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Full-Time

Product Manager

Payments

Confirmed live in the last 24 hours

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

Financial Services

Compensation Overview

$125k - $155kAnnually

+ Bonus + Additional Compensation Program

Senior

Charlotte, NC, USA + 6 more

More locations: Fort Worth, TX, USA | New York, NY, USA | Evansville, IN, USA | Wilmington, DE, USA | Irving, TX, USA | Baltimore, MD, USA

Hybrid role requiring at least two days a week in the office.

Category
Product Management
Product
Required Skills
Product Management
JIRA
iOS/Swift
Asana
Android Development
Requirements
  • Experience working on successful digital consumer products for at least 6 years, preferably in a fast-paced startup environment.
  • Customer obsession and a drive to deliver constant value while balancing the needs of our business.
  • A desire to solve complex problems and carry the solution through to the end.
  • A natural tendency to double-click and get into the details, with the ability to step back and see the larger picture and objectives.
  • Comfort taking the lead and driving forward your roadmap, stories, and tasks but knowing when to step aside and ask for help.
  • Hands on experience working across the digital product development process: road mapping, problem definition, exploration, requirements documentation, front and back-end development, testing, and code deployment.
  • A strong sense of ownership and accountability for your domain and an understanding of how it fits into the larger, overall product. One person, one team.
  • A positive outlook and a flexible mindset that works well in a dynamic, growth-oriented environment where you’ll need to pivot when things don’t go as planned.
  • Must have consumer (B2C) payments experience in a financial setting.
Responsibilities
  • Login in the morning and review your Slack, check on the health of your domain and see if any issues and what customers are saying, review comments in JIRA and update your tickets and boards.
  • Jump into a daily stand-up with your POD of engineers and designers to prioritize tasks and clear blockers.
  • Get some coffee and document your detailed product requirements for a new customer experience, send out some emails to clarify decisions and follow-up with team members on their outstanding items, create some detailed user stories and acceptance criteria for next sprint, update your Miro board with changes to the customer flow.
  • Jump into some afternoon meetings with your cross-functional team to trouble-shoot open issues or align against an approach to support new functionality for our web experience or mobile app.
  • Take a step back to review and refine your strategy and roadmap for your defined domain in Asana, synch it with the rest of your product team and leads.
  • Back in Slack, post everyone in your channel with updates and status on the current sprint, outstanding tasks, closed decisions, escalate to leadership with context and a specific ask.
  • Fire up Teams and lead a live demo of the latest design for a critical customer journey, communicate key elements, identify edge cases, facilitate discussion, and collect and document feedback.
  • Grab a snack and obsess over the data and operational performance of your product area, from understanding the gaps and proactively managing key metrics, to actively searching for new growth opportunities.
  • Groom your open stories with your POD team of front and back-end developers and designers, refine the details, review the acceptance criteria, estimate story points and get them ingested into the next sprint.
  • Knock-out some mobile UAT cases using your iOS and Android test devices, take video recordings and update JIRA with the outcomes, create bug tickets and improvements, comment to team members with actions and next steps.
  • Submit the latest customer flow and creative through the approval process and get it signed off by legal, compliance, and business partners, address feedback and come back with comments.
  • As you’re winding down the day, you’re reviewing your OKRs and thinking through how you’ll smash these goals, what you’ll do to help your team think smarter, move faster, and have fun!
  • Before you logoff, deep breath, read through all the wonderful app store reviews, give snaps to your team, take in your own great work… and smile!

OneMain Financial provides personal loans to individuals, particularly those who may not qualify for traditional banking services due to lower credit scores or financial challenges. The company offers both secured loans, which require collateral like a car or home, and unsecured loans that do not. This variety allows OneMain to meet diverse financial needs, such as debt consolidation and home improvements. Revenue is generated through interest and fees on loans, and the company also utilizes a securitization platform called Springleaf Funding Trust to bundle and sell loans as securities, ensuring a steady flow of capital for further lending. OneMain distinguishes itself by focusing on customer-centric solutions, offering personalized financial support through its extensive branch network and online resources. The goal of OneMain Financial is to provide accessible financial solutions to clients across the U.S.

Company Stage

IPO

Total Funding

N/A

Headquarters

Baltimore, Maryland

Founded

N/A

Growth & Insights
Headcount

6 month growth

4%

1 year growth

0%

2 year growth

4%
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Simplify's Take

What believers are saying

  • OneMain's acquisition of Foursight Capital expands its reach into the auto lending market, diversifying its portfolio and growth opportunities.
  • The company's Build: Credit Fundamentals education program demonstrates a commitment to financial literacy, potentially fostering long-term customer loyalty.
  • Significant investments from firms like Adage Capital Partners and Benjamin F. Edwards & Company indicate strong market confidence in OneMain's business model and growth prospects.

What critics are saying

  • Facing a class action lawsuit over alleged Military Lending Act violations could damage OneMain's reputation and financial standing.
  • The competitive consumer lending market requires continuous innovation and adaptation to maintain market share.

What makes OneMain Financial unique

  • OneMain Financial specializes in serving nonprime consumers who often lack access to traditional banking services, setting it apart from many competitors.
  • The company's securitization platform, Springleaf Funding Trust, provides a unique method of capital generation through bundling and selling loans as securities.
  • OneMain's extensive branch network across 44 states enhances its customer-centric approach, offering personalized financial solutions both online and offline.

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