Full-Time

Principal Software Engineer

Posted on 1/3/2026

Alkami Technology

Alkami Technology

1,001-5,000 employees

Cloud-based digital banking platform for banks

No salary listed

No H1B Sponsorship

Plano, TX, USA

In Person

Category
Software Engineering (1)
Requirements
  • Bachelor’s degree in computer science, math or engineering or equivalent work experience
  • Requires a minimum of 15 years of related experience in software development, or equivalent or 12 years and an advanced degree
  • Experience in FinTech, BankTech or the Banking industry is required
  • Possess expert knowledge in performance, scalability, distributed architecture, and engineering best practices
  • Strong programming skills in an object-oriented language such as Java or C#, with proven work experience as a full stack developer
  • At least 7 year’s experience working in AWS cloud across multiple technologies such as Kubernetes, EC2, RDS, Aurora, CloudWatch, Terraform, ELB’s, EKS, ElasticCache, EMR and AWS Glue
  • At least 7 years experience working with RDBMS, e.g., Postgres, AWS Aurora, MySQL and NoSQL technologies including expertise with CDC, Debezium, Partitioning etc.
  • Deep experience working with Kafka, Spark and other big-data technologies
  • Deep experience with IoC frameworks such as Spring Boot etc
  • Highly proficient in API fundamentals and best practices, REST API architecture
  • Experience working with modern Javascript frameworks like React and Angular, HTML, and CSS
  • Experience and familiarity with mobile application development.
  • Advanced experience developing and deploying applications for Cloud Native Infrastructure and following best practices, using CI/CD tools, Terraform, Gitlab, Open Telemetry, Grafana, Prometheus, CloudWatch, Kubernetes etc
  • Deep Experience building applications in microservice architecture with API-first mindset.
  • Collaborates effectively within the agile framework with a problem-solving attitude and willing to take a variety of approaches
  • Excellent analytical and time management skills, with a proven ability to deliver cross-organization impact independently
  • Proven ability to work cross-functionally, experience with planning and leading complicated technical projects that work with several teams within the company.
  • Excellent leadership, written and verbal communication skills
  • In-depth understanding of the entire software development process (design, development and deployment)
Responsibilities
  • Deliver highly scalable, available, and fault-tolerant production applications using event-driven architectures powered by Kafka, Kinesis etc.
  • Build architecture design of event-driven, event-streaming and CDC-powered Database platforms for Alkami
  • Own the definition, design, development, delivery and quality for large feature sets, subsystems, or products
  • Help prevent and investigate production issues especially around our event-driven, event- streaming and CDC-powered database systems
  • Ensure architecture and design of systems follows best practices at Alkami
  • Influence product roadmap, and take ownership and responsibility for our event-driven and streaming infrastructure which supports big-data processing
  • Lead code/design reviews to ensure smooth daily operations and accurate planning
  • Participate in the entire application lifecycle, focusing on coding and debugging
  • Write clean code to develop functional applications
  • Identify bottlenecks in systems and optimize performance
  • Liaise with developers, designers and system administrators to identify new features
  • Manage cutting-edge technologies to improve legacy applications
  • Gather and address technical and design requirements
  • Set up and maintain environment configurations and monitor system health with deep experience in open telemetry, Prometheus, Grafana, cloudwatch etc
  • Contribute as a Technical Team Lead by mentoring and training other engineers, lead sprint planning, delegating work and assignments to team members and participate in project planning
  • Provide training, mentoring and support to internal teams
  • Introduce and enhance tools to allow greater automation and operability of services
  • Interface with customers and other business stakeholders to effectively deliver software products that meet their needs
  • Establishing and maintaining standards for the engineering organization
Desired Qualifications
  • Master’s degree in engineering, technology or related field
  • Experience working with SaaS offerings in the technology and financial industries
  • Experience building and deploying applications on Amazon Web Services
  • Origination: Digital Account opening, Loan origination systems, KYC and onboarding
  • Card Management
  • Payments: ACH, NACHA, RTP and Wires
  • Fraud systems
  • Cores

