V

Veterans United

VA loan origination and servicing

Overview

Veterans United Home Loans provides mortgage lending services focused on veterans and active-duty military personnel, offering VA-backed home loans and related guidance. Its core product is a VA home loan guaranteed by the VA, typically with no down payment, competitive rates, and limited closing costs. The company differentiates itself by serving a niche military market with dedicated military advisors, education resources, and a commitment to community initiatives. Its goal is to help veterans and military families achieve homeownership and financial stability through ongoing support and charitable programs.

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About Veterans United

Simplify's Rating
Why Veterans United is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Financial ServicesReal Estate

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Columbia, SC

Founded

2002

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What believers are saying

  • Q2 2026 VA purchase volume rose 13.4% year over year to 19,144 loans.
  • Jeremyah Grigery became CMO on August 24, 2026, sharpening marketing execution.
  • Fortune’s 2026 ranking and 5,000-plus employees support recruiting, referrals, and national reach.

What critics are saying

  • UWM grew VA purchase loans 68.6% year over year in Q2 2026, stealing share.
  • Veterans United’s 86% purchase mix leaves earnings exposed if veteran homebuying slows in 2027.
  • Any VA program rule change or CFPB scrutiny would hit Veterans United’s core business immediately.

What makes Veterans United unique

  • Veterans United closed $26.8 billion in 2025 and led VA purchase lending for 10 years.
  • Its business is 97% VA purchase loans, creating deep specialization and repeatable underwriting expertise.
  • Fortune ranked Veterans United first in 2026 for VA home loans, reinforcing brand trust.

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Benefits

  • Flexible Work Hours
  • Professional Development Budget

Company News

WebBizMarket
Oct 30th, 2026
8 best VA loan lenders of november 2026.

8 best VA loan lenders of november 2026. Veterans United has been identified as the best overall VA loan lender in a recent evaluation by Money, which assessed over 30 VA lenders using six weighted factors. The study highlighted Rocket Mortgage as the top choice for refinancing, while Pennymac emerged as the best option for online services. VA loans, which offer significant advantages such as no down payment and no private mortgage insurance, do involve a funding fee ranging from 0.5% to 3.3% of the loan amount. A survey by Rocket Mortgage revealed that only 54% of eligible borrowers are aware of the zero down payment feature, and less than 40% know about the absence of mortgage insurance for these loans. Veterans United stands out for its specialization in VA loans, having facilitated over 70,000 such loans in 2025. Its offerings include various loan programs and educational resources for veterans, alongside competitive interest rates. Rocket Mortgage offers flexible refinancing options with a streamlined online application, while Pennymac caters to those seeking a quick, efficient online loan experience. Other noteworthy lenders include CrossCountry Mortgage, which provides renovation loans, and Navy Federal, known for its wide branch network and favorable rates specifically suited for military personnel. The evaluation revealed that while some lenders have competitive offerings and customer service ratings, others have lower satisfaction scores or lack transparency regarding fees and credit score requirements. VA loans serve as an important financial tool for eligible military personnel and veterans, promoting homeownership through favorable terms. Why this story matters * VA loans provide vital support for veterans in achieving homeownership. Key takeaway * Rates, terms, and lender reputations vary widely; thorough comparisons are essential for borrowers. Opposing viewpoint * Some lenders face criticism for unclear fee structures and customer satisfaction, potentially deterring qualified borrowers.

Inman
Sep 15th, 2026
Realtor.com assembles all-star crew to fix US housing crisis.

