YYouLend provides revenue-based financing to merchants in ecommerce, technology, and payment service provider sectors. It offers fast access to funds with instant payouts from sales and repayments that are a fixed percentage of ongoing sales. Unlike traditional loans, there are no fixed installments and repayments are aligned with revenue, with easy no-code or code-first integrations and support for over 10,000 merchants. The goal is to help merchants grow by delivering flexible funding that adapts to sales performance and improves cash flow.
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2015
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Verifone announces Commander product advancements and new collaborations that expand Petro and convenience store ecosystem. October 05, 2026 09:00 ET | Source: Verifone New Verifone Commander products designed expand routes to growth for partners across convenience stores and gas stations; Offerings let convenience store and fuel retailers consolidate operations onto one cloud-connected footprint; Verifone collaborates with YouLend to offer financing for Commander products LAS VEGAS, Oct. 05, 2026 (GLOBE NEWSWIRE) - Verifone, a global leader in payments and commerce technologies, today announced strategic product enhancements at the NACS Show to drive growth, customer satisfaction and revenue for its convenience and fuel retail partners. "Fuel and convenience retailers are under pressure from every direction - rising costs, tightening compliance, and customers who expect more from every visit," said James Hervey, EVP of Petro at Verifone. "Most stations now make the bulk of their profit from what's inside the store, not from what's at the pump. That means operators need one system that talks to all of it - sales, inventory, and the customer experience. Commander gives them that system, so they spend less time managing technology and more time running their business." The announcement spotlights key pillars of Verifone's unified ecosystem, which lets convenience and fuel retailers unify their operations under one cloud-connected footprint, is designed to eliminate disjointed point-of-sale hardware. At the NACS show, Verifone will unveil the following innovations, designed to help businesses advance to the next stage of their payments journey: * Verifone Commander Convenience: An all-in-one, bundled solution for convenience stores. The solution lets standalone retailers manage complex tasks from lotteries and loyalty integrations to digital age verification all with the same speed, reliability, and security trusted by major global fueling networks without the need for a backroom server. * Commander Fleet: An integration that puts commercial fleet card acceptance on a single primary point-of-sale (POS) terminal, letting truck stops and consumer fuel stations with diesel islands run fleet and retail payments on one POS platform. Commander Fleet processes fleet cards from major networks like WEX, Comdata, Multi Service, Mudflap, QuikQ and Piston Technologies Inc. alongside every consumer payment type. By eliminating the industry's need for separate, bulky checkout hardware and overlapping software licenses, it lowers a merchant's total cost of ownership, reduces employee training times, and speeds lane throughput for commercial drivers. Commander Fleet also brings every transaction into one report, so operators can reconcile fleet and retail sales together instead of pulling data from two systems. * Commander Capital: A flexible merchant financing program, powered by YouLend, that changes how retailers access operational funding. Rather than navigating rigid underwriting and application processes, Commander Capital auto-qualifies eligible merchants based on active payment volumes and store performance. Approved funds can be deployed in as little as 24 hours to replace store equipment, invest in food service kiosks, or refresh inventory, with automated daily repayments that flex as a small percentage of credit card sales. "C-stores and gas stations face a unique combination of cash-flow volatility and substantial upfront capital requirements," said Ted Kirk, U.S. Country Head for YouLend. "By providing working capital to these businesses, YouLend and Verifone help them serve customers, plan for the future, and drive growth." Partnerships to Fuel Your Business The company also announced new partnerships that extend the ecosystem's capabilities and market reach across the commercial fleet area, including: Multi Service Fuel Card: With more than 45 years of trucking-industry trust, the Multi Service Fuel Card adds a long-standing, widely accepted trucking fuel card option to the Commander Fleet portfolio, simplifying fuel management for fleet operators. "As the first live-authorization fuel card for over-the-road commercial fleets, our card carries a long-standing legacy of trust and reliability in the trucking industry," said Aaron Decker, CEO of Multi Service Fuel Card. "Together with Commander Fleet, acceptance transitions from the pump to the point of sale without added hardware or extra steps. Drivers fuel up. Fleets get real-time visibility. Everyone gets back on the road faster." Mudflap: The original cardless fleet payment platform for trucking, bringing hundreds of thousands of commercial drivers to Commander Fleet locations with secure app and card-based payments. QuikQ: QuikQ is a full-service fuel payment, digital payment and fraud prevention solutions provider. The company's streamlined approach to transactions reduces fees and creates a more direct, transparent relationship among merchants, carriers and payment providers. "QuikQ was built on the idea that payments in the trucking industry should be more efficient, more