Full-Time

Remote Mortgage Underwriter 1

Visio Lending

Visio Lending

51-200 employees

Provides 30-year rental property loans nationwide

Compensation Overview

$29.80 - $40.04/hr

Kansas, USA + 13 more

More locations: Texas, USA | Florida, USA | South Carolina, USA | Georgia, USA | Arizona, USA | Arkansas, USA | Utah, USA | Kentucky, USA | North Carolina, USA | Louisiana, USA | Illinois, USA | Alabama, USA | United States

Remote

Category
Real Estate (1)
Required Skills
Word/Pages/Docs
Excel/Numbers/Sheets
Requirements
  • 2+ years of experience in the mortgage industry with strong knowledge of Non-QM documentation
  • Solid manual underwriting skills
  • Tech-savvy, with the ability to learn and navigate multiple systems
  • Strong documentation review skills with the ability to spot discrepancies and ensure compliance
  • Proven ability to manage time-sensitive tasks and meet deadlines
  • Completion of all required training by designated timelines
  • Reliable, team-oriented, and proactive in a fast-paced environment
  • Proficiency in Microsoft Word and Excel
  • High School Diploma or GED required
  • Internal Applicants: Must meet minimum qualifications and have no recent disciplinary actions
Responsibilities
  • Review and evaluate loan documents to determine borrower eligibility and identify potential fraud
  • Identify when a file deviates from standard requirements and escalate when needed
  • Complete underwriting tasks according to program requirements, internal guidelines, and legal/regulatory standards
  • Ensure loans follow investor and company policies, SOPs, and compliance rules
  • Maintain acceptable turnaround times and service-level expectations
  • Review corporate documentation for entity borrowers
  • Research property taxes to determine appropriate escrows
  • Review title commitments to ensure alignment with company and investor guidelines
  • Confirm all lending conditions are met prior to closing
  • Assist underwriters by responding to urgent or time-sensitive emails to manage workflow volume
  • Run QC tools (FraudGuard, LexisNexis, etc.) and update system records accurately
  • Provide excellent customer service throughout the underwriting process
  • Collaborate cross-functionally to support efficient workflows and process improvements
  • Completing other responsibilities and duties as assigned based on business needs
Desired Qualifications
  • Someone with experience with Non-QM Loans
  • Someone with experience with underwriting DSCR loans
  • Someone with an Associate and/or bachelor's degree in business or a related industry area major
  • Someone with experience with Calyx Point and SalesForce

Visio Lending provides mortgage financing for real estate investors, specializing in 30-year loans for single-family rental (SFR) properties across 37 states and the District of Columbia. Investors use these loans to purchase or refinance rental homes, aiming to improve cash flow and build wealth from rental income. The company uses technology and a skilled team to offer a fast, simple loan process and steady loan performance, focusing on the needs of rental property investors rather than the broader home mortgage market. Its revenue comes from interest and fees on these loans. Compared with broader lenders, Visio Lending targets the niche of SFR rental loans with a long-term, predictable financing option, which helps investors scale their rental portfolios. The goal is to provide dependable financing that makes it easier for real estate investors grow cash flow and wealth through rental properties.

Company Size

51-200

Company Stage

Debt Financing

Total Funding

$22.4M

Headquarters

Austin, Texas

Founded

2012

Simplify Jobs

Simplify's Take

What believers are saying

  • Mimi Frusha as CFO expands warehouse facilities for scaled originations.
  • Ryan Manning as CTO drives AI underwriting and data governance improvements.
  • DeJohn Allen as General Counsel navigates regulatory complexities effectively.

What critics are saying

  • Competitors erode Visio's top ranking through aggressive pricing within 12 months.
  • New executives like Frusha and Manning cause integration failures in 6 months.
  • Evolving regulations in 41 states trigger compliance fines under Allen by 2027.

What makes Visio Lending unique

  • Visio Lending pioneered DSCR loans for single-family rentals since 2012.
  • Ranked No. 1 DSCR lender by Scotsman Guide with $854.6 million in 2024 volume.
  • Specializes exclusively in rental property financing across 41 states.

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Your Connections

People at Visio Lending who can refer or advise you

Benefits

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

4%

2 year growth

5%
CityBiz
Mar 12th, 2026
Visio Lending Appoints DeJohn Allen as Chief Administrative Officer and General Counsel