Realtor.com assembles all-star crew to fix US housing crisis. Realtor.com is partnering with Zillow and eXp to launch a consumer education website Today, September 15, 2026 A little more than a year after debuting Let America Build at South by Southwest, Realtor.com has launched its first major public awareness campaign around the initiative. Realtor.com and 13 real estate, homebuilding and housing advocacy groups - including Zillow, the National Association of Home Builders, Habitat for Humanity, Veterans United and eXp Realty - have unveiled LetAmericaBuild.org, a website that educates consumers about zoning and permitting, housing policies, housing types and construction trends. Realtor.com said the recent passage of the 21st Century ROAD to Housing Act has put housing in the spotlight, and that now is the time to draw the throughline between federal policy, state and local action, and housing affordability. "If you want to go fast, go alone; if you want to go far, go together, and with a problem as big as America's home shortage, it is time we go together," Realtor.com CEO Damian Eales said in a public statement on Tuesday. "Earlier this year, I challenged the industry to come together and unify. Let America Build is a result of that call." "Now, after the 21st Century ROAD to Housing bill has become law, elected officials have the opportunity to make housing supply a visible community priority," he added. "This campaign aims to help Americans engage in real conversations about how their communities can create more housing opportunities." Eales began zeroing in on housing affordability last year, with the leader sidestepping the battle over the National Association of Realtors Clear Cooperation Policy - Realtor.com defended CCP but declined to ban non-compliant listings like Zillow and Redfin - in favor of focusing on Let America Build. "If this industry can get behind one issue, it's housing supply," Eales said at Inman Connect San Diego 2025. "Let's turn off this conversation about Clear Cooperation. It can be refined. But [housing inventory] is a bipartisan issue where even my staunchest competitors in the industry would agree that we should have more homes built in this country. And I think that genuinely, we can make a difference in our local communities if we start talking more about it." Although estimates run as high as 10 million, Realtor.com said its data puts the housing supply gap at 4.03 million homes. The shortage, the portal said, has been exacerbated by outdated zoning and permitting laws, with the National Association of Home Builders estimating that government regulation, taxes, fees and other miscellaneous related costs boost the cost of the an average new single-family home by 26 percent. "Let America Build brings industry stakeholders together with officials at every level of government to address the nation's housing affordability crisis by removing inefficient zoning rules, unnecessary regulations, permitting delays and other barriers that keep builders from delivering more affordable, attainable homes," NAHB CEO Jim Tobin said in the announcement. "The campaign builds on the momentum of the 21st Century ROAD to Housing Act and advances practical solutions to help builders expand the nation's housing supply." The 21st Century ROAD to Housing Act, which passed in July, modernizes affordability programs like the Community Development Block Grant and the HOME Investment Partnerships Program, expands environmental review exclusions and includes a $200 million annual grant program to reward cities that streamline permitting. The Act also puts guardrails on institutional buyers, forcing them to sell their stock after a set time period. Housing experts say it will likely take years for homebuyers to reap the benefits of the Act; however, Let America Build's partners say it provides the perfect foundation for the housing industry at large to take action. "America's housing shortage is pricing renters and buyers out of the communities they love," Zillow CEO Jeremy Wacksman said. "We know what's driving it and we know what will fix it: streamlining permitting, modernizing zoning and unlocking land that's already there..." Added eXp Realty and NextHome CEO Leo Pareja, "We didn't build eXp and NextHome around a one-size-fits-all model, because we know entrepreneurs and consumers alike do better when they have choice. America's housing shortage demands that same thinking at the local level: more options, fewer barriers, faster paths from plan to reality. That's why we're proud to join Let America Build." T3 Sixty, ICON, Land Use Labs, Home Services of America, RISMedia, the Asian Real Estate Association of America, LGBTQ+ Real Estate Alliance and the National Association of Hispanic Real Estate Professionals are also founding participants, with LGBTQ+ Alliance Executive Director Alex Cruz saying it's important to "open the door to homeownership for more people and more families in every community." Realtor.com isn't the only company to roll out a housing initiative. JPMorgan Chase put $750 billion toward its American Dream Initiative in August, and on Monday, Airbnb announced a $250 million Housing Accelerator Fund that's projected to generate $5 billion in capital by 2036.

Inside Mortgage Finance
Sep 8th, 2026
Lenders face allegations of RESPA violations.