Alkami Technology provides cloud-based digital banking software for banks and credit unions. Its platform covers online and mobile banking, bill payment, and personal finance tools, enabling financial institutions to offer modern digital services to customers. The product works as a subscription-based platform hosted in the cloud, delivering retail and business banking capabilities and data-driven insights to help banks improve customer engagement and performance. Alkami differentiates itself through a strong focus on data-driven client success, ethical conduct, and a supportive workplace, aiming to help financial institutions attract and retain customers. The company's goal is to enable financial institutions to deliver seamless digital experiences, improve customer satisfaction, and continuously innovate through recurring revenue.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Plano, Texas

Founded

2009

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 revenue hit $126.1M, up 29% YoY, with 22% ARR growth to $494M.
  • India GCC expansion leverages fintech talent to speed AI and platform innovation.
  • $100M share buyback signals management confidence amid 307 clients and 23M users.

What critics are saying

  • Jack Henry poaches clients with Banno's better integration, slashing ARR growth.
  • Termination fees decline and database costs flatten margins below 10% in 2026.
  • Backbase's GenAI suite captures 25% of Alkami's 307-client pipeline.

What makes Alkami Technology unique

  • Alkami's Anticipatory Banking predicts user needs via data insights and AI.
  • Digital Sales & Service Platform unifies onboarding, banking, and marketing post-MANTL acquisition.
  • Code Studio AI accelerates compliant SDK development for banks in beta.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Unlimited Paid Time Off

Remote Work Options

401(k) Company Match

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

1%

2 year growth

0%
PR Newswire
Apr 14th, 2026
Alkami launches industry-first digital sales platform one year after MANTL acquisition

Alkami Technology has launched what it describes as the industry's first Digital Sales & Service Platform, unifying account opening, digital banking and data-driven marketing into a single solution. The platform is now live with several financial institutions. The launch comes one year after Alkami acquired MANTL. The platform aims to streamline the account holder journey from origination through digital banking, reducing friction between account opening and activation whilst improving early digital engagement. Key features include streamlined digital banking registration, enhanced auto-package assignment based on KYC risk scores, and Quick Apply, which allows account holders to open additional accounts without leaving their banking app. Since acquiring MANTL, institutions investing in all three platform components have grown more than fourfold, with 58% of new digital banking customers in late 2025 selecting the full platform.

Yahoo Finance
Mar 29th, 2026
Alkami Technology partners with Rhinebeck Bank via MANTL despite 42% share price drop

Alkami Technology has partnered with Rhinebeck Bank through its MANTL solution team to upgrade business and retail account opening across digital and branch channels. Despite this development highlighting Alkami's product capabilities, shares have fallen sharply, with one-year total shareholder returns down 42.26%, though three-year returns remain positive at 20.46%. The company last closed at $15.25, below a narrative fair value estimate of $22.67, suggesting potential undervaluation. However, analyst price targets have been revised downward from $32.11 due to reduced 2026 revenue expectations, lighter profitability guidance and sector-wide software-as-a-service multiple compression. Alkami currently trades at a price-to-sales ratio of 3.6x, above the estimated fair ratio of 3x and the US software industry average of 3.3x, presenting a more cautious valuation picture despite revenue growth of 15.75%.

Yahoo Finance
Mar 25th, 2026
Alkami Technology expands India engineering centre to boost digital banking platform serving 22M users

Alkami Technology has expanded its Global Capability Center in India to strengthen engineering and data resources for its Digital Sales & Service Platform. The platform serves over 300 financial institutions and 22 million users across US banks and credit unions. The expanded centre, located in India's National Capital Region, will focus on platform engineering, data intelligence and cloud architecture. Alkami partnered with Summit Consulting, an ANSR affiliate, to support the facility's development and operations. CEO Alex Shootman said the location offers "a remarkable concentration of bank and fintech engineering skill" to accelerate innovation. The expansion aims to help financial institutions adopt AI-driven practices and digital infrastructure to better anticipate account holders' needs.

Retail Banker International
Mar 25th, 2026
Alkami Technology expands India engineering operations.

