Texas Mutual Insurance

Texas Mutual Insurance

Texas workers' compensation insurance provider

Overview

Company Does Not Provide H1B Sponsorship

Texas Mutual Insurance provides workers’ compensation insurance in Texas, offering coverage to employers and their workers for job-related injuries. Its products are premium-based policies that fund medical care and wage benefits when an employee is injured, with rates reflecting risk and job type. Policies are supported by claims management and safety resources to help employers prevent injuries and handle incidents. The company differentiates itself through a focused, mono-line specialization in workers’ compensation, the largest market share in Texas, and strong commitments to service and community initiatives. Its goal is to protect Texas workplaces by delivering reliable coverage, effective claims handling, and proactive safety support, while reinvesting in communities through nonprofit partnerships and employee volunteer programs.

About Texas Mutual Insurance

Simplify's Rating
Why Texas Mutual Insurance is rated
B
Rated A on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

N/A

Founded

N/A

Simplify Jobs

Simplify's Take

What believers are saying

  • July 1, 2026 NCCI loss costs fell 3.8%, easing employer premiums.
  • Texas Mutual's 2026 nonprofit grants total $8 million, deepening Texas employer goodwill.
  • Texicare secured another $240 million in March 2025, signaling long-run capital support.

What critics are saying

  • Texicare's $300 million funding stack erodes capital from core workers' compensation returns.
  • Texas employers benefit from falling rates, pressuring premiums and underwriting margins in 2026.
  • Bad-faith claim disputes, like Ruttiger-style cases, threaten reputation and jury awards.

What makes Texas Mutual Insurance unique

  • Texas Mutual held 38.1% Texas workers' comp market share in 2025, per TDI.
  • Its mono-line workers' compensation focus sharpens underwriting, pricing, and claims expertise.
  • Texicare gives Texas Mutual a healthcare affiliate and broader employer retention story.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Flexible Spending Account

Unlimited Paid Time Off

Paid Vacation

Paid Holidays

401(k) Company Match

401(k) Retirement Plan

Annual performance bonus and merit-based pay increase

Lifestyle Savings Account ($1,000 per year)

Automatic 4% employer contribution to retirement plan

Student loan repayment matching in 401k plan

Three weeks’ time off for vacation

Nine paid holidays and two personal days each year

Pet insurance and pet Rx discounts

Free on-site gym, fitness classes, and health and wellness resources

Free identity theft protection

Free student loan repayment and refinancing consultation

Professional development and tuition reimbursement

Employee referral bonus

Free onsite snacks

Company News

El Paso Inc.
Aug 13th, 2026
Early Matters El Paso receives $100,000 Texas Mutual grant.

Early Matters El Paso receives $100,000 Texas Mutual grant. * By El Paso Inc. staff * Aug 13, 2026 Updated 1 hr ago * 0 Early Matters El Paso, an initiative of the El Paso Community Foundation, has received a $100,000 Working Texans Economic Opportunity Grant from Texas Mutual Insurance Co. to expand access to early childhood education and support working families. The grant runs from August 2026 through August 2027. Funding will support partnerships between school districts and childcare providers to expand prekindergarten opportunities for eligible 3- and 4-year-olds, as well as development of a regional child care cost model with the Children's Funding Project. Early Matters El Paso will also use the funding for employer engagement, its annual early childhood enrollment campaign and Early Childhood Education Conference. Led by Executive Director Ambar Calvillo-Rivera, Early Matters El Paso brings together school districts, childcare providers, employers and community organizations to improve access to early childhood education in El Paso County. (0 Ratings) We're always interested in hearing about news in our community. Let us know what's going on!

Pro-Action
Aug 13th, 2026
From training to employment: investing in the next generation of first responders.