Lenders face allegations of RESPA violations. September 8, 2026 Zillow, Veterans United Home Loans, Veterans United Realty and Bright Financial Group are facing allegations of RESPA violations. Get free imfnews updates! The latest mortgage news via email. News tailored to your needs. Get focused coverage. Inside Mortgage Finance's newsletters break the mortgage market down so you get the news and data you need most, whether it's total industry coverage or just the news related to securitization, regulation, profits or other specific topics.

PR Newswire
Aug 24th, 2026
Veterans United promotes Jeremyah Grigery to Chief Marketing Officer.

Veterans United promotes Jeremyah Grigery to Chief Marketing Officer. Aug 24, 2026, 14:47 ET COLUMBIA, Mo., Aug. 24, 2026 /PRNewswire/ - Veterans United Home Loans, the nation's largest VA purchase lender for 10 consecutive fiscal years, today announced that Jeremyah Grigery has been promoted to Chief Marketing Officer. In this role, Grigery will provide strategic leadership for the company's long-term marketing vision, with an expanded focus on strengthening the Veterans United brand and deepening relationships with Veterans and military families. As Chief Marketing Officer, Grigery will guide the continued evolution of Veterans United's marketing organization across both paid and organic channels, balancing performance-driven growth with long-term brand development in service of the company's mission of helping Veterans and military families use their hard-earned VA home loan benefits. "Jeremyah has been instrumental in shaping how Veterans United shows up for the Veterans and military families we serve," said Nate Long, Chief Executive Officer, Veterans United Home Loans. "He has paired sharp marketing instincts with a genuine commitment to our mission, building a team and a strategy that consistently set the standard in our industry. I have no doubt his leadership will carry both our brand and our business forward for years to come." Grigery has risen through the ranks of Veterans United since joining the company at the intern level in 2012, eventually ascending to Vice President of Marketing, the role he held previously. Over 14 years he has helped build one of the nation's largest marketing operations, and the company has remained the nation's leading VA purchase lender throughout his tenure. "I'm honored to step into this role and to keep building on the work our team does every day," said Grigery. "Our marketing strategy is simple - help Veterans and military families learn about their hard-earned VA home loan benefits. Everything we create is in service of helping Veterans and their families achieve the American dream of homeownership. I'm excited to be part of our amazing team as we find new ways to reach, connect with and serve the people who have served our country." About Veterans United Home Loans Veterans United Home Loans, a full-service national direct lender based in Columbia, Missouri, closed more than $26 billion in loans in fiscal 2025 and was the nation's No. 1 VA purchase lender, according to Department of Veterans Affairs Lender Statistics. The company's mission is to help Veterans and service members take advantage of the home loan benefits earned by their service. VeteransUnited.com | 1-800-884-5560 | 550 Veterans United Drive, Columbia, MO 65201 | Veterans United Home Loans NMLS # 1907 (www.nmlsconsumeraccess.org). Private lender. Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency. Licensed in all 50 states. Military advisors are paid employees of Veterans United. For State Licensing information, please visit www.veteransunited.com/licenses. Equal Housing Opportunity. SOURCE Veterans United Home Loans

PR Newswire
Aug 12th, 2026
Veterans United Home Loans named No. 8 on PEOPLE Companies that Care(R) list.

