Repay Holdings Corp reported Q4 2025 revenue of $78.6 million, representing 10% normalised year-over-year growth. The payment solutions company achieved adjusted EBITDA of $32.4 million with a 41% margin and free cash flow of $13.8 million. Business payments segment drove growth with 41% normalised revenue increase and 73% gross profit growth year-over-year. Consumer payments grew more modestly at 8%. The company expanded its consumer software partnerships to 189 and grew its supplier network by over 65% year-over-year. For 2026, Repay expects revenue between $340 million and $346 million, representing 10% to 12% growth, with adjusted EBITDA of $136.5 million to $141.5 million. The company reported $116 million cash on its balance sheet and pro forma net leverage of 2.5 times.

Repay Holdings Corporation reported a fourth-quarter loss of $140.1 million, or $1.71 per share. Adjusted earnings were 19 cents per share on revenue of $78.6 million. For the full year, the Atlanta-based company posted a loss of $256.7 million, or $3 per share, with revenue of $309.3 million. The company expects full-year revenue between $340 million and $346 million.

Repay Holdings Corporation reported fourth quarter and full year 2025 financial results, showing improved normalised growth and free cash flow generation. CEO John Morris stated the company delivered on its Q4 outlook to improve normalised growth whilst exiting 2025. The payment solutions provider faced challenges during 2025, including goodwill impairment losses of $103.8 million in Q2 and $138.9 million in Q4, primarily related to its Consumer Payments segment. However, the company implemented strategic initiatives to strengthen operations and go-to-market capabilities. Repay has provided a 2026 outlook projecting double-digit reported revenue growth with free cash flow. The company aims to continue momentum in 2026 through capturing growth opportunities whilst optimising clients' digital payment flows across its diversified business model.