Full-Time

Staff Software Engineer

Posted on 1/17/2025

Nav Technologies

Nav Technologies

51-200 employees

Financial health platform for small businesses

Data & Analytics
Fintech

Compensation Overview

$175k - $200kAnnually

Senior, Expert

Remote in USA

Category
Backend Engineering
Full-Stack Engineering
Software Engineering
Required Skills
JavaScript
Java
Go
Linux/Unix

You match the following Nav Technologies's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • 7+ years of programming experience in production environments
  • Proficiency in one or more languages such as Golang, Java, or JavaScript
  • Proven ability to design, build, and scale backend systems and frameworks in a Linux environment
  • Strong communication skills
  • Ability to work with engineering and company leadership
Responsibilities
  • Architect and implement scalable, maintainable services that integrate with banking data vendors and internal systems
  • Drive problem analysis and solution design
  • Play a key role in moving our systems through technology stack migrations and upgrades
  • Partner closely with engineering leadership, company stakeholders, and other departments
  • Establish best practices across the engineering organization and guide less experienced engineers
  • Optimize Nav’s customer experience across the entire lifecycle
Desired Qualifications
  • Experience contributing to organizations undergoing significant growth or tech stack rebuilds
  • Experience navigating complex, multi-stakeholder projects

Nav Technologies offers a platform that helps small business owners monitor and improve their financial health, focusing on the small business lending market. The company's proprietary technology simplifies the process of understanding and selecting from various financing options by analyzing a business's financial status and providing tailored insights. Unlike competitors, Nav Technologies acts as a marketplace that connects businesses with lenders while ensuring data accuracy and reliability. The primary goal is to facilitate access to necessary funding options, making it easier for small businesses to thrive.

Company Size

51-200

Company Stage

Series C

Total Funding

$92.5M

Headquarters

South Jordan, Utah

Founded

2012

Simplify Jobs

Simplify's Take

What believers are saying

  • Nav's partnership with Fundbox enhances access to capital for small businesses.
  • The new 'credit health experience' helps businesses leverage credit for growth strategies.
  • Open banking initiatives offer Nav opportunities for efficient credit assessments.

What critics are saying

  • Increased competition from AI-driven platforms like Hello Alice poses a threat.
  • Data privacy challenges may arise with Nav's expanding partnerships and new features.
  • Fundbox partnership risks regulatory scrutiny impacting Nav's reputation.

What makes Nav Technologies unique

  • Nav offers a lender-neutral marketplace with over 100 business financing products.
  • Nav provides free access to credit reports from major bureaus like Experian and Equifax.
  • Nav's proprietary technology simplifies understanding and choosing business financing options.

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Benefits

Company equity

Unlimited PTO

Paid parental leave

Work from anywhere

Health, dental, & vision coverage

Learning & development

Pet insurance

Growth & Insights and Company News

Headcount

6 month growth

2%

1 year growth

0%

2 year growth

4%
PR Newswire
Jan 23rd, 2025
Nav Welcomes Grace Liu As Chief Financial Officer

SAN MATEO, Calif., Jan. 23, 2025 /PRNewswire/ -- Today, Nav, the leading credit and financial health platform for small businesses, announced that the company has added Grace Liu as its Chief Financial Officer. In this role, Liu will lead Nav's finance, data, legal, and compliance teams

The Grayer Firm
Sep 18th, 2024
Elevate Your Business with NAV: The Grayer Firm Offers Powerful Credit Tools for Entrepreneurs

Navigating the financial landscape of running a business is no small task, but The Grayer Firm is making it easier by partnering with NAV, the leading business credit platform.

PYMNTS
Apr 12th, 2024
Small Businesses, Air Transport Innovations Dominate This Week In B2B

There’s no business like a B2B business. And successful business-to-business (B2B) strategies — and the companies deploying them — are characterized by agility, innovation, and a focus on delivering value to customers while embracing the power of technology and collaboration. After all, today’s technologies offer more opportunities to optimize processes, improve accuracy, and uncover insights than ever before, helping drive better decision-making and business performance

PYMNTS
Apr 10th, 2024
Nav Adds ‘Credit Health Experience’ To Business Financial Health Platform

Nav has added a new “credit health experience” to its financial health platform for small businesses. The new Nav Credit Health helps small business owners understand their business and personal credit, learn how to improve them, and see how they can use both their current and future position to access funding, the company said in a Wednesday (April 10) press release. “Our new credit health experience uniquely positions us to assist businesses in not only understanding and enhancing their business credit but also in confidently leveraging their credit health for new growth strategies and funding, all in one place,” Neha Komma, vice president of product at Nav, said in the release

