Full-Time

Director – Debt Finance

Posted on 3/22/2024

OakNorth Bank

OakNorth Bank

201-500 employees

Provides efficient lending solutions to UK businesses

Financial Services
Data & Analytics

Senior

Leeds, UK

Required Skills
Communications
Financial analysis
Requirements
  • Background in front office and risk within SME Commercial Banking or Leveraged Finance
  • In-depth understanding of SMEs or Leveraged Finance banking environments
  • Excellent communication and customer facing skills
  • Good understanding of business processes, strategy, and credit policies
  • Strong credit, financial analysis, and modeling skills
  • Experience in the analysis of senior, stretched senior, and mezzanine cashflow unsecured transactions
  • Legal documentation skills
  • Experience in presenting credit case internally to a credit committee
  • Strong problem-solving ability
  • Degree in Finance / Commerce or equivalent
Responsibilities
  • Originate, structure, and execute transactions that meet the lending requirements of OakNorth
  • Manage and further develop existing customer relationships, identify new relationships and opportunities in the market
  • Work as part of a team on the execution of corporate finance, real estate, property, and trading business transactions
  • Build the profile of the Bank in the external market with SMEs, KBIs, Advisors, and Private Equity firms
  • Assess appropriate organic and inorganic growth opportunities for OakNorth Bank in the market
  • Spread financial accounts and financial modeling
  • Analyze financial accounts, manage information, and prepare credit memorandums
  • Analyze financial models including forecasted cash flows and sensitivities to assess debt capacity and repayment
  • Ensure transactions are documented in accordance with credit approved terms and credit sanctions
  • Meet team and individual targets including profit, credit quality, new customers, retention, and customer satisfaction
  • Have an overview of ongoing relationship management and client experience
  • Drive innovation in the product proposition to improve customer experience levels while maintaining asset quality
  • Ensure a high level of customer experience at all times
  • Structure transactions appropriately and provide full credit reports to the sanctioning authority
  • Maintain close relationships with customers and report to Credit in line with policy in a timely manner
  • Act in accordance with OakNorth Bank’s values at all times

OakNorth offers fast and flexible finance to UK businesses, utilizing advanced financial technology to streamline the lending process and providing funding ranging from £250,000 to tens of millions. The company supports businesses across various sectors and ranks among the top 1% of commercial banks globally.

Company Stage

Grant

Total Funding

$15.8M

Headquarters

null, United Kingdom

Founded

2015

Growth & Insights
Headcount

6 month growth

9%

1 year growth

27%

2 year growth

86%
INACTIVE