Principal Product Manager

Job Description

Job description

Build the product capabilities that govern how Wise manages and invests tens of billions of pounds of customer funds, while controlling counterparty risk across a global network of partners.

We’re looking for a Principal Product Manager in London to join our Treasury organisation, focused on Cash & Asset Management (CAM) and Counterparty Credit Risk.

This is a senior individual-contributor role. You’ll be working in two strategically important but still-evolving domains, helping turn strong functional foundations into fully-fledged, scalable product teams. The emphasis is on setting direction, building clarity, and creating leverage through systems, metrics and process.

Your mission

You will shape and grow two developing product areas into durable, cross-functional teams:

• Cash & Asset Management — how Wise manages and invests customer funds across market conditions

• Counterparty Credit Risk — how we assess, control and scale the risks arising from the institutions we place funds with

These are areas with strong domain expertise and real-world processes already in place, but where the systems, tooling and decision frameworks need to evolve as Wise scales.

You’ll own the product strategy, systems, metrics and controls that enable high-quality decisions to be made consistently, transparently and at global scale.

You’ll drive alignment and prioritisation across engineering, analytics and functional partners.

Here’s how you’ll contribute to Wise’s mission

• Define and evolve Wise’s product approach to managing and investing customer funds across the interest‑rate cycle, balancing customer outcomes, yield, risk, capital and liquidity

• Design and improve the controls, systems and data used to manage counterparty risk at global scale

• Establish clear, decision‑driving metrics — e.g. clarifying trade‑offs between commercial outcomes and risk constraints

• Improve internal tooling across monitoring and execution workflows

• Lead evaluation of external software vendors where appropriate

• Evolve the operating model for central vs local ownership as Wise scales across regions

This role will give you the opportunity to

• Work on a ~£20bn portfolio at the core of Wise’s unit economics

• Shape two high‑impact product domains as they mature and scale, with significant latitude to define how they work

• Build systems that balance commercial outcomes with prudent risk management

• Develop deep expertise in global treasury, financial markets and prudential topics over time

• Grow into external‑facing work with regulators and other third parties as the platform matures

Qualifications

Must-have

• Excellent core product management skills: structured problem‑solving, prioritisation, stakeholder management and clear communication

• Strong analytical and data‑driven mindset; comfortable defining metrics and using data to guide decisions

• Experience working closely with engineers and/or data analysts, with the ability to engage meaningfully in technical detail

• Proven ability to operate as a senior Individual Contributor, leading through influence and matrix leadership rather than line management

• Commercial ownership mindset — you’ve been accountable for outcomes, trade‑offs and results

• Experience owning complex, business‑critical internal platforms or tooling in regulated or risk‑heavy environments

Nice-to-have

• Direct experience with financial domains such as interest income, credit risk, capital or liquidity

• Background in a STEM, data, engineering or quantitative discipline

• Exposure to fintech, financial markets, treasury or regulated environments

• Experience working on global products with local variation

At Wise, we value strong product judgement and learning velocity as much as prior domain expertise. If you bring excellent product skills and curiosity, we believe the domain can be learned on the job.

Qualifications

Additional Information

Additional Information

• Base salary: 120-148K (based on experience & interview outcomes)

• Restricted Stock Units (RSUs) & a variety of other benefits: Wise Benefits

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Compensation: 120000 to 148000 (GBP) (YEARLY)