ZestyAI, the leader in AI-driven risk analytics for insurance, today revealed that more than 12.6 million U.S. properties are at high risk of hail-related roof damage, representing $189.5 billion in potential replacement costs.Powered by ZestyAI’s Z-HAIL™ model, the analysis underscores the growing financial threat of severe convective storms (SCS), including hail, tornadoes, and wind events. In 2024 alone, damages from SCS were estimated at $56 billion—surpassing losses from hurricanes.Yet many insurers still rely on traditional models designed to estimate portfolio-level exposure, not property-level risk. As hail events increase in severity and frequency, these models often miss the structural and environmental conditions that drive real losses.“Catastrophe models have helped insurers understand where storms may strike and how losses might add up at a portfolio level,” said Kumar Dhuvur, Co-Founder and Chief Product Officer at ZestyAI. “But they weren’t built to assess risk at the individual property level, and they often miss the specific conditions that drive hail damage. By analyzing the interaction between structure-specific features and local storm patterns, we can distinguish risk between neighboring properties—enabling smarter underwriting, more precise pricing, and better protection for policyholders.”Z-HAIL evaluates hail risk using a proprietary blend of climate, aerial, and property-specific data

ZestyAI, the leader in AI-powered climate and property risk analytics, today announced a partnership with EarthDaily Analytics (EarthDaily), a global provider of Earth Observation analytics and data.Through this partnership, ZestyAI’s advanced models—including Z-FIRE™, Z-HAIL™, Z-WIND™, and Z-STORM™—will be available through EarthDaily’s Ascend platform, delivering powerful geospatial data, risk modeling, and post-event insights to the insurance industry.With the insurance industry facing escalating challenges from climate-driven catastrophes and increasing pressure to accurately price risk, ZestyAI’s AI-powered models use granular, property-level data to assess risk more effectively. These models analyze factors like vegetation density, construction materials, and historical weather patterns to offer insights beyond traditional methods.“At EarthDaily, we’re committed to delivering cutting-edge property insights to customers navigating today’s climate risks,” said Rachel Olney, VP of Insurance at EarthDaily.“With advanced AI models covering wildfire, hail, wind, and property data, ZestyAI is an ideal partner to support our mission. By including their advanced analytics in our Ascend platform, we’re excited to empower clients to take proactive steps in managing and mitigating risk with confidence.”ZestyAI’s solutions achieve nearly 100% hit rates, offering actionable insights that insurers and businesses can trust. By bolstering the data available in the Ascend platform with property-level insights, the partnership provides decision-makers with a new level of clarity to mitigate risks, improve underwriting, and allocate resources more effectively.The collaboration exemplifies the growing importance of innovative technology in the insurance and property management sectors, especially as global climate risks continue to evolve