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Overview
Simmons Bank operates as a community bank with 200 locations across six states. It offers deposits, loans, mortgages, and digital banking to help customers manage money securely anywhere. Its products work through in-branch, online, and mobile channels with local decision-making and a strong local presence that aligns with a community-bank approach. Its goal is to help customers achieve personal dreams—such as buying a home or starting a business—by providing accessible, personalized financial services.
About Simmons Bank
Industries
Financial Services
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Jackson, Mississippi
Founded
1903
Simplify's Take
What believers are saying
- Q1 2026 loans grew 10% annualized to $17.9 billion.
- Wealth management added $350 million in new assets under management in Q1 2026.
- Net interest margin expanded to 3.84% as funding costs improved.
What critics are saying
- Nonperforming loans rose to $141.9 million, signaling credit deterioration already underway.
- Provision expense exceeded net charge-offs by $5.5 million, pressuring earnings.
- Regional deposit competition can quickly compress margins and overwhelm current funding-cost gains.
What makes Simmons Bank unique
- Simmons spans Arkansas through Texas across six states, limiting single-market dependence.
- New leadership in consumer, commercial, and wealth management supports organic growth execution.
- Round-Up saved customers over $5.9 million during 2025, strengthening sticky engagement.
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Funding
Total Funding
$1B
Above
Industry Average
Funded Over
5 Rounds
Benefits
Training Programs
Stock Price
Company News
Simmons First National will report Q1 earnings on Thursday afternoon. The regional banking company beat revenue expectations last quarter with $251.9 million in revenues, up 17.2% year on year. Analysts expect this quarter's revenue to grow 12.5% year on year, an improvement from the 7.2% increase recorded in the same quarter last year. Analysts have generally reconfirmed their estimates over the last 30 days. Amongst peers, FB Financial reported revenue growth of 30.8%, missing estimates by 1.7%, whilst Citigroup's revenues rose 13.9%, beating estimates by 4.9%. Simmons First National shares have risen 9.9% over the past month, with an average analyst price target of $22.29 compared to the current share price of $20.57.
Simmons First National reported Q4 revenues of $251.9 million, up 17.2% year-on-year and exceeding analyst expectations by 5.3%. The Arkansas-based regional bank holding company, which operates across six states, delivered a strong quarter with beats on both revenue and earnings per share estimates. Despite the positive results, shares have declined 1.9% since reporting and currently trade at $18.91. This reflects broader weakness in the regional banking sector, where the 95 stocks tracked averaged a 6.3% decline following Q4 earnings, though the group collectively beat revenue consensus estimates by 1.6%. Regional banks face challenges including fintech competition, deposit outflows and commercial real estate exposure, though they benefit from rising interest rates and digital transformation initiatives.
Simmons Bank has announced several executive appointments as part of its organic growth strategy. Brian Jackson joins as President of Consumer and Wealth Management from Regions Bank, where he led consumer product development and pricing. Jonathan Schneider becomes President of Commercial Banking, bringing 18 years of experience from Veritex Bank and BB&T. The bank is also adding an eight-member Private Banking and Wealth Management team led by Rick Sartori, formerly of BMO Financial Group. The team will serve clients in St Louis, Kansas City, Oklahoma City and Wichita. Simmons Bank CEO Jay Brogdon said expanding wealth management capabilities represents a significant opportunity to drive organic growth and increase fee income. The appointments reflect the bank's focus on talent acquisition and innovation.
Simmons First National Corporation reported fourth quarter 2025 earnings per share of $0.54, up from a loss of $4.00 in the third quarter and $0.38 in the prior year period. Net income totalled $78.1 million. The bank's net interest margin expanded 31 basis points to 3.81% in the quarter, whilst the cost of deposits declined 21 basis points to 2.04%. Total loans and deposits both grew at a 7% annualised rate. The nonperforming loan ratio fell 26 basis points to 0.64% following charge-offs related to two previously disclosed credit relationships and a run-off portfolio sale. The allowance for credit losses ratio stood at 1.28%. Adjusted return on average assets was 1.29%, and the adjusted efficiency ratio improved to 53.64%. The results reflect the impact of a balance sheet repositioning completed in the third quarter.
Simmons Bank has recently earned accolades for being recognized as one of the best workplaces and banks in various regions.
Simmons Bank is Hiring for 104 Jobs on Simplify!
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About Simmons Bank
Industries
Financial Services
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Jackson, Mississippi
Founded
1903
Simmons Bank is Hiring for 104 Jobs on Simplify!
Find jobs on Simplify and start your career today