Tempo

Tempo

High-throughput Layer-1 for stablecoin payments

Overview

Tempo is a Layer-1 blockchain designed for high-volume, real-world payments focused on stablecoin transactions. It runs on Paradigm’s high-performance Ethereum client, Reth, and is EVM-compatible, processing over 100,000 transactions per second with sub-second finality; users can pay fees in any major stablecoin via an enshrined AMM, removing native gas tokens. It targets use cases like global payments, remittances, payroll, tokenized deposits, and microtransactions, and integrates with Stripe’s financial infrastructure to offer a full-stack solution for merchants. Its differentiator is a dedicated, low-cost ledger optimized for on-chain stablecoin payments, developed with input from big-name partners and designed for enterprises and financial services.

Launched Recently

About Tempo

Simplify's Rating
Why Tempo is rated
B
Rated B on Competitive Edge
Rated A on Growth Potential
Rated C on Differentiation

Industries

Enterprise Software

Fintech

Crypto & Web3

Financial Services

Company Size

11-50

Company Stage

Series A

Total Funding

$500M

Headquarters

San Francisco, California

Founded

2025

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Simplify's Take

What believers are saying

  • Deel launched Tempo Earn on August 12, 2026 for 1.5 million contractors.
  • Tempo integrated BlackRock BUIDL on July 30, 2026, deepening institutional yield demand.
  • Flutterwave, MoneyGram, and Coupang partnerships expand Tempo’s remittance and commerce footprint.

What critics are saying

  • Circle’s Arc and Agent Stack directly target Tempo’s same stablecoin payments wedge.
  • GENIUS Act interest restrictions threaten Tempo Earn and similar yield products before January 18, 2027.
  • Tempo’s growth depends on Stripe, Visa, BlackRock, and Deel staying committed to its rail.

What makes Tempo unique

  • Stripe and Paradigm incubated Tempo, giving it unmatched payments distribution.
  • Tempo launched mainnet March 18, 2026 with Machine Payments Protocol for agents.
  • Tempo charges stablecoin fees and embeds compliance controls directly in the base layer.

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Funding

Total Funding

$500M

Above

Industry Average

Funded Over

1 Rounds

Notable Investors:
Series A funding typically happens when a startup has a product and some customers, and now needs funding to scale. This money is usually used to grow the team, expand marketing, and improve the product. Venture capital firms are frequently the main investors here.
Series A Funding Comparison
Above Average

Industry standards

$15M
$8.2M
Discord
$15M
Canva
$30M
Kalshi
$500M
Tempo

Benefits

Health Insurance

Unlimited Paid Time Off

Remote Work Options

Flexible Work Hours

Paid Vacation

401(k) Retirement Plan

401(k) Company Match

Wellness Program

Mental Health Support

Conference Attendance Budget

Professional Development Budget

Stock Options

Company Equity

Phone/Internet Stipend

Home Office Stipend

Relocation Assistance

Adoption Assistance

Parental Leave

Family Planning Benefits

Fertility Treatment Support

Remote Work Options

Company News

Crypto Briefing
Aug 13th, 2026
TEMPO launches embedded yield product with Deel as first customer.

TEMPO launches embedded yield product with Deel as first customer. The payments-focused Layer 1 blockchain lets Deel's 1.5 million contractors earn yield on idle stablecoin balances with a single tap 38 minutes ago Via deel.com Tempo, a payments-first Layer 1 blockchain incubated by Stripe and Paradigm, just signed its first enterprise customer for an embedded yield product. Deel, the global payroll platform serving over 40,000 businesses and 1.5 million contractors across more than 150 countries, is integrating Tempo's earn feature directly into its stablecoin wallet. The product lets contractors earn rewards on idle DLUSD balances without lock-ups, minimum holdings. One tap to opt in. Rewards accrue automatically. Full liquidity stays intact. How the plumbing works. Under the hood, the earn product runs through Morpho vaults hosted on Tempo's chain. Tempo's integration with Morpho went live on May 18, 2026, and the earn feature deployment began in June 2026. Argentina was the first market to get access, a deliberate choice. The rollout is targeting contractors outside traditional banking strongholds like the US, UK, and Eurozone. Tempo has positioned itself as Deel's exclusive blockchain partner for its wallet stack and yield services. The broader infrastructure relies on Stripe's Bridge for stablecoin rails and Privy's embedded wallet technology. Tempo charges roughly $0.001 per transaction, paid in stablecoins. Deel sponsors those fees entirely for its users. Deel's stablecoin journey. This isn't Deel's first move into stablecoins. The company introduced stablecoin capabilities to clients back in January 2026, building payroll infrastructure that lets businesses pay contractors in digital dollars. The Tempo partnership deepens that commitment by adding a yield layer on top of the payment flow. Tempo's mainnet launched in March 2026, and the chain was designed from the ground up with features like native account abstraction, which enables batching transactions, paying gas in tokens other than the native chain token, and enabling social recovery. The bigger picture for embedded finance. Ethereum mainnet transactions can cost several dollars during peak congestion. Tempo's fee structure of approximately $0.001 per transaction, combined with stablecoin-denominated payments, removes a variable that has historically made blockchain infrastructure unreliable for high-volume payment applications. Tempo has signaled that more advanced yield capabilities are on the roadmap, and the Deel integration is being positioned as a template for other fintech partnerships. Disclosure: This article was edited by Editorial Team. For more information on how Crypto Briefing create and review content, see its Editorial Policy.

