U.S. Bank

U.S. Bank

Offers banking, loans, mortgages, investment advisory

Overview

U.S. Bank provides a wide range of banking and financial services for individuals, small businesses, and large corporations, including checking, savings, loans, mortgages, and investment advisory. Its products run through a network of physical branches and digital tools like a mobile app, enabling customers to open accounts, transfer funds, apply for loans, invest, and receive guidance. Revenue comes mainly from interest on loans, service fees, and advisory fees. The bank differentiates itself with a broad product lineup, accessibility, and inclusion, aiming to make banking easier and more accessible for people across the United States.

About U.S. Bank

Simplify's Rating
Why U.S. Bank is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Fintech

Financial Services

Company Size

10,001+

Company Stage

IPO

Headquarters

Minneapolis, Minnesota

Founded

1863

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Simplify's Take

What believers are saying

  • Second-quarter 2026 revenue hit $7.7 billion, and guidance rose to 7%-9%.
  • BTIG delivered $98 million in its first month, signaling faster fee growth.
  • Healthcare automation under Eric Levine targets a huge, still-paper-heavy payments market.

What critics are saying

  • BTIG integration adds roughly $60 million costs in second-half 2026.
  • Amazon small-business deal requires a $160 million reserve build in Q3 2026.
  • A new consumer-finance enforcement wave would pressure overdrafts, payments, and compliance systems.

What makes U.S. Bank unique

  • BTIG added capital markets depth and instant fee diversification in June 2026.
  • Elavon plus Salucro give U.S. Bank healthcare billing and payments infrastructure.
  • U.S. Bank combines national branches with a scaled digital payments platform.

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Funding

Total Funding

$615.8M

Above

Industry Average

Funded Over

0 Rounds

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Retirement Plan

Paid Vacation

Paid Holidays

Adoption Assistance

Paid Sick Leave

Stock Price

Company News

Minichart
Aug 27th, 2026
Universal Electronics amends credit agreement, extends $60M revolving facility to 2027

Universal Electronics has amended its credit agreement with lenders led by US Bank National Association. The revised deal, dated 21 August 2026, maintains the company's $60 million revolving credit facility and extends maturity to 30 September 2027. The agreement modifies financial covenants and borrowing base calculations. The borrowing base is set at 75% of eligible accounts receivable. SOFR borrowings carry a 3.00% margin. Notably, the amended agreement includes add-backs for restructuring expenses of up to $4 million in fiscal 2026 and $2 million in fiscal 2027, plus a $1.3 million loss on an abandoned California office lease. The changes suggest the company is undertaking restructuring whilst seeking operational flexibility. The agreement also references a sale of tariff refund claims to Jefferies Leveraged Credit Products dated 9 June 2026.

MarketScreener
Aug 20th, 2026
The Ensign Group Increases Credit Facility to $800 Million and Extends Maturity

SAN JUAN CAPISTRANO, Calif., Aug. 20, 2026 -- The Ensign Group, Inc. , the parent company of the Ensign™ group of companies, which invest in and provide skilled nursing and senior living...

Benzinga
Jul 22nd, 2026
Hillman Announces Closing of $735 Million Term Loan B and $375 Million ABL Revolving Credit Facility - Hi

CINCINNATI, July 22, 2026 (GLOBE NEWSWIRE) -- Hillman Solutions Corp. (NASDAQ:HLMN) (the "Company", "Hillman Group", or "Hillman"), a leading provider of hardware and related products,

Yahoo Finance
Jul 16th, 2026
U.S. Bancorp posts record $7.7B revenue, raises 2026 outlook to 7-9% growth on BTIG strength

U.S. Bancorp reported strong second-quarter 2026 results, with earnings per share of $1.35, up approximately 22% year-over-year, and record net revenue of $7.7 billion. Return on tangible common equity reached 18.7%, whilst the efficiency ratio improved to 57.1%. Fee income rose 13.2% year-over-year, driven by the recently completed BTIG acquisition. BTIG generated approximately $98 million in revenue during its first month, the strongest monthly performance in its history. The company expects BTIG to contribute roughly $200 million per quarter in the second half of 2026. Average loans totalled $405 billion, up 7.1% year-over-year. Net interest income increased 7.5% to $4.4 billion. The bank raised its 2026 revenue outlook to 7% to 9% growth, up from the previous 4% to 6% range.

StockTitan
Jun 30th, 2026
Summit Hotel extends debt maturity to June 2031 in $650M refinance

The new facility includes a $400M revolver, $200M term loan and $50M delayed draw loan. Pricing improved 20 bps at current leverage.

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