ZestyAI, the leader in AI-powered climate and property risk analytics, today announced a partnership with Safepoint Holdings, a regional property insurance group managing over 200,000 policyholders across Florida, Louisiana, Texas, Mississippi, and Alabama.By integrating ZestyAI’s advanced property risk insights, Safepoint can assess large property portfolios with greater precision, improving underwriting accuracy and enhancing access to coverage. The partnership also strengthens Safepoint’s loss cost control strategy by leveraging AI-powered analytics to predict and manage risk more effectively.With high-resolution aerial imagery and machine learning-driven property insights, Safepoint can refine its inspection process—reducing unnecessary site visits, optimizing resource allocation, and streamlining operations while maintaining rigorous risk assessment standards.“ZestyAI’s property insights have set a new benchmark for accuracy and innovation,” said David Flitman, CEO of Safepoint Holdings. “The flexibility of their solutions and the ability to evaluate large insured portfolios in a matter of days provide tremendous value to us. This partnership will allow us to better serve our policyholders by proactively managing risk while making our operations more efficient.”ZestyAI’s Advanced Risk Solutions Adopted by Safepoint:Z-PROPERTY Digital Roof™: Analyzes key drivers of roof-related risk using AI-powered 3D modeling of high-resolution aerial imagery, improving Safepoint’s risk selection process and optimizing inspections by identifying properties requiring on-site evaluations.Z-PROPERTY Location Insights: Provides property-specific risk assessments for over 150 million properties across the U.S., identifying hazards such as overhanging vegetation and lot debris to uncover hidden risks, streamline workflows, and align premiums with actual risk.Roof Age: Combines 20+ years of aerial imagery with verified building permit data, achieving 92%+ accuracy in roof age estimation. This eliminates reliance on self-reported or incomplete data, improving pricing precision, reducing claims exposure, and informing eligibility decisions.“With AI-driven property intelligence, Safepoint can make better risk decisions, lower costs, and expand coverage in high-climate-risk states,” said Attila Toth, Founder and CEO of ZestyAI. “We’re excited to provide the insights Safepoint needs to strengthen underwriting and better serve policyholders.”This partnership supports Safepoint’s expansion, enabling efficient scaling while maintaining cost-effective, reliable coverage

ZestyAI, the leader in AI-powered climate and property risk analytics, announced that Z-FIRE™, its advanced wildfire risk model, is filing-ready in California. Z-FIRE can continue to be filed for rate segmentation and underwriting without further review under the Pre-Application Required Information Determination (PRID) process, which is currently focused on models that determine a catastrophe load factor. Z-FIRE was last included in an approved California rate filing in 2024.Z-FIRE leverages AI-driven analysis of over 2,000 historical wildfires, integrating satellite and aerial imagery, topography, and property-level characteristics to provide precise risk assessments. This approach is rooted in decades of science and experimentation by researchers, including the Insurance Institute for Business & Home Safety (IBHS). With coverage spanning nearly 100% of U.S. properties, Z-FIRE is already trusted by more than one-third of California’s insurance market, including the CA FAIR Plan, the state’s insurer of last resort, to refine underwriting, enhance risk segmentation, and ensure that premiums accurately reflect the true wildfire exposure and vulnerability of each individual structure.“For years, leading insurers have trusted ZestyAI to manage wildfire exposure in California and refine pricing segmentation with precision,” said Attila Toth, Founder and CEO of ZestyAI

ZestyAI, the leading provider of climate and property risk analytics solutions powered by AI, has partnered with American Farmers & Ranchers Mutual Insurance Company (AFR), a trusted name in rural insurance in Oklahoma for over 100 years.The partnership leverages ZestyAI’s aerial imagery and risk modeling solutions to enhance AFR’s property risk assessment and streamline underwriting processes. With nearly 100% aerial imagery coverage across the contiguous U.S., ZestyAI’s platform delivers superior hit rates, unparalleled image quality, and peril-specific risk models for wildfire,wind, and hail—empowering AFR to assess risk at a granular, property-specific level.Kimball Lynn, Director of Underwriting & Operations at AFR, said: “While our primary focus was aerial imagery, we quickly realized that ZestyAI’s solutions for assessing peril-specific risks like wind, hail, and wildfire made them a multifaceted underwriting solution. In Oklahoma, where wind and hail are constants, their severe convective storm risk-scoring capabilities stood out.”He added, “We also valued their broader coverage footprint and more consistent image quality. The shift to more accurate, up-to-date imagery has improved our underwriting approach. ZestyAI’s training and platform are intuitive, which made for a smooth adoption, and the onboarding experience and ongoing support have made for a strong partnership so far.”Carriers often face challenges with aerial imagery providers covering only 75%-80% of the U.S., leaving gaps in rural areas and outdated visuals. ZestyAI solves this by integrating data from all major aerial imagery providers, achieving nearly 100% hit rates with more recent imagery