From training to employment: investing in the next generation of first responders. Texas Mutual awards $100,000 to ProAction Emergency Services Institute to expand EMT education, scholarships and career opportunities. A strong workforce starts with access to opportunity. Through a $100,000 grant from Texas Mutual Insurance Company, ProAction Emergency Services Institute is expanding opportunities for individuals who want to build a career in emergency medical services while helping address the shortage of trained first responders in its region. Texas Mutual recently awarded more than $4.5 million in grants to 62 nonprofit organizations across Texas through its 2026 Working Texans Economic Opportunity Grant. The funding is designed to support initiatives that help working Texans obtain and retain stable employment, advance their careers and participate in economic opportunities. ProAction is proud to be one of those recipients. This investment will directly support its ability to train, employ and develop the next generation of first responders. Creating pathways to meaningful careers. At ProAction Emergency Services Institute, Pro-Action, Inc. believe education should lead to opportunity. Its EMT program gives students the knowledge, hands-on skills and training they need to enter the emergency medical services workforce. But its role does not stop at graduation. ProAction also hires and provides job opportunities to its graduates, creating a direct pathway from training to employment. This is especially important as communities across the region continue to face a shortage of qualified first responders. By preparing more individuals for careers in EMS and creating opportunities for them to enter the workforce, Pro-Action, Inc. is helping address a critical community need while giving students the opportunity to build meaningful careers. Removing barriers to employment. For some aspiring EMTs, the biggest barrier to entering the workforce is gaining access to the education and training required to begin their careers. The Texas Mutual grant will help ProAction provide scholarships to future first responders, making EMT education more accessible to individuals who may otherwise struggle to afford training. The funding will also help ensure its students have access to the proper equipment, training materials and educational resources needed to receive the highest-quality training possible. By removing financial barriers and strengthening the resources available to students, Pro-Action, Inc. can prepare more individuals to successfully enter the EMS workforce. Investing in a stronger regional workforce. Every graduate who enters the workforce represents more than a new career opportunity. It means another trained professional available to respond to emergencies and another first responder prepared to serve patients and families when they need help most. Through education, scholarships and employment opportunities, ProAction is helping create a sustainable pathway into emergency medical services while strengthening the workforce its region depends on. Texas Mutual's investment allows Pro-Action, Inc. to expand that pathway and reach more future first responders. Pro-Action, Inc. is grateful to Texas Mutual for recognizing the connection between education, employment and stronger communities. Their support is helping ProAction create opportunities for people to enter the workforce, build careers and become the first responders its communities need. When Pro-Action, Inc. invest in future first responders, Pro-Action, Inc. is investing in both their future and the future of the communities they serve.

Lubbock Impact
Aug 10th, 2026
Investing in health and hope.

Investing in health and hope. August 10, 2026 Nearly one year ago, Lubbock Impact, Inc. opened the doors to the Foundations of Healing Medical Clinic with a simple prayer: that every person who walked through its doors would know they were seen, cared for, and worthy of quality healthcare. Since then, Lubbock Impact, Inc. has watched that prayer come to life. Over the past year, Lubbock Impact, Inc. has met individuals who have spent years putting their own health on hold because they simply couldn't afford to see a doctor. Many are working hard to provide for themselves and their families while quietly living with chronic conditions like hypertension, obesity, and diabetes. Without consistent medical care, those conditions often become barriers not only to good health, but to stable employment, caring for loved ones, and building a better future. That's why Lubbock Impact, Inc. is so grateful to share that Lubbock Impact has been awarded a $100,000 Working Texans Economic Opportunity Grant from Texas Mutual Insurance Company. This investment comes at a meaningful time as the Foundations of Healing Medical Clinic approaches its first anniversary this September. During the first year, its medical team spent time listening, learning, and understanding the unique needs of its patients. That led to the development of its HOD (Hypertension, Obesity and Diabetes) Program, where more than 200 patients have already received personalized education, health monitoring equipment, and ongoing support to better manage chronic illness. As Lubbock Impact, Inc. enter its second year, this grant allows Lubbock Impact, Inc. to build upon that foundation. One exciting addition will be Nutrition for Life, a new program that will provide HOD participants with practical nutrition education and healthy eating strategies that fit real life. Because lasting health isn't just about having access to a doctor, it's about having the knowledge, tools, and support to make sustainable changes every day. Every blood pressure brought under control, every A1C lowered, every healthy meal prepared, and every patient who feels empowered to take charge of their health is a reminder that healing extends far beyond the walls of its clinic. Lubbock Impact, Inc. is honored to be one of just 62 nonprofits across Texas selected as a 2026 Working Texans Economic Opportunity Grant partner. More importantly, Lubbock Impact, Inc. is grateful that this investment means more of its neighbors will have the opportunity to experience hope, healing, and a healthier future. 806.799.4329. 2707 34TH STREET (34TH & BOSTON) LUBBOCK, TEXAS 79410

