Full-Time
Senior Product Designer
Posted on 10/13/2025
Carry
11-50 employees
Self-directed Solo 401(k) retirement platform
Compensation Overview
$135k - $165k/yr
Company Does Not Provide H1B Sponsorship
Brooklyn, NY, USA
In Person
Requires 4 days a week in-office.
 UI/UX & Design (1) |
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- 5+ years of product design experience with a strong portfolio
- Comfortable shaping product strategy and driving complex initiatives
- Strong product instincts, backed by user insight
- Detail-obsessed, especially where clarity and accuracy matter
- Low-ego, high-ownership, thrives in fast-paced environments
- Passionate about fintech, investing, and making money systems work better
- Expert in Figma and familiar with tools like Linear, Retool, and various other analytics platforms
- Lead design and strategy for a core area of the product, from concept to launch
- Turn complex financial workflows into simple, intuitive experiences that differentiate our products in the space
- Collaborate with product, engineering, operations, and leadership to define problems and ship solutions
- Use customer insights, prototypes, and data to inform design decisions and continuously improve the experience
- Own and evolve our design system as the product scales
- Balance speed with craft, knowing when to polish and when to move fast
- Early-stage startup and fintech experience is a plus
Carry is a fintech platform that offers Solo 401(k) retirement plans tailored for self-employed individuals and small business owners. It provides a digital-first solution to set up and manage Solo 401(k) accounts, allowing users to invest through a self-directed plan in assets such as stocks, ETFs, and mutual funds. The product focuses on simplifying retirement saving for freelancers and the self-employed by providing a modern, tax-advantaged way to invest for the future. What sets Carry apart is its emphasis on self-directed investing within a streamlined, online experience specifically designed for solo professionals and small business owners, making retirement savings more accessible. Carry’s goal is to help its users efficiently save for retirement with an easy-to-use platform and a wide range of investment options within a tax-advantaged account.
Company Size
11-50
Company Stage
Series A
Total Funding
$18.9M
Headquarters
Edwardsville, Illinois
Founded
2011
Simplify's Take
What believers are saying
- Lettuce acquisition adds $225M assets and thousands of members.
- Standalone brand operation preserves fees and investment strategies.
- Ankur Nagpal advises strategically, enhancing tax-saving expertise.
What critics are saying
- Regulatory rejection delays integration within 3-6 months.
- Nick Rasch departure disrupts operations in 6-12 months.
- Fidelity and Schwab capture market with lower fees in 12-18 months.
What makes Carry unique
- Carry offers lowest first-year Solo 401(k) cost at $299 Core tier.
- Automates Mega Backdoor Roth conversions for self-employed users.
- Provides self-directed investing in real estate and private assets.
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Soon after launching Ocho, a startup offering personal finance support for business owners, Ankur Nagpal realized that the company’s debut product – a solo 401(k) retirement account – “is not a venture-backed business” in and of itself. Despite landing nearly 300 customers with that initial wedge, the entrepreneur is already focused on broadening the service to become more holistic, and for business owners just trying to figure out how to think about money, more realistic.“We still haven’t found a single user that feels confident or comfortable with their financial knowledge,” Nagpal said. Alongside solo 401(k) services, Ocho is now a brokerage that allows people to invest in a variety of ETFs and stocks, has financial advisor support services, and is working on offering other types of accounts such as IRAs and health savings accounts.Robinhood, he says, is often an app associated with buying and selling. He hopes that Ocho, because it’s for retirement, is all about “buying and holding.” Ocho is extremely focused on education and conservative bets. There will never be options trading the platform. “We’re being very conservative – for example if someone wants to buy Apple shares on our platform, of course they can
When Ankur Nagpal sold Teachable for a quarter of a billion dollars, he felt lucky. Then, he quickly felt lost when trying to navigate the financial systems of a country he wasn’t born in and learn the institutional language often only spoken fluently by the historically wealthy.It would be a few years of self-employment, and building a venture firm later, before Nagpal returned to the moment as one of the early catalysts for his newest startup, Ocho. The company, launching publicly today, wants to make it easier for business owners to set up and manage their own 401(k) retirement accounts.Personal finance is hard – and that’s a tale as old, and difficult to disrupt, as time. And while Nagpal agrees that there’s no “north star” company that has shown how to tackle finance literacy at scale, he’s hoping that Ocho’s 10-person team may just have a not-so-boring wedge that changes that.Ocho is joining the several fintech companies out there that aim to modernize, and really rebrand, the retirement account away from traditional providers like Charles Schwab or Fidelity, or expensive solutions like lawyers and consultants.“I’ve started exploring the space, and we realize everyone – like Robinhood to Coinbase – is just spending unsustainable amounts of money to acquire customers, but are making no money themselves and continually sort of need these large funding rounds just to exist,” Nagpal said. “I’m actually expecting there to be a very rough 6, 12 or 18 months for fintech companies specifically.”Ocho’s twist from competition, he thinks, is in its market focus. “There’s so many companies targeting startup founders and their wealth – there’s literally a new one launching every month or two all backed by big name VCs, but no one is focused on the business owner that is otherwise doing well but is not a startup founder or a startup employee,” he said.Instead, Ocho is leaning into Nagpal’s background of working with creators when he was building Teachable