About

Array integrates consumer credit, identity, and background data into user experiences and marketing funnels for clients in the fintech sector. The company provides customizable embedded tools, white-label solutions, and SDKs that allow for quick integration into existing platforms, reducing the typical build time from 18 months to just 24 hours. Array's subscription-based model simplifies pricing and eliminates the need for PCI compliance by tokenizing data. The goal is to enhance user engagement and data security while ensuring compliance with regulations.

Simplify's Take

What believers are saying

• Partnership with FICO enhances Array's credibility in the embedded finance market.
• Acquisition of Payitoff expands Array's offerings in intelligent debt management.
• Integration with Alviere boosts Array's presence in enterprise embedded finance platforms.

What critics are saying

• Integration of Payitoff may lead to service disruptions if not managed well.
• Lawsuit for trademark infringement could result in financial penalties and reputational damage.
• Partnership with Alviere may expose Array to data security vulnerabilities.

What makes Array unique

• Array reduces integration time from 18 months to 24 hours with its tools.
• The company offers a headless CMS for real-time customization of embedded fintech solutions.
• Array's tokenization of data eliminates the need for PCI compliance, easing deployment.

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