Veterans United Home Loans named No. 8 on PEOPLE Companies that Care(R) list. Aug 12, 2026, 10:41 ET This marks the fourth time ranking in the top 10 and eighth overall appearance for the company since 2017 COLUMBIA, Mo., Aug. 12, 2026 /PRNewswire/ - Great Place To Work(R) and PEOPLE magazine have honored Veterans United Home Loans as the nation's No. 8 company on the 2026 PEOPLE Companies that Care(R) list. This marks the eighth time Veterans United has earned a spot on this prestigious list since 2017 and the fourth time landing in the top 10. Earning a spot in the rankings means that Veterans United has once again surpassed rigorous benchmarks, establishing itself as one of the best companies to work for in the country. In 2026, Veterans United is the highest-ranked Missouri-based company (out of three total) to make the prestigious rankings. Founded in Columbia in 2002, Veterans United has grown to include approximately 4,900 employees nationwide, with offices in 20 states. Over 2,900 people work at Veterans United's Columbia and Jefferson City offices. "Being named a PEOPLE Company that Cares year after year never loses its meaning for us," said Chief People Officer Amanda Andrade. "This one belongs to our employees. You can see it in the way they show up for each other, for the homebuyers we serve, and for our communities. They're passionate people who know how to have fun, they deliver results with integrity, and they're enhancing lives every day, not because it's an award category but because that's just who we are at our core. We couldn't be prouder to share this recognition with the team that earned it." The Companies that Care list is highly competitive. Survey responses reflect a comprehensive picture of the workplace experience. Honorees were selected based on their ability to care for employees, families, and the communities where they operate. Companies also submit essays that are validated by employee survey data to give a complete picture of the way an organization cares for its employees and its community. To be considered for the list, companies must be Great Place To Work Certified(TM) and have at least 10 U.S. employees. Veterans United's top 15 rankings in the PEOPLE Companies That Care List include: * 2017 - No. 3 * 2018 - No. 12 * 2022 - No. 2 * 2024 - No. 5 * 2025 - No. 14 * 2026 - No. 8 The PEOPLE Companies that Care list is based on over 1.3 million employee survey responses and data from companies representing the experience of more than 7.3 million employees. These rankings are based on that feedback. "Employees are under immense pressure, and the best workplaces are finding ways to support them in the ways they need," said Michael C. Bush, CEO of Great Place To Work. "When employees feel that sense of care, they do incredible things - delivering the crucial results that grow businesses and build new markets." "We're proud to celebrate companies that lead with purpose by supporting their employees, strengthening their communities, and driving positive change. Their commitment to positive impact reflects PEOPLE's longstanding mission to celebrate stories of inspiring people whose actions create lasting impact," said Charlotte Triggs, PEOPLE Editor in Chief. About Veterans United Home Loans Veterans United Home Loans, a full-service national direct lender based in Columbia, Missouri, closed more than $26 billion in loans in fiscal 2025 and was the nation's No. 1 VA purchase lender, according to Department of Veterans Affairs Lender Statistics. The company's mission is to help Veterans and service members take advantage of the home loan benefits earned by their service. VeteransUnited.com | 1-800-884-5560 | 550 Veterans United Drive, Columbia, MO 65201 | Veterans United Home Loans NMLS # 1907 (www.nmlsconsumeraccess.org). Private lender. Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency. Licensed in all 50 states. Military advisors are paid employees of Veterans United. For State Licensing information, please visit www.veteransunited.com/licenses. Equal Housing Opportunity. About the PEOPLE Companies that Care List Great Place To Work selected the 2026 PEOPLE Companies that Care List by gathering and analyzing over 1.3 million confidential survey responses from companies representing more than 7.3 million U.S. employees at Great Place To Work Certified organizations. Company rankings are derived from 60 employee experience questions within the Great Place To Work Trust Index(TM) Survey and essays submitted by participating companies. Read the full methodology. About Great Place To Work As the global authority on workplace culture, Great Place To Work, a UKG company, brings 30 years of groundbreaking research and data to help every place become a great place to work for all. Its proprietary platform and Great Place To Work Model help companies evaluate the experience of every employee, with exemplary workplaces becoming Great Place To Work Certified and receiving recognition on a coveted Best Workplaces list. Follow Great Place To Work on LinkedIn, X, and Instagram, and sign up for the Great Place To Work LinkedIn newsletter, Culture Edge, to get the latest research on what drives business success. About PEOPLE PEOPLE delivers the most trustworthy celebrity news and captivating stories, connecting you to the pulse of American culture. Since our first issue hit stands in 1974, we have been striving to tell compelling stories about the people behind the issues, as opposed to just the issues themselves. We take you inside the lives of intriguing stars, newsmakers, up-and-comers, and ordinary people doing extraordinary things. We serve and delight you by providing ideas about beauty, food, and style through the lens of the people influencing the trends. And we are a force for good by telling stories of hope, optimism, and kindness that drive conversation and inspire action. SOURCE Veterans United Home Loans

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