Full-Time

QA Engineer

Posted on 7/2/2024

Charlie

Charlie

51-200 employees

Banking services tailored for retirees

No salary listed

Senior

Los Angeles, CA, USA

Category
QA & Testing
Automation Testing
Quality Assurance
Required Skills
Chef
Agile
JavaScript
Software Testing
Git
Java
Quality Assurance (QA)
TypeScript
JIRA
Jenkins
Maven
Selenium
Requirements
  • At least 6 years of experience in complete end-to-end testing lifecycle including testing the products existing and new features, automating test cases, reporting bugs, and manual testing.
  • At least 2 year of experience working in a neobank, FinTech, or financial services such as banking, capital markets, investment management, or economic consulting.
  • Domain knowledge in banking and finance.
  • Fluent in at least one major programming language and would be able to switch between multiple languages. In our stack, we mainly use Java or Javascript/Typescript.
  • Experience with functional and non-functional testing types and elaborate and estimate test efforts; understand how to build robust tests to minimize defect leakage by performing regression, performance, deployment verification, and release testing.
  • Proven track record in testing large-scale web and mobile frontend apps end-to-end.
  • Experience in testing backend APIs.
  • Expertise in database testing including designing and manipulating test data.
  • Experience testing accessible (ADA-compliant) responsive web interfaces is a bonus.
  • Experience with Agile development incorporating CI/CD, utilizing technologies such as Jira, GIT, Maven, Jenkins, Chef, Sonar, and PowerMock, and using TestNG, JUnit is highly desirable.
  • Experience planning, building, and orchestrating software testing frameworks and device test automation using Cypress, Playwright, Selenium, Robotium, Appium, or similar tools is a plus.
  • Ability to deep dive into logs to troubleshoot errors and look at the entire process holistically to identify areas for improvement.
  • Excellent interpersonal and communication skills along with agility in working with a variety of individuals and groups, both in-person and virtually with remote team members that are geographically spread across the world. Being a team player who respects diversity and a multitude of cultures on the team is a must.
Responsibilities
  • Develop and execute test plans, test cases, and test scripts to thoroughly test consumer-facing and internal applications.
  • Identify and document software defects and communicate them to the development team.
  • Perform regression testing to ensure that previously identified issues have been resolved.
  • Collaborate with cross-functional teams to analyze and understand project features and requirements, and review technical designs.
  • Design, implement, and maintain automated testing processes and tools.
  • Monitor and track defects throughout the testing process and ensure their resolution.
  • Develop quality metrics and use data to drive actions and decisions.
  • Provide feedback and recommendations to improve software usability and functionality.
  • Maintain a complete understanding and visibility of upcoming product functionality, release schedules, and dependency risks across development teams.
  • We are a startup: Every team member is critical to our success, wears many hats and takes on additional responsibilities.

Charlie Financial offers banking services tailored for retirees aged 62 and older in the United States. The company allows clients to access Social Security benefits up to four weeks early and provides a competitive 3% earnings rate on deposits. With a focus on security, Charlie Financial includes advanced fraud protection and FDIC insurance coverage, while also ensuring customer support is handled by a dedicated U.S.-based team. The goal is to provide a secure and seamless banking experience that addresses the unique financial needs of retirees.

Company Size

51-200

Company Stage

Debt Financing

Total Funding

$30.5M

Headquarters

Los Angeles, California

Founded

2021

Simplify Jobs

Simplify's Take

What believers are saying

  • $23 million Series A funding boosts Charlie's expansion and service enhancement capabilities.
  • Growing digital banking adoption among seniors expands Charlie's potential user base.
  • Charlie's U.S.-based customer service enhances trust and satisfaction among older clients.

What critics are saying

  • Increased competition from fintechs targeting seniors may erode Charlie's market share.
  • Rising elder fraud complaints could undermine trust in Charlie's digital solutions.
  • Economic insecurity among seniors may limit engagement with Charlie's financial products.

What makes Charlie unique

  • Charlie offers early access to Social Security benefits, easing retirees' cash flow management.
  • CharlieSaver aggregates over 20,000 senior discounts, enhancing retirees' purchasing power.
  • SpeedBump initiative provides real-time fraud alerts, safeguarding older Americans' financial assets.

