Wholesail

Wholesail

B2B payment platform for invoicing

Overview

Wholesail is a B2B payment platform that streamlines invoicing and payments for vendors, especially in the food and beverage sector such as beer, wine, and spirits distributors and service contractors. The platform lets vendors present invoices in a clear, organized way, so customers can easily view and pay for goods or services. It operates on a subscription model where vendors pay to access a suite of payment- and invoicing tools, and it may charge transaction fees for certain payment methods. By focusing on the needs of the food and beverage industry, Wholesail differentiates itself through industry-specific features and a straightforward, efficient user experience. The company’s goal is to reduce administrative work, speed up payments, and improve cash flow for vendors of all sizes.

About Wholesail

Simplify's Rating
Why Wholesail is rated
C
Rated C on Competitive Edge
Rated B on Growth Potential
Rated D+ on Differentiation

Industries

Enterprise Software

Fintech

Financial Services

Company Size

51-200

Company Stage

Late Stage VC

Total Funding

$22.6M

Headquarters

San Francisco, California

Founded

2018

Your Connections

People at Wholesail who can refer or advise you

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Simplify's Take

What believers are saying

  • Embedded ERP integrations reduce adoption friction for distributors and manufacturers.
  • Automated reminders and Autopay accelerate collections and improve customer self-service.
  • FlexiBake customers reported 35% faster payments and 40 hours saved monthly.

What critics are saying

  • Food and beverage concentration exposes Wholesail to niche downturns and consolidation.
  • ERP partners can bundle competing AR tools and displace Wholesail's distribution.
  • Dependence on payment rails creates outage and pricing risk if providers change terms.

What makes Wholesail unique

  • Wholesail is an AR automation and B2B payments platform for food and beverage operators.
  • It integrates with ERP systems like Infor, QuickBooks, Xero, and NetSuite.
  • Its portal gives buyers real-time statements, invoices, credit memos, and payment history.

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Funding

Total Funding

$22.6M

Above

Industry Average

Funded Over

1 Rounds

Late VC funding comparison data is currently unavailable. We're working to provide this information soon!
Late VC Funding Comparison
Coming Soon

Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

Paid Vacation

Paid Sick Leave

Home Office Stipend

Phone/Internet Stipend

Growth & Insights and Company News

Headcount

6 month growth

-5%

1 year growth

-5%

2 year growth

-5%
Abstract Core
May 7th, 2026
Earnest & Associates and Wholesail partner to streamline accounts receivable, credit, and payments for distributors and manufacturers.

Earnest & Associates and Wholesail partner to streamline accounts receivable, credit, and payments for distributors and manufacturers. May 7, 2026 For nearly 50 years Earnest & Associates ("E&A") has been helping hundreds of customers to maximize their return on technology investments, including ERP implementation and guidance and creation of its own suite of productivity tools. E&A is also an Infor Distribution & Manufacturing partner and recognized as a top Infor partner in North America for over 20 years. Today E&A continues its tradition of helping customers grow revenue and profitability with a new partnership with Wholesail. Wholesail is a unified credit, collections, and payments platform that connects to Infor and other ERPs to help customers confidentially manage credit and accelerate cash flow. Over 400 companies use Wholesail to manage 100,000+ customer relationships across the United States. Wholesail helps across the customer lifecycle to: * Win customers - Streamline onboarding with customizable digital credit applications and make smarter credit decisions with AI-powered risk scores to confidently extend the right terms to every customer. * Get paid faster - Automated statements and invoices, a 24/7 customer portal, and flexible Autopay options keep customers on top of their accounts and paying on average 35% faster. * Reduce risk & streamline collections - AI-powered risk models monitor your portfolio in real-time and identify at-risk accounts. Powerful reporting & collections tools empower AR teams to collect more, faster. "We take our partnership relationships very seriously and only engage with organizations that have a proven record of delivering value to our mutual customers. This partnership with Wholesail advances the collections and related processes for our customers to a new level," quoted Tom Cangelosi, Principal of E&A. "Our partnership brings decades of E&A experience with Infor CloudSuite Distribution, FACTS, SX.e and other ERP platforms to help customers improve their cash flow and customer experience while spending less time managing their high volume of invoices," said Eli Chait, CEO of Wholesail.

FlexiBake
Oct 15th, 2025
FlexiBake and Wholesail Partner to Streamline Accounts Receivable and Payments for the Food and Beverage Industry

FlexiBake and Wholesail partner to streamline accounts receivable and payments for the food and beverage industry. For over 20 years, FlexiBake has helped 500+ bakeries and food and beverage producers drive visibility and efficiency in their operations. Now, FlexiBake is partnering with Wholesail to help their customers streamline accounts receivable. FlexiBake is an ERP software that helps customers manage orders, production, delivery, accounting, regulatory compliance, and traceability. FlexiBake's customers rely on them for innovation. So when their customers asked for a way to improve the accounts receivable process and make it easier for buyers to pay them, FlexiBake chose Wholesail as a partner. Wholesail is the leading accounts receivable platform for the food and beverage industry - helping customers simplify the accounts receivable process and get paid faster while enhancing customer relationships. Wholesail helps FlexiBake customers get paid faster. FlexiBake and Wholesail understand that chasing large numbers of overdue invoices is a challenge for food and beverage companies. To help, Wholesail integrates directly with FlexiBake and accounting systems like QuickBooks and Xero to give customers access to: * Automated email and SMS communications connected to a 24/7 customer portal, allowing customers to stay on top of their invoices, manage their account, and pay online * Workflow tools for accounts receivable reps that improve their collections efforts and save time * Customizable online forms to fast track credit applications and new customer onboarding to help evaluate risk The impact of the FlexiBake - Wholesail integration. Mutual customers like Crema Artisan Bakers, Firebrand Artisan Breads, Napa Bakery, and West Town Bakery have experienced benefits, including: * Receiving payments 35% faster * Significant reduction in credit card fees * Improved accounts receivable rep productivity, saving 40 hours/month per 500 buyers Everything's going good. I haven't had any issues, the customers seem happy, and FlexiBake Ltd. is getting payments a lot faster. 57% of all payments were made with Wholesail! "We are thrilled to bring an even more robust solution to our clients," said Desmond Brisbin, Head of Operations at FlexiBake. "This integration will help clients to manage even more of their operations efficiently with FlexiBake. Wholesail's advanced accounts receivable platform is a perfect complement for our existing set of features. We are excited to have found a great partner for providing more value from our ERP software." "Our integration with FlexiBake helps bakeries and other food producers improve their cash flow and customer experience while spending less time managing their high volume of invoices," said Eli Chait, CEO of Wholesail. For more information, visit paywholesail.com/flexibake.

Wholesail
Aug 18th, 2025
Meet Our Partners

NetYield partners with Wholesail to simplify and automate accounts receivable.

Wholesail
Jun 20th, 2025
BlueTrace and Wholesail Partner to Streamline Accounts Receivable and Payments for Seafood Producers and Distributors

Wholesail integrates with QuickBooks to give BlueTrace customers access to:

Wholesail
Apr 8th, 2025
All Your AR Tools in One Place: How Wholesail's Latest Updates Streamline Collections

To empower accounts receivable professionals to improve the efficiency and efficacy of their collections, Wholesail has rolled out a series of major enhancements to consolidate everything you need for AR in one place.

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