RISK ASSOCIATE

Current is a leading U.S. fintech serving people who have been overlooked by traditional banks and one of the fastest growing companies with nearly 4 million members. Headquartered in NYC, our results-driven environment enables us to build better products, grow faster and empower everyone on our team to have an impact on our business and our mission to improve financial outcomes for our members.  

ABOUT THE ROLE:

We are looking for a Risk Associate to join our rapidly growing risk team work within a highly quantitative framework.  This person will play a critical role in developing a data driven risk management framework for lending, payments or fraud risk strategies.

RESPONSIBILITIES:

• Develop insights and data visualizations to solve complex problems and communicate ideas to internal stakeholders.
• Extract and analyze data, investigate data integrity, generate metrics and perform ad hoc analysis.
• Partner with data engineers to validate & deploy solutions in an efficient, sustainable & usable manner.
• Investigate data trends to identify risk mitigation strategies.
• Partner with the Data & Analytics team to create dashboards to track KPIs around credit and fraud strategy and portfolio performance.
• Develop and maintain risk policies and procedures
• Coach and mentor new analysts 

ABOUT YOU:

• 3-5 years of progressive experience in Risk or data science for Risk Analyst. 3-5 years of experience in Risk or data science for Risk Associate
• Experience within the start-up space is a plus.
• Prior experience in risk or analytics space a plus
• Minimum Bachelor’s Degree in a quantitative field such as Finance, Economics, Mathematics, Computer Science or equivalent.
• Highly Analytical.
• Proficient with SQL, R, Python 

BENEFITS:

• Competitive salary 
• Meaningful equity in the form of stock options 
• 401(k) plan with company matching
• Discretionary performance bonus program 
• Biannual performance reviews
• Medical, Dental and Vision premiums covered at 100% for you and your dependents 
• Flexible time off and paid holidays 
• Generous parental leave policy
• Commuter benefits 
• Healthcare and Dependent care FSA benefit 
• Employee Assistance Programs focused on mental health 
• Healthcare advocacy program for all employees 
• Access to mental health apps 
• Team building activities
• Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches

This role has a base salary range of $80,000 - $125,000k. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.