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Growth & Insights and Company News

Headcount

6 month growth

4%

1 year growth

1%

2 year growth

-7%
FF News
Nov 26th, 2024
As The Holiday Shopping Season Kicks Off, Charlie, Banking For 62+ Americans, Launches Charliesaver

Just in time for the holiday shopping season, Charlie, banking for 62+ Americans, launched CharlieSaver, the most comprehensive source for senior discounts nationwide. CharlieSaver has scoured stores all across America to identify over 20,000 senior discounts across 1,000 shopping centers. CharlieSaver is free to use and available to all older Americans, not just Charlie customers.Senior discounts are an excellent way for older Americans to stretch their budget and make the most of the hard work they’ve put in over the years. This is especially true given that nearly half of older Americans live paycheck-to-paycheck, and over 17 million American adults over 65 are economically insecure.At the same time, there are thousands of senior discounts available to this population that are difficult to find and impossible to keep track of. Older Americans could be missing out on hundreds of dollars in savings each year because there is no way to know about all the discounts available to them, and many retailers only offer a discount when asked directly by a customer.CharlieSaver does the important work of gathering all senior discounts in one simple-to-search website. CharlieSaver will continue to expand as new deals are discovered and more stores and restaurants join in to offer these valuable discounts

The Paypers
Jun 26th, 2024
Charlie Unveils Speedbump, An Anti-Financial Fraud Initiative

Charlie, a fintech company focused on enhancing financial security for older Americans, has unveiled SpeedBump, a new initiative aimed at combating rampant financial fraud targeting this demographic.SpeedBump integrates pauses, alerts, and real-time education to safeguard customers during vulnerable moments prone to fraudulent activity.According to Charlie, research indicates that awareness plays a crucial role in mitigating fraud risks. Customers who are informed about specific scams are significantly less likely to fall victim – reducing engagement by 80% and potential financial losses or data breaches by 40%. With financial fraud disproportionately affecting older Americans, who collectively lose over USD 28 billion annually, SpeedBump is designed to help customers with timely information to protect their assets. Enhancing fraud protection: SpeedBump's strategic measures. SpeedBump operates by activating during critical actions that heighten fraud risks, such as adding new payees, conducting transactions exceeding USD 100, or logging in from unfamiliar devices. Upon detection of these actions, SpeedBump initiates strategic delays to mitigate potential fraud

PYMNTS
May 2nd, 2024
Complaints Of Fraud Targeting Older Americans Rose 14% In 2023

Fraud targeting older Americans’ money or cryptocurrency increased by double-digit percentages in 2023. The number of complaints of elder fraud increased by 14% during the year, while the associated losses rose by 11%, the FBI’s Internet Crime Complaint Center (IC3) said in a Tuesday (April 30) press release. Individuals 60 years and older reported 101,068 of these scams in 2023 and lost $3.4 billion to fraud, with the average victim losing $33,915, according to IC3’s 2023 Elder Fraud Report released Tuesday

PYMNTS
Dec 14th, 2023
Good Vs. Bad: Fraud Losses At Fis Up 65% As Both Sides Turn To Ai

Fraud and financial crime remain challenging for financial institutions (FIs), even as fraud rates have remained high for many of them in 2023 relative to 2022 figures — a year in which 70% of FIs experienced increased fraud over 2021. At a time of the year when payments and banking transactions multiply due to the holiday shopping season and many companies’ financial closures, consumers need to be more vigilant than ever to avoid scams, and FIs are putting in place the necessary resources to combat fraud. According to a recent report by PYMNTS Intelligence in collaboration with Hawk AI, “Financial Institutions Revamping Technologies to Fight Financial Crimes,” nearly 43% of FIs in the U.S. experienced an increase in fraud this year relative to 2022, resulting in a rise in fraud losses increasing by about 65% from $2.3 million in 2022 to $3.8 million in 2023, as per PYMNTS Intelligence data. FIs are increasingly adopting advanced technologies like artificial intelligence (AI) and machine learning (ML) to combat the growing threat of financial crimes and dedicating efforts and investments to do so. As extracted from the PYMNTS Intelligence research, 66% of FIs are utilizing these technologies alongside a mix of in-house systems and third-party provider options to combat fraud, up from 34% in 2022.

Finextra
Oct 31st, 2023
Charlie raises $23 million to bring financial services to retirees

Today, Charlie, the new standard for 62+ banking services, announced it has raised a $23M Series A with TTV Capital serving as the lead investor.

INACTIVE