Gate.com
Jul 31st, 2026
Tempo integrates BlackRock BUIDL fund for institutional tokenized assets.

Tempo integrates BlackRock BUIDL fund for institutional tokenized assets. 2026-07-31 00:22:42 Key Takeaways * Tempo announced integration of BlackRock's BUIDL fund on July 30, 2026, expanding institutional tokenized assets. * BUIDL is a Moody's AAA-mf rated fund collateralized by cash reserves, Treasury bills, and repurchase agreements. * Qualified Tempo users can maintain stablecoin balances while accessing yield via tokenized fund shares. Tempo, a public payment blockchain platform, announced on July 30, 2026, the integration of BlackRock's USD Institutional Digital Liquidity Fund (BUIDL) into its network. The integration expands Tempo's infrastructure for institutional stablecoins and tokenized assets by bringing a Moody's AAA-mf rated digital fund directly onto the blockchain platform. The move enables qualified users to maintain stablecoin balances while accessing yield via tokenized fund shares, serving companies developing wallets, treasury management solutions, and global payment applications. This integration reflects the growing convergence between regulated financial instruments and blockchain-native payment systems as institutional participants seek onchain yield products within compliant infrastructure. Tempo deploys BUIDL using Securitize tokenization and RedStone oracles. Through this deployment, qualified users on Tempo gain the ability to maintain stablecoin balances while accessing yield via tokenized fund shares. The integration is designed to serve companies developing wallets, treasury management solutions, and global payment applications on the Tempo network. Their end users can now convert idle balances into yield-generating instruments without exiting their existing onchain workflows. BUILD represents BlackRock's primary tokenized short-term treasury fund. It offers qualified investors exposure to returns denominated in U.S. dollars through fund shares that are collateralized by cash reserves, U.S. Treasury bills, and repurchase agreements. The introduction of BUIDL on Tempo broadens the availability of institutional-grade yield products operating on infrastructure specifically engineered for high-volume, low-cost, and compliant financial transactions. The technical implementation of BUIDL on Tempo relies on Securitize's tokenization and transfer agent infrastructure. Daily onchain valuation updates and interest accrual mechanisms are supported by data feeds from RedStone oracles. This arrangement ensures that fund pricing and yield calculations remain transparent and current for all participants. Traditional finance and blockchain infrastructure edge toward convergence. The integration signals a wider trend of convergence between regulated financial instruments and blockchain-native payment systems. Market participants across the tokenized finance sector continue to investigate methods for linking traditional investment products with stablecoin-based settlement and transfer infrastructure. Tempo has positioned itself as a payment-centric blockchain platform supporting stablecoins, tokenized deposits, and real-world financial operations. With BlackRock's entry into the Tempo ecosystem, the network intends to advance its onchain yield offerings for institutional clients requiring rapid transaction speeds, programmable functionality, regulatory compliance, and access to familiar financial products. Industry observers note that the collaboration reflects growing institutional interest in combining conventional asset management with distributed ledger technology. As tokenized treasury products become more widely available on public blockchains, the boundary between traditional finance and digital asset infrastructure continues to narrow. Tempo's integration of BUIDL follows this trajectory, offering institutional participants a regulated pathway to earning yield within a blockchain environment built for scalable payment activity. Faq. What did Tempo announce on July 30, 2026? Tempo announced the integration of BlackRock's USD Institutional Digital Liquidity Fund (BUIDL) into its network on July 30, 2026. The integration brings a Moody's AAA-mf rated digital fund directly onto the blockchain platform, expanding Tempo's infrastructure for institutional stablecoins and tokenized assets. How does the BUIDL integration work on Tempo? The technical implementation of BUIDL on Tempo relies on Securitize's tokenization and transfer agent infrastructure. Daily onchain valuation updates and interest accrual mechanisms are supported by data feeds from RedStone oracles, ensuring that fund pricing and yield calculations remain transparent and current for all participants. What is BlackRock's BUIDL fund? BUILD represents BlackRock's primary tokenized short-term treasury fund. It offers qualified investors exposure to returns denominated in U.S. dollars through fund shares that are collateralized by cash reserves, U.S. Treasury bills, and repurchase agreements. Disclaimer: The information on this page may come from third-party sources and is for reference only. It does not represent the views or opinions of Gate and does not constitute any financial, investment, or legal advice. Virtual asset trading involves high risk. Please do not rely solely on the information on this page when making decisions. For details, see the Disclaimer.

