator, Social Leverage, NextGen VP (Brown Advisory subsidiary), and The Compound Capital Fund. The funding will directly back the expansion of SyntheticFi's engineering team and fund a broader rollout of its proprietary liabilities-planning software. Democratizing institutional box spreads. Founded in 2023 by a team of quantitative developers and finance specialists, including CEO Tony Yang, San Francisco-based SyntheticFi caught the wealth-tech sector's attention by taking a highly sophisticated institutional options trading strategy and wrapping it inside an accessible, compliance-ready software layer for Registered Investment Advisors (RIAs). Historically, if a wealthy individual required a large cash injection, say a down payment on an expensive property, for an expansion to their business or to cover an unexpected tax bill, then they could either sell some of their investments and incur huge capital gains tax or take out a high-rate margin loan or Securities-Backed Line of Credit (SBLOC) from a traditional legacy bank. SyntheticFi introduces a third, vastly cheaper alternative through automated box spread options financing. A box spread is an options strategy combining four European-style options (specifically on the liquid S&P 500 Index) to borrow cash at near-wholesale market rates, effectively tracking the Secured Overnight Financing Rate (SOFR). Because these trades are cleared through public options exchanges rather than a centralised bank balance sheet, the typical financial intermediary markups are entirely eliminated. While traditional bank broker-dealers frequently charge 7% to 10%+ on margin lines, SyntheticFi enables advisors to construct floating or fixed-rate portfolio loans starting near 4.05% to 5.30%. Furthermore, because the structure utilises options contracts, the underlying loan interest can often be classified as a tax write-off against investment income, completely independent of the loan's eventual destination. Scaling across the RIA landscape. The company's growth metrics reflect an immediate market pull. Since the start of 2026, SyntheticFi has roughly tripled its platform scale, now supporting more than 300 independent advisory firms representing a network of 3,000+ individual financial advisors across the United States. The platform's growth is heavily tied to its frictionless, "asset-light" integration structure. Unlike legacy private banks that require high-net-worth clients to physically transfer their multi-million dollar portfolios to a new institution to secure a low lending rate, SyntheticFi functions entirely as a tech-enabled sub-advisor. It hooks natively into an advisor's existing custody accounts at major institutions, including Charles Schwab, Fidelity, Pershing, and Interactive Brokers. "For a long time, borrowing was treated as an isolated, transactional conversation separate from holistic wealth management," stated Tony Yang, co-founder and CEO of SyntheticFi. "That is fundamentally changing. Advisors are increasingly expected to optimise their clients' entire balance sheets, both assets and liabilities. The rapid expansion we are experiencing reflects an urgent demand from modern firms for sophisticated, low-cost debt management tools that create tangible alpha for their client bases." Next steps: expanding the automated lending suite. The $13 million capital injection arrives as SyntheticFi expands its specialised product vertical. The startup has begun heavily marketing its "Hybrid Mortgage" programme to independent real estate teams and financial planning networks. This strategy blends elements of traditional real estate mortgages with automated securities-backed loans, allowing affluent clients to execute home purchases with $0 cash out of pocket while keeping their equity portfolios fully invested in the market to capture compound returns. With $2 billion in RAUM locked into its system, SyntheticFi plans to focus its newly expanded engineering workforce on automated rollover tools and risk-monitoring dashboards, protecting RIAs from abrupt margin call hazards during periods of heightened market volatility. I'm a crypto writer with 4+ years of experience passionate about turning big, technical ideas into content anyone can understand. 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