PYMNTS
Apr 4th, 2024
Small Businesses Seek Capital From Innovative Lending Solutions

Small and medium-sized businesses (SMBs) and their owners are the backbone of local economies worldwide. And they haven’t had it easy, not recently. That’s because they have to big needs: streamlined access to capital to expand their businesses and keep the lights on, and the real-time market intelligence and data to help them make the right decisions and inform their strategic planning. And with Hello Alice, announcing a new funding round to help propel its mission of connecting small businesses to capital, alternative SMB financing solutions powered by cutting edge innovations are now increasingly top of mind. “AI [artificial intelligence] … is helping us move faster with data sets to get capital to small businesses,” Hello Alice Co-Founder and President Elizabeth Gore told PYMNTS in an interview published Thursday (April 4), adding that there are “more small businesses launching in America than at any time in [Hello Alice’s] history.”

PYMNTS
Mar 18th, 2024
How Open Banking Can Help Crack The Smb Lending Puzzle

Small- to medium-sized businesses (SMBs) represent a puzzle that banks have long struggled to solve. SMBs need fast, flexible and digital-first solutions that help rather than hinder growth. However, their needs have been traditionally underserved by banking incumbents who view them as too small to warrant the tailored services afforded to corporates, yet too diverse to be addressed in a scalable way like retail banking clients. However, the inability of the market to meet SMBs where they are hasn’t stopped the business cohort from needing financing solutions and working capital products to power their operations. As financial institutions continue to tighten the spigots around their lending products for small businesses, observers are wondering whether innovations like open banking can help offer benefits for SMBs seeking improved financing solutions by drawing upon transaction data to streamline alternative decisioning models and provide new channels to better assess creditworthiness more rapidly

PYMNTS
Mar 5th, 2024
Nav And Fundbox Partner On Funding Options For Small Businesses

Nav has partnered with Fundbox to ease the way for small and medium-sized businesses (SMBs) to access capital. This collaboration aims to help SMBs navigate financial procurement with greater assurance and less hassle, the companies said in a Tuesday (March 5) press release. Nav is a platform for SMBs to enhance their financial health, according to the release. With its algorithm that uses more than 45 data points and the user’s business data, Nav crafts personalized financial health insights and introduces small business owners to a broad network of financial providers

PYMNTS
Mar 5th, 2024
Baanx Raises $20 Million to Bring Crypto Payments Offering to US

Nav has partnered with Fundbox to ease the way for small and medium-sized businesses (SMBs) to access capital.

PR Newswire
Mar 5th, 2024
Nav Partners With Fundbox To Make It Easier For Smbs To Access Capital

SAN MATEO, Calif., March 5, 2024 /PRNewswire/ -- Today, Nav , the leading financial health platform for small businesses, announced a partnership with Fundbox , the pioneer in AI-driven embedded working capital for SMBs.FundboxFundbox has connected with over 500,000 small businesses, both directly and through embedded relationships with platforms like Nav. Fundbox's API integrations and AI-powered underwriting enable a seamless experience for both platform partners and the small businesses they serve. Nav's platform combines its powerful algorithm with a user's business data to personalize financial health insights for small business owners. With the largest network of financial providers, Nav has helped more than 2 million businesses better understand their financial health and get access to leading capital providers like Fundbox.The intersection of Nav's scoring model across 45+ data points and Fundbox's machine-learning innovations allows Fundbox to present pre-approved offers to Nav users, creating more certainty in underwriting decisions. For business owners, this means a much higher level of confidence when applying for a loan. The partnership also dramatically reduces friction in the application process, as Fundbox API integrations automatically ingest Nav's data to pre-fill the business's loan application

AeoWorks
Feb 27th, 2024
Industry News - February 29, 2024

Crowe LLP and Intuit Inc. have unveiled the Crowe Beacon small business advancement initiative in honor of Black History Month.

PYMNTS
Feb 27th, 2024
Nav, Gusto Team On Small Businesses Financing

Nav and Gusto are partnering to help small businesses overcome cash flow obstacles. The partnership aims to help small to medium-sized businesses (SMBs) find available funding, improving the stability of their cash flow, and better managing their expenses, according to a Tuesday (Feb. 27) news release from Nav. Nav, a financial health platform for small businesses, has helped over 2 million businesses improve borrowing power and get access to the capital they need to thrive by combining personalized financial health insights with a network of financial providers, according to the release

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