Visio Lending appoints DeJohn Allen as Chief Administrative Officer and General Counsel. March 12, 2026 DeJohn Allen Visio Lending (www.visiolending.com), the largest independent rental property lender in the country, continues to build a team to scale the company with the appointment of DeJohn Allen, Chief Administrative Officer and General Counsel. DeJohn has spent his career representing public and private companies across multiple industries managing legal, business, strategy and risk disciplines. He brings deep experience advising both private and public companies at all stages of their growth cycles and will play a key role in leading the company's legal, compliance, corporate governance, human resources and vendor management functions to further align the company's strategic initiatives with the needs of its customers and employees. "Visio is known as the leader in DSCR lending, and as we continue to grow and scale we are focused on maintaining that position in a field that continues to proliferate with competitors, big and small," DeJohn said. As the DSCR sector grows, so does an evolving regulatory landscape. A key part of DeJohn's role will be navigating compliance in the 41 states and Washington, D.C., where Visio originates loans, as well as federal regulations. "I recognize the immense value of a general counsel who doesn't just manage risk, but truly understands the mechanics of our business. DeJohn's legal acumen and experience will be invaluable as Visio navigates an increasingly complex regulatory landscape, scales and continues to innovate for our clients," said CEO Jenny Coupland. Prior to joining Visio Lending, DeJohn worked for Nasdaq-listed Hub Group, Entegris and CMC Materials (acquired by Entegris in 2022), where he held senior business and advisory roles. Prior to joining CMC Materials, DeJohn was a corporate attorney at Reed Smith LLP and Latham & Watkins LLP in Chicago, where he represented companies in mergers & acquisitions, real estate and finance transactions and corporate governance matters. DeJohn received his B.A., B.M., and J.D. from Northwestern University. About Visio Lending Visio Lending is the nation's largest independent rental property lender and was ranked the No. 1 DSCR loan provider in the United States by Scotsman Guide, based on the company's leading DSCR loan origination volume nationwide. Founded in 2012 and headquartered in Austin, Texas, Visio operates nationally with more than 200 employees, originates investor loans in 41 states, and manages one of the nation's largest investor-loan Real Estate Investment Trusts. Having originated more than $4 billion in rental property loans, Visio combines deep capital markets expertise, proprietary technology, and disciplined credit and risk management to deliver scalable financing solutions for residential real estate investors across both retail and wholesale channels. The company differentiates itself through streamlined, technology-enabled processes, leading product innovation, and a customer-first approach that simplifies the lending experience and drives significant repeat business.

Yahoo Finance
Mar 12th, 2026
Visio Lending appoints DeJohn Allen as chief administrative officer and general counsel

Visio Lending, the largest independent rental property lender in the US, has appointed DeJohn Allen as chief administrative officer and general counsel. Allen will oversee legal, compliance, corporate governance, human resources and vendor management functions as the company scales operations. Allen brings extensive experience advising public and private companies across various growth stages. He previously held senior roles at Nasdaq-listed Hub Group, Entegris and CMC Materials, and worked as a corporate attorney at Reed Smith and Latham & Watkins in Chicago. A key aspect of Allen's role will be navigating the evolving regulatory landscape across the 41 states and Washington DC where Visio originates loans. The Austin-based company, founded in 2012, employs over 200 people and was ranked the top DSCR loan provider in the US by Scotsman Guide.

National Mortgage Professional
Feb 9th, 2026
Visio Lending Brings On CFO Mimi Frusha To Scale Nationwide Operations

Visio Lending brings on CFO Mimi Frusha to scale nationwide operations. Visio Lending has announced the appointment of Mimi Frusha as its new chief financial officer, marking a key leadership addition as the company scales its operations nationwide. Frusha joins Visio with more than 20 years of experience at the nexus of finance, operations, and technology, including a strong track record of co-founding and accelerating startup ventures into established businesses. In her new role, she will be responsible for enhancing Visio's financial infrastructure, optimizing data-driven modeling, accelerating technology investments, expanding warehouse lending facilities, and improving customer conversion strategies. "Visio has a perfect product-market fit. I'm joining at an inflection point where we are focused on delivering more of our product while optimizing processes and costs," Frusha said. "We will continue to differentiate ourselves and stay ahead of the competition. This next phase will leverage all my skills, from database insights to risk management." Visio CEO Jenny Coupland praised Frusha as "a highly strategic financial leader." "Mimi is a highly strategic financial leader who understands that modern growth requires a blend of fiscal discipline and technological insight," said Coupland. "Her expertise in navigating the complexities of high-growth companies and her data-driven approach to financial health will be invaluable as Visio enters this next phase of national expansion." Founded in 2012 and headquartered in Austin, Texas, Visio Lending has originated more than 20,000 loans and more than $4 billion in rental property financing and operates in 41 states. The company distinguishes itself in the debt service coverage ratio (DSCR) lending market with rigorous credit evaluation, successful securitization track records, proprietary technology, and a customer-centric approach that has driven significant repeat business. NMP Managing Editor Eric C. Peck has 25-plus years' experience covering the mortgage industry. He graduated from the New York Institute of Technology, where he received his B.A. in Communication Arts/Media. After graduating, he...

The Associated Press
Feb 5th, 2026
Visio Lending appoints Mimi Frusha as CFO to drive expansion after originating $4B in loans

Visio Lending, the largest independent originator of mortgages for residential real estate investors in the US, has appointed Mimi Frusha as chief financial officer. Frusha brings over 20 years of leadership experience in finance, operations and technology, with a track record of scaling startups into established companies. Founded in 2012, Visio has originated more than $4 billion in rental property loans across 41 states, with over 20,000 loans since inception. The Austin-based company was ranked the number one DSCR loan provider in the United States by Scotsman Guide. In her new role, Frusha will focus on optimising financial modelling, accelerating technology investments, expanding warehouse lending facilities and converting customers into repeat investors as the company scales operations.

The Associated Press
Jan 29th, 2026
Visio Lending appoints Ryan Manning as CTO to lead security and AI strategy

Visio Lending, the largest independent originator of mortgages for residential real estate investors in the US, has appointed Ryan Manning as chief technology officer. Manning will oversee technology strategy, platform modernisation, data governance, cybersecurity and AI adoption. Manning brings experience from critical infrastructure sectors including defence, federal law enforcement and global energy organisations. At Visio, he will focus on implementing rigorous security protocols whilst leveraging the company's extensive borrower and loan data to improve customer experience. Founded in 2012 and headquartered in Austin, Texas, Visio has originated over $4 billion in rental property loans across 41 states since its inception. The company employs more than 200 people and was ranked the number one DSCR loan provider in the United States by Scotsman Guide.