affordable and built around the customer," said Jon Russell, CEO of QuikQ. "Working with Verifone puts that idea in front of more merchants and drivers. Merchants get fleet acceptance built into technology they already run, and drivers get a faster, simpler stop." Piston Technologies Inc.: Brings a new payment network for commercial fleets to Commander Fleet, expanding payment acceptance for fuel retailers serving trucking and logistics companies. The integration lets merchants to accept Piston payments and serve its fleet customers through the Verifone platform they already use. "We run fleets ourselves, and we built Piston because the solution we needed didn't exist. Our cardless network connects fleets directly with site owners through Verifone Commander, removing the card and the intermediaries' fleets have paid for over decades," said Vikram Sekhon, Co-founder & CEO, Piston Technologies Inc. "Fleets lose fewer gallons to fraud and save more at the pump. Retailers gain commercial volume and the in-store spend that comes with it." Verifone will have a strong presence at the NACS Show 2026, speaking (in TruAge booth) on "Can Self-Checkout Sell Age-Restricted Products Safely?" and hosting live in-booth solution demonstrations at the Verifone booth #C5924. About Commander Verifone Commander is the integrated platform built for the unique demands of fuel and convenience retail. It is trusted by more fuel operators across the United States than any other company, with more than 55,000 active sites running on the platform. About Verifone Verifone is a leading global payments technology provider trusted by the world's top brands. Verifone powers the boundless payments grid, enabling distinctive commerce experiences for merchants, fintech companies, and financial institutions wherever commerce happens. By combining a flexible platform, an open ecosystem of 2,500+ integrations, and four decades of payments expertise, Verifone eliminates payment complexity and expands what's possible across every payment channel. For more information, visit www.verifone.com
Two months' revenue, unlocked today: ANNA and YouLend launch embedded finance for small businesses. Eligible small businesses and sole traders can now access up to 2 months' worth of revenue - from marketplace sales and payment provider flows from providers such as eBay, Just Eat Takeaway.com, Teya and Dojo - to fund growth today, instead of waiting weeks for it to land. ANNA, the UK business account that handles your admin so you don't have to, has partnered with embedded finance provider YouLend to bring this funding into the ANNA app. Rather than applying for a loan and waiting weeks for a decision, the funding works as an advance on a business's own trading history. Businesses receive funding in as little as 24 hours, against their projected revenue, and it is settled automatically from a share of revenue as it continues to come in - adjusted to seasonality and slow days in your business. The launch comes as small businesses report increasingly tight cash flow more broadly. Analysis from the Credit Protection Association found 42% of small firms were paid late in the past year - more than double the rate from summer 2024 - while appetite for traditional external funding has fallen to a record low of 40%, down from 63% in 2023. Businesses are using the funding to stock up before a busy season, cover payroll during a slower month, or fund the kind of investment that turns a good month into a better one. This could mean taking on new inventory ahead of anticipated high demand to paying rent on a new site or refurbishing an existing shop or restaurant. The partnership also reflects demand ANNA was already seeing organically. As of today, over 1,531 ANNA customers have already signed up to use YouLend with a total funding volume of £44.8m. This equates to an average of £29,300 per business, as part of their working capital solutions. The existing appetite for merchant cash advance among ANNA's customers was a core driver behind the two companies partnering up to fully embed this financial product into the ANNA customer experience and enable businesses to get access to funds almost instantly. The partnership reinforces ANNA's strategy to connect customers with trusted, market-leading providers of essential business services, all in one place. Boris Diakonov, Co-CEO of ANNA, said: "Most small businesses aren't short on revenue, they're short on timing. The money's coming, it's just not here yet. This isn't about waiting for a bank to say yes to a loan, with YouLend it's about putting the revenue your business is already generating to work now, today - instead of waiting for it to land sometime next week. We built ANNA to get admin out of people's way - waiting for your own money to arrive shouldn't be one more thing on that list." "Partnering with ANNA means we can meet businesses where they already manage their finances, rather than asking them to go looking for funding elsewhere," said Dan Sinclair-Taylor, Country Head UK & ROI at YouLend. "ANNA customers already trust the app to handle their admin, so embedding funding into that same experience just made sense, it's one less relationship for a business to manage, not another one to set up." Eligible ANNA customers are pre-qualified for funding based on their trading history and guided seamlessly through the application process within the app. Rather than relying solely on assets or credit history, funding amounts are calculated using revenue the business is already generating including income from marketplace sales and payment provider flows. YouLend, which provides the funding, claims 80% of pre-qualified customers go on to be approved (eligibility criteria apply).
