Full-Time

Sr. Finance/Risk Analytics Consultant

Posted on 1/14/2025

Wells Fargo

Wells Fargo

10,001+ employees

Provides banking, mortgage, and investment services

Fintech
Financial Services

Compensation Overview

$84k - $164.4kAnnually

Senior

West Des Moines, IA, USA + 3 more

More locations: Minneapolis, MN, USA | Wilmington, DE, USA | Irving, TX, USA

Category
Financial Planning and Analysis (FP&A)
Risk Management
Finance & Banking
Required Skills
Data Analysis
Requirements
  • 4+ years of Finance/Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Responsibilities
  • Responsible for various analytics, statistics, and financial valuation work within the Credit Card, Business Card & Unsecured Loan origination and portfolio management space.
  • Play an active role supporting the business through advanced cash flow valuation work, financial performance tracking, behavioral profiling, pricing analytics, segmentation, reporting and statistical work.
  • Work closely with partners in Product Management, Marketing, and Risk Management teams to propose new business cases that are financially sound and allocate the bank’s capital in an optimal manner.
  • Play a critical role in valuation modeling for potential new business initiatives, and work with partners to establish strategic initiatives and focus for the company.
  • Review and analyze programming models to extract data, and manipulate databases to provide statistical and financial modeling, and exercise independent judgment to guide new and existing projects with medium risk deliverables.
  • Coordinate and consolidate the production of monthly, quarterly, and annual performance reports for more experienced management.
  • Present recommendations for resolving data reconciliation, production, and database issues.
Desired Qualifications
  • Experience using Python to manipulate and summarize data, automate reporting processes, and build predictive models
  • Financial cash flow experience
  • A BS/BA degree or higher in a quantitative field such as applied math, statistics, engineering, physics, accounting, finance, economics, econometrics, computer sciences, or business/social and behavioral sciences with a quantitative emphasis
  • Ability to communicate effectively, in both written and verbal formats, with senior executive-level leaders
  • Advanced Microsoft Excel skills, including high level of proficiency in modeling
  • SAS programming experience in model implementation, reporting, and complex data manipulations
  • Experience developing rule-based models, advanced predictive models, and descriptive statistics

Wells Fargo offers a variety of financial services, including banking, mortgages, investing, and credit solutions for individuals, small businesses, and commercial clients. The company operates mainly in the United States and serves millions of customers through its branches, ATMs, and online platforms. Its products work by generating revenue through interest on loans, fees for banking services, and commissions from investment products. What sets Wells Fargo apart from its competitors is its focus on providing personalized financial solutions and resources for financial education and security. The company's goal is to help clients achieve their financial objectives by offering tailored services like personal loans, credit cards, home mortgages, and investment advice.

Company Stage

IPO

Total Funding

$222.1M

Headquarters

San Francisco, California

Founded

1851

Simplify Jobs

Simplify's Take

What believers are saying

  • Growing demand for digital banking enhances Wells Fargo's digital platform opportunities.
  • Interest in ESG investing allows Wells Fargo to offer sustainable financial products.
  • Fintech partnerships enable Wells Fargo to enhance technological capabilities and innovation.

What critics are saying

  • Increased competition in the credit facility market may reduce Wells Fargo's market share.
  • Overexposure to the self-storage sector could pose risks if the sector declines.
  • Large corporations raising capital through share sales may impact Wells Fargo's loan revenue.

What makes Wells Fargo unique

  • Wells Fargo offers a wide range of tailored financial solutions.
  • The company emphasizes financial education and security for its customers.
  • Wells Fargo has a strong presence in the U.S. with extensive branch and ATM networks.

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Benefits

Health Insurance

401(k) Retirement Plan

Paid Vacation

Paid Sick Leave

Parental Leave

Disability Insurance

Life Insurance

Tuition Reimbursement

Commuter Benefits

Adoption Assistance

INACTIVE