Alkami Technology expands India engineering operations. The centre will contribute to platform engineering, data intelligence, and cloud architecture for Alkami's Digital Sales & Service Platform (DSSP). Alkami Technology has announced an expansion of its Global Capability Center (GCC) in India, strengthening its engineering and data resources. The move comes as banks and credit unions in the US increase efforts to upgrade their digital banking infrastructure. The expanded centre in India will contribute to platform engineering, data intelligence, and cloud architecture for Alkami's Digital Sales & Service Platform (DSSP). The DSSP is used by over 300 financial institutions and serves 22 million users. Alkami Technology states that the platform is "the first to market in this category." The company's platform is intended to assist financial institutions in adopting practices based on behavioural data, artificial intelligence, and digital infrastructure to anticipate account holders' needs. Alkami partnered with Summit Consulting, an affiliate of ANSR, to support the development and operation of the expanded India facility. Alkami CEO Alex Shootman said: "Alkami was very intentional in selecting the National Capital Region for its technology hub in India. "Its location offers a remarkable concentration of bank and fintech engineering skill, technical depth, and operational talent befitting to accelerate innovation and development across the Alkami Digital Sales & Service Platform. "By investing in this region, we are strengthening our ability to move faster, scale thoughtfully, and deliver the technology that financial institutions need to compete and grow."

Hybiz TV
Mar 24th, 2026
Alkami expands India engineering hub to support next phase of digital banking innovation.

Alkami expands India engineering hub to support next phase of digital banking innovation. March 24, 2026 Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., announced today the expansion of its Global Capability Center (GCC) in India, reinforcing the company's investment in engineering and data talent as banks and credit unions accelerate their transition to modern digital banking platforms. Alkami Technology marked a key milestone in its global expansion with the launch of its India GCC, in partnership with Summit (an ANSR company) "Alkami was very intentional in selecting the National Capital Region for our technology hub in India," said Alex Shootman, Chief Executive officer at Alkami. "Its location offers a remarkable concentration of bank and fintech engineering skill, technical depth, and operational talent befitting to accelerate innovation and development across the Alkami Digital Sales & Service Platform. By investing in this region, we are strengthening our ability to move faster, scale thoughtfully, and deliver the technology that financial institutions need to compete and grow." The India hub will support platform engineering, data intelligence and cloud architecture with security at every layer for Alkami's Digital Sales & Service Platform (DSSP), which powers digital banking experiences for more than 300 financial institutions and 22 million users across its ecosystem. Alkami is one of the fastest growing financial technology partners in the United States as the DSSP becomes the first to market in this category. "I've seen firsthand the impact a global technology organization can have on accelerating growth and executing on the product roadmap," said Deep Varma, Chief Technology Officer at Alkami. "The depth of engineering talent and the strength of the technical ecosystem in this region of India will help us scale our platform, advance our AI-driven capabilities, and deliver secure, reliable banking experiences for our customers." Consumer expectations continue to rise. Research shows that 46% of digital banking users wish their primary financial provider anticipated their financial needs more effectively, while half say they would switch providers for a significantly better digital experience. Alkami's Platform is designed to help financial institutions move toward Anticipatory Banking - a forward-thinking vision that uses behavioral data, artificial intelligence and digital infrastructure to anticipate account holders' needs before they are communicated to deliver proactive, supercharged personalized financial experiences. "The work of skilled engineers will seal the connection between product strategy and technical execution," said Manoj Kumar, Vice President of data engineering and country lead, India at Alkami. "By growing our engineering footprint in a market with deep expertise, we are better positioned to accelerate development across the Alkami Digital Sales & Service Platform and deliver capabilities that are performant, scalable, and aligned to the needs of financial institutions." To scale its India operations, Alkami leveraged the capabilities of Summit Consulting, an ANSR partner company, to design, build, and operationalize its Global Capability Center. About Alkami Alkami provides a digital sales and service platform for U.S. banks and credit unions. Its unified Platform integrates onboarding, digital banking, and data and marketing - each solution can stand alone, but together they deliver more - to help institutions onboard, engage, and grow relationships. As the future shifts toward Anticipatory Banking, Hybiz TV LLP help data-informed bankers meet the moment with technology that drives action.

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