TrueML Products introduces Penelope, integrated voice AI Built for debt collection. 2 minutes read TrueML Products today introduced Penelope, a new voice AI agent and the latest addition to TrueML's integrated suite of solutions designed for the debt collection industry. Penelope offers a voice AI capability beyond a standalone tool, bringing conversational AI directly into an ecosystem of true omnichannel orchestration where every touchpoint works in harmony to drive more productive, consumer-friendly outcomes. As a specialized agentic model, Penelope is designed to give callers immediate, intelligent, and compliant support while allowing human agents to focus their efforts on the most complex customer conversations. Built on years of operational expertise in debt collection, Penelope is currently focused on inbound call performance, speed, and compliance controls. Future extensions will bring these benefits to outbound calling. Key benefits of a Penelope-powered inbound call include: * Faster Authentication: Reduced time to authenticate callers and connect them with the right representative by over 50% in testing. * Built-In Compliance Controls: Safeguards consumer data while strictly adhering to expert-backed collection workflows. * Intelligent Personalization & Routing: Delivers immediate pick-up, rapid query lookups, personalization, and seamless routing of opt-outs directly to customer support teams. * Speed-to-Market Delivery: Deploys via a structured pilot-to-production phased rollout designed to reduce operational risk while maximizing performance. In recent testing, Penelope completed caller verification and routing without escalation in 98% of calls on her initial workflow. With scalable rollout capabilities and additional enhanced features on the horizon, Penelope is a powerful advancement in delivering smart, compliance-focused, and human-centered recovery orchestration. Built on TrueML's proven, compliance-centric infrastructure, Penelope operates within configurable guardrails designed to support client compliance with the FDCPA, Regulation F, and TCPA applicable to call-handling requirements, while delivering natural, conversational interactions and clearly identifying itself as an AI agent. Consumers expect personalized, on-demand experiences when working with their financial services providers. Elevating the consumer experience with convenience and personalization at scale has historically been challenging to deliver in debt collection. Now, with voice AI, TrueML offers omnichannel recovery orchestration at scale, combining performance with efficiency. To learn more about TrueML's intelligent, omnichannel debt collection solutions, contact [email protected]. About TrueML Products TrueML Products is a technology company developing AI-powered products for financial service companies and consumers seeking financial health. TrueML Products' flagship SaaS product, Retain, uses patented machine learning to help businesses engage customers with the right message, time and channel. TrueML Products is part of the TrueML family of companies along with TrueAccord, which believes that financial setbacks shouldn't define a person's future. TrueML deploys patented artificial intelligence and machine learning to dismantle the outdated practices of the debt collection industry and provide a consumer-centric experience. Its mission is simple: create intelligent, respectful, and compliant software and services that treat consumers like human beings and give them a path back to financial well-being. 5 November 2026

"The work RMAI does for the debt collection industry and its members is critical to building a better financial lifecycle for businesses and consumers, especially its ever-evolving certification standards," said Kelly Knepper-Stephens, Chief Legal Officer, TrueML