Tempo
Jul 29th, 2026
Tempo expands onchain yield offering with BlackRock's BUIDL fund.

Tempo expands onchain yield offering with BlackRock's BUIDL fund. Today, Tempo announced the availability of the BlackRock USD Institutional Digital Liquidity Fund (BUIDL) on the Tempo blockchain. The integration extends the companies' work on institutional stablecoin and tokenized asset infrastructure. The deployment brings the Moody's AAA-mf rated tokenized fund to Tempo, giving eligible users a way to hold stablecoin balances and access yield through tokenized fund shares. For companies building wallets, treasury products, and global money movement applications on Tempo, their customers can move idle balances into yield-bearing instruments without leaving their onchain workflows. BUIDL is BlackRock's flagship tokenized short-term treasury fund. It gives qualified investors exposure to U.S. dollar yield through a fund share backed by cash, U.S. Treasury bills, and repurchase agreements. Bringing BUIDL to Tempo expands access to institutional-grade yield on infrastructure built for high-volume, low-cost, compliant financial activity. BUIDL's availability on Tempo is supported by Securitize's tokenization and transfer agent infrastructure, with daily onchain valuation and interest accrual supported by RedStone oracle feeds. "Institutions want the benefits of stablecoins without giving up access to familiar products like treasury funds," said Ninad Nirgudkar, GTM at Tempo. "BUIDL on Tempo brings those closer together. With the participation of companies like BlackRock on Tempo, we are building the infrastructure for yield-bearing balances, treasury management, and settlement onchain." "As stablecoins become part of more cash, payment, and settlement activity, cash management products should be available where digital dollar balances are held and used," said Maxwell Stein, Director, Digital Assets at BlackRock. "Making BUIDL available on Tempo reflects our continued effort to expand access for eligible investors to tokenized U.S. dollar yield as onchain finance develops." "BUIDL has established itself as a leading example of how tokenization can bring trusted financial products onto blockchain infrastructure at institutional scale," said Carlos Domingo, Co-Founder and CEO of Securitize. "We're excited to integrate Securitize with Tempo for the first time, bringing BUIDL to its growing ecosystem of companies building the next generation of payments, treasury management and onchain financial services." The integration reflects broader collaboration across tokenized finance. Companies are exploring more ways to connect regulated financial products with stablecoin-native payment and settlement infrastructure. Tempo is building payment-first blockchain infrastructure for stablecoins, tokenized deposits, and real-world financial activity. With BlackRock now participating in the ecosystem, Tempo will continue developing onchain yield capabilities for institutions that need speed, programmability, compliance, and access to products their customers already understand.

BSC News
Jul 27th, 2026
MoonPay & Tempo are powering stablecoin payments.

MoonPay & Tempo are powering stablecoin payments. MoonPay has partnered with Tempo to deploy USDC.e and PathUSD within its Ramp and Virtual Account systems, making MoonPay the official on-ramp for the Tempo blockchain ecosystem. A blockchain built for enterprise payments. Tempo is no ordinary blockchain project. Incubated by Stripe and Paradigm, Tempo was built from the ground up for enterprise payment teams rather than general-purpose trading or DeFi. The network is engineered to handle more than 100,000 transactions per second with sub-second finality. Tempo has teamed with a handful of major firms for early design collaboration and payments use cases, including Visa, Shopify, and OpenAI. More recently, DoorDash announced plans to use the Stripe-backed blockchain to pay its delivery workers in stablecoins. Settlement with stablecoins can be done in seconds, reducing the foreign currency spreads and intermediary fees that typically slow cross-border payments. DoorDash cited Tempo's "payments focus and enterprise readiness" as the primary reason for choosing it over competing stablecoin infrastructure options. What the MoonPay integration adds. By becoming the official on-ramp for the Tempo ecosystem, MoonPay plugs a key gap in the network's user journey. Deploying $USDC.e and $PathUSD within its Ramp and Virtual Account systems means that retail users, not just enterprises, can now move money onto the Tempo network with minimal friction. The integration of MoonPay Headless into the Tempo Wallet is designed to make that transition seamless, requiring no separate steps or third-party redirects to convert fiat into digital currency. The partnership reflects a broader trend of established payment infrastructure players converging on Tempo as a shared settlement layer. Visa is an active validator on the network, Mastercard is a program partner, and global banks are building tokenized settlement infrastructure on top of it. Adding MoonPay's on-ramp capabilities to that stack further closes the loop between traditional finance and on-chain stablecoin payments. (Advertisement)