Texas Mutual Insurance Company
Jul 27th, 2026
2026 Ward's 50 recognition.

2026 Ward's 50 recognition. July 27, 2026 Texas Mutual earns Ward's 50 recognition for 14th year. Texas Mutual Insurance Co. is proud to share that Texas Mutual has once again been named as one of Ward's 50 top-performing property-casualty insurers (PDF 118KB), marking its 14th consecutive year on the prestigious list. This recognition, awarded by Ward Group, a subsidiary of Aon, reflects its continued commitment to financial stability and operational excellence. A testament to its stability. Out of nearly 2,900 U.S.-based property-casualty insurance companies evaluated, Texas Mutual has consistently stood out as one of the top performers. This achievement speaks to its financial strength, dedication of its employees and the trust its policyholders and agent partners place in Texas Mutual Insurance Co. every day. As Texas' leading provider of workers' compensation insurance, Texas Mutual Insurance Co. is committed to being here for hardworking Texans today and for years to come. How Ward's 50 companies are selected. Ward Group is the insurance industry's trusted leader in benchmarking and best practices, and their selection process is rigorous. Companies are analyzed over a five-year period (2021-2025) and must meet strict criteria, including: * Maintaining a minimum of $50 million in both surplus and premiums annually * Demonstrating profitability in at least four of the last five years * Achieving compound annual premium growth between -10% and 40% Additionally, Ward Group evaluates each company's performance and financial stability, ensuring they possess the potential for sustained growth while maintaining strong capital positions and underwriting results. Its commitment to Texas. This recognition reinforces its dedication to being a reliable partner for Texas businesses and a dependable support system for employees who rely on Texas Mutual Insurance Co.. As Texas Mutual Insurance Co. celebrate this milestone, Texas Mutual Insurance Co. remain focused on its mission to provide exceptional coverage. Taking care of Texans is at the heart of everything Texas Mutual Insurance Co. do and Texas Mutual Insurance Co. is grateful for the trust its policyholders and agent partners place in Texas Mutual Insurance Co. by choosing Texas Mutual for their workers' compensation needs. Share with others

El Paso Inc.
Jul 3rd, 2026
Borderplex Connect receives $200,000 to expand digital health training.

Borderplex Connect receives $200,000 to expand digital health training. Borderplex Connect, Texicare and the El Paso Community Foundation celebrated the $200,000 gift last week. Borderplex Connect has received a $200,000 grant from Texas Mutual Insurance Co. and its health affiliate, Texicare, to expand digital skills training aimed at improving access to online healthcare resources across the Borderland. Email El Paso Inc. audience & engagement reporter Luis Rios at [email protected] or call 915-534-4422 ext. 132. (0 Ratings) El Paso Inc. Reporter

Recently Posted Jobs

Sign up to get curated job recommendations

Texas Mutual Insurance is Hiring for 8 Jobs on Simplify!

Find jobs on Simplify and start your career today

Don't see your dream role? Check out thousands of other roles on Simplify. Browse all jobs →