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Overview
Basic Capital provides retirement financing for 401(k) and IRA plans by adding supplemental capital to every user contribution, creating a 5x levered investment base that is invested in diversified ETFs and bonds. The platform handles IRA and LLC setup, financing, and portfolio management with no credit checks, enabling long-term growth while including protections against margin risks. It differentiates itself by combining employer-focused 401(k) solutions with individual IRA financing and by managing the whole process to simplify leveraged retirement investing. Its goal is to democratize access to wealth-building tools and expand retirement savings through leveraged investing while mitigating typical margin risks.
About Basic Capital
We're working on gathering enough insights on this company, check back soon!
Industries
Data & Analytics
Fintech
Financial Services
Company Size
11-50
Company Stage
Series A
Total Funding
$25M
Headquarters
New York
Founded
2021
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Simplify's Take
What believers are saying
- Employer adoption can rise as benefits teams seek stronger recruitment and retention tools.
- Jake Eigner’s ERISA and Goldman Sachs background strengthens regulatory execution for larger plans.
- VanEck partnership expands access to regulated digital-asset products inside retirement accounts.
What critics are saying
- ERISA and Department of Labor scrutiny can delay sales and force product redesign.
- Leverage inside retirement accounts creates reputational risk after market losses or complaints.
- Capital-intensive financing requires strong growth; weak adoption squeezes runway and pricing.
What makes Basic Capital unique
- Offers $4 financing for every $1 contributed, creating 5x investing power.
- Bundles 401(k), IRA, financing, LLC formation, and portfolio management in one platform.
- Targets employers with a differentiated retention tool and employees with long-term leverage.
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Funding
Total Funding
$25M
Above
Industry Average
Funded Over
1 Rounds
SV Angel
BoxGroupIndustry standards
Growth & Insights
6 month growth
↑ 30%1 year growth
↑ 43%2 year growth
↑ 43%Basic Capital is Hiring for 18 Jobs on Simplify!
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About Basic Capital
We're working on gathering enough insights on this company, check back soon!
Industries
Data & Analytics
Fintech
Financial Services
Company Size
11-50
Company Stage
Series A
Total Funding
$25M
Headquarters
New York
Founded
2021
Basic Capital is Hiring for 18 Jobs on Simplify!
Find jobs on Simplify and start your career today