Tempo
Jul 27th, 2026
Coupang and Woori Bank complete Korea's first end-to-end KRW stablecoin payment on Tempo.

Coupang and Woori Bank complete Korea's first end-to-end KRW stablecoin payment on Tempo. Coupang and Woori Bank have completed Korea's first end-to-end proof of concept for KRW stablecoin payments and settlement in a consumer-facing commercial service. Built on Tempo, the test followed a Coupang Eats order from payment through real-time onchain merchant settlement and conversion between stablecoins and fiat currency. US technology company Coupang and Woori Bank have completed Korea's first end-to-end proof of concept for KRW stablecoin payments and settlement in a commercial consumer service. Built on Tempo, the PoC tested how orders placed through Coupang Eats could be settled to merchants in real time using a KRW-denominated stablecoin. Woori Bank provided the on-ramp and off-ramp functionality, connecting digital wallets with bank accounts to convert between stablecoins and fiat currency. This shows how stablecoins can connect consumer payments, merchant settlement, and existing banking infrastructure in a single commercial workflow. From a Coupang Eats order to merchant settlement. The PoC covered multiple payment scenarios through Coupang Eats. After an order was placed, the merchant received settlement in a KRW-denominated stablecoin on Tempo, while Woori Bank enabled conversion between the stablecoin and fiat currency through linked bank accounts. Together, these steps created an end-to-end flow from a consumer payment to real-time onchain settlement and bank-led conversion. Coupang has participated in Tempo as an early strategic partner and investor, which is part of Coupang's efforts to redefine the future of global commerce through advanced technologies. Through the PoC, the company tested how a payments-first blockchain could meet the scale, reliability, and operating requirements of a commercial service. Improving cash flow for merchants. Merchant settlement can take anywhere from several days to several weeks after a customer pays. For small and medium-sized businesses, that delay ties up working capital and can increase financing costs. Stablecoin-based settlement can shorten that cycle. Settling the onchain leg in real time gives merchants faster access to funds and lets them put working capital back into the business sooner. For commerce platforms, faster settlement can improve the merchant experience while reducing the operational friction created by delayed payouts. "We will continue leveraging innovative technologies, including stablecoins, to enhance customer value while advancing inclusive financial services that create greater opportunities for our merchant partners." - Coupang spokesperson Stablecoins in commercial services. Tempo is a Layer 1 blockchain purpose-built for stablecoin payments at scale. It provides near-instant settlement with no re-orgs and sub-cent fees. This means payment platforms can move value around the clock while keeping settlement fast and costs low. The Coupang and Woori Bank PoC shows how those onchain capabilities can connect to the financial system people and businesses already use. Coupang managed the commercial payment experience on top of Tempo's settlement layer, while Woori Bank connected stablecoin balances to bank accounts and fiat currency. The result is a practical model for bringing stablecoin payments into everyday commerce. "Seeing Coupang and Woori Bank test a complete merchant payment flow together is a clear signal that stablecoins are moving into everyday commerce. We're excited to see Tempo provide the settlement layer for these payment flows to work seamlessly." - Nischay Upadhyayula, GTM, Tempo What's next. Coupang and Woori Bank have entered a strategic partnership to deepen their collaboration on blockchain-based payment technology. The companies plan to continue conducting technology validations as Korea's regulatory framework for digital assets develops. "This PoC represents a meaningful milestone in proactively validating the use of KRW stablecoins for payments and settlement. We will continue expanding financial innovation built on KRW stablecoins as the market and regulatory environment evolves." - Woori Bank spokesperson By connecting a major commerce platform and a major bank through a real consumer payment flow, the PoC gives merchants a path to faster access to funds and offers payment platforms and financial institutions a practical model for bringing stablecoins into commercial services. If your team is evaluating stablecoin payment and settlement infrastructure, get in touch with Tempo.

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