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X1 Inc. provides the X1 Card, a credit card that allows users to earn up to 3X points per dollar spent, along with various insurance and travel protection benefits. The company generates revenue through interest on balances, interchange fees from merchants, and partnerships with brands. X1 differentiates itself from competitors by leveraging technology to enhance financial services and focusing on transparency and user consent. The goal is to offer a high-reward, tech-driven alternative to traditional credit cards for consumers seeking both rewards and protection.
Company Stage
Acquired
Employees
51-200
Industries
Fintech, Financial Services
Total Funding
$60.3M
Headquarters
San Francisco, California
Founded
2017
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