YouLend data breach: Edelson Lechtzin LLP launches investigation into exposure of personal information. National class action firm offering free case evaluations to individuals impacted by the YouLend US, LLC cybersecurity incident. NEWTOWN, Pa., Sept. 05, 2026 (GLOBE NEWSWIRE) - Edelson Lechtzin LLP, a national class action law firm, is investigating data privacy claims arising from the YouLend data breach. YouLend US, LLC first received alerts of a disruption to its computer network on June 9, 2026. What Happened YouLend US, LLC engaged outside cybersecurity specialists after detecting the incident. The investigation determined that, between June 5, 2026 and June 9, 2026, an unauthorized party accessed YouLend's network and may have acquired files containing personal information belonging to tens of thousands of individuals. Information Exposed The YouLend data breach may have compromised certain personal information, including names, dates of birth, Social Security numbers, financial account information, and credit/debit card information. Who May Be Impacted Individuals who received a data breach notification from YouLend may face an increased risk of identity theft and fraud. Your Legal Options Edelson Lechtzin LLP is investigating a potential class action to pursue legal remedies on behalf of individuals whose sensitive personal data may have been compromised in the YouLend breach. The firm will evaluate your rights and potential claims at no cost. Recommended Protective Steps Review account statements and credit reports regularly and remain vigilant for suspicious activity. Confirm whether your information was involved in the YouLend incident and preserve any letters or emails you received about the breach. Consider placing fraud alerts and credit monitoring. Contact Us for a Free Case Evaluation Marc Edelson, Esq. Edelson Lechtzin LLP, 411 S. State Street, Suite N-300, Newtown, PA 18940 | Phone: 844-696-7492 | Email: [email protected] | Online: click HERE. About YouLend US, LLC YouLend US, LLC is the American subsidiary of a global small-to-medium business financing company. About Edelson Lechtzin LLP Edelson Lechtzin LLP is a national class action law firm with offices in Pennsylvania and California. In addition to data breach litigation, the firm handles class and collective actions involving securities and investment fraud, federal antitrust violations, ERISA employee benefit plans, wage theft, and consumer fraud. Media and Partnership Inquiries: Use the contact information above to connect with our team regarding interviews, co-counsel opportunities, and referral partnerships.
Embedded capital where payments are processed: YouLend and REA Card launch strategic partnership in Germany. * Infrastructure * 27.07.2026 01:06 pm YouLend, the world's leading embedded financing platforms, and REA Card, a provider of cashless payment solutions for brick-and-mortar retail, are entering into a strategic partnership in Germany. The aim is to give small and medium-sized enterprises (SMEs) quick, straightforward access to working capital. Merchants using REA Card's POS terminals, cash register systems, or SoftPOS solutions can now access YouLend financing offers directly via the platform. The financing decision is based on actual card revenues rather than traditional bank-style credit checks. This reduces bureaucracy, speeds up disbursement, and makes capital accessible to businesses that are often left out of the traditional lending market. Financing without detours. The partnership targets restaurants, cafés, kiosks, bakeries, retailers, taxi companies, hair salons, and many other sectors that process card payments daily and regularly need capital for inventory purchases, seasonal demand, or growth investments. The financing is fully integrated into the existing payment environment. Merchants do not need to submit a separate application; instead, they receive an offer based on existing data. "Small businesses have no time for bureaucracy. When essential working capital is lacking, a decision for financing cannot take weeks," says Leonard Strigel, General Manager Europe at YouLend. "With REA Card, we are bypassing this hurdle by bringing instant financing to the place where merchants work daily: their card terminal." Complementary strengths, shared goal. The partnership brings together REA Card's established merchant relationships and payments infrastructure with YouLend's scalable embedded financing technology and AI-driven decision models. The technical integration is complete; eligible REA Card merchants can access financing offers immediately. In a second phase, a deeper integration into REA Card's existing product portfolio is planned. "Our customers deserve a partner that not only helps them take payments, but also helps them grow," says Phillip Becker, CEO bei REA Card. "With YouLend, we offer our merchants fast access to capital based on their actual business performance."
YouLend and Just Eat surpass €150m in embedded finance for European restaurants. YouLend and Just Eat Takeaway.com have provided more than €150m in financing to restaurants and takeaways across seven European markets, marking a new milestone for embedded SME finance. The partnership... Access this and all articles from the last 10 days for free with a BCR News membership. Or access all articles with an annual subscription.
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Industries
Company Size
501-1,000
Company Stage
N/A
Total Funding
N/A
Headquarters
London, United Kingdom
Founded
2015
Find jobs on Simplify and start your career today