Full-Time

Financial Crime Analyst III

Confirmed live in the last 24 hours

Lead Bank

Lead Bank

51-200 employees

Full-service banking with tailored financial solutions

Fintech
Financial Services

Compensation Overview

$75k - $115kAnnually

Senior

Remote in USA

Category
Commercial Banking
Risk Management
Finance & Banking
Requirements
  • Have at least 5+ years of banking BSA experience with another financial institution or with another fintech.
  • Preferred BSA Certification CBAP, CAFP or CAMS is preferred
  • Preferred experience with Unit21 or other technology focused AML software.
  • Preferred having direct experience with payments and banking-as-a-service.
  • Are intellectually curious
  • Enjoy working in a fluid environment with high autonomy
  • Love to collaborate to get to the best, most efficient outcome
  • Use a systematic approach in solving problems through analysis and evaluation of alternative solutions
  • Embody the growth mindset and bring a self-driven and self-starter mentality to your work.
Responsibilities
  • Research and review possible suspicious activity reported by bank staff.
  • Process, solve and answer complex client transactions, problems and inquiries
  • Assist in tuning and optimization of Lead Bank’s BSA software
  • Complete and file SARs (suspicious activity reports) to ensure that they are properly documented with related narrative and thorough case documentation, including but not limited to, customer statements, due diligence documents, transaction images
  • Provide support and BSA subject matter expertise to bank staff members helping them understand BSA requirements as they relate to their job function.
  • Conduct high-risk customer reviews and other related functions
  • Assist in developing and testing procedures
  • Serve as backup to management when needed
  • Assist in training of Financial Crimes Analyst I and Financial Crimes Analyst II as requested
  • Perform enhanced due diligence and monitoring of moderate risk business accounts
  • Maintain proficient knowledge of applicable compliance statutes, regulations and interpretations, including but not limited to, the Bank Secrecy Act, USA PATRIOT Act and OFAC
  • Be a front facing subject matter expert to the Bank’s digital asset clients and fintech partners.
  • Provide advisory services to our BaaS partners.
  • Perform onboarding risk reviews of both high risk clients and fintech partnerships.
  • Perform ongoing EDD for all bank clients, including fintech partnerships.
  • Perform other duties as assigned

Lead Bank provides banking services that combine expertise, experience, and technology to support businesses in their growth. The bank offers a range of digital banking solutions, including online banking and remote deposit technology, allowing clients to manage their finances conveniently from anywhere. Unlike many traditional banks, Lead Bank focuses on building strong relationships with its clients, ensuring that financial solutions are tailored to meet the specific needs of each business. The goal of Lead Bank is to empower local businesses to thrive, contributing to the overall prosperity of the Kansas City metropolitan area.

Company Stage

Acquired

Total Funding

$150M

Headquarters

Kansas City, Missouri

Founded

1928

Simplify Jobs

Simplify's Take

What believers are saying

  • Recognition as Small Business of the Year by Kansas City's Chamber of Commerce underscores Lead Bank's strong community presence and reputation.
  • The hiring of experienced professionals like Kris Dickson as CFO and Mario Urquilla as Community Development Officer indicates a commitment to strong leadership and community engagement.
  • Innovative partnerships, such as with Outdoorsy for RV-focused lending, demonstrate Lead Bank's ability to adapt and offer niche financial products.

What critics are saying

  • Involvement in legal issues, such as the class action over the 'rent-a-bank' payday lending scheme, could damage the bank's reputation and customer trust.
  • The guilty plea of a former executive for evading anti-money laundering rules raises concerns about internal compliance and governance.

What makes Lead Bank unique

  • Lead Bank combines traditional banking with next-generation digital solutions, offering robust online banking and remote deposit technology.
  • The bank's deep-rooted community focus and personalized financial solutions set it apart from larger, impersonal financial institutions.
  • Lead Bank's strategic partnerships, such as with Kclinc and PointChain, enhance its service offerings and community impact.

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