Full-Time

Treasury – Cash Management

Confirmed live in the last 24 hours

ONE Finance

ONE Finance

1,001-5,000 employees

Digital banking platform with high-yield savings

Fintech
Financial Services

Compensation Overview

$100k - $140kAnnually

Mid, Senior

Remote in USA

Remote friendly (anywhere in the US) and office friendly - you pick the schedule.

Category
Treasury
Finance & Banking
Requirements
  • 4-6yrs of experience, with several years in a treasury operations or cash management role at a fintech, a bank or a corporate with complex cash management structure
  • Familiarity with financial statements, with a degree in Finance, Accounting, or a related field
  • Experience in cash forecasting
  • Experience in an externally facing role / ability to represent the organization
  • The Triple H Factor: Hungry, Humble, Honest
  • An act-like-an-owner mentality. We have a bias toward taking action and a fast-paced culture
Responsibilities
  • Daily reconciliation, rebalancing and reporting of cash balances
  • Ownership of short term and long term cash projections
  • Integration of cash impacts into budgeting processes
  • Maintaining relationships with corporate banking partners (account opening / fee management etc)
  • Cash investment strategy and reporting
  • Managing funding risks and controls (eg internal and external account access and limits)
  • Planning and operationalizing fund flows associated with new product launches

One.app provides a digital banking platform that allows users to manage their finances through a mobile app. While it is not a bank itself, it collaborates with Coastal Community Bank to offer banking services, including a debit Mastercard®. The app caters to a wide range of clients, from individuals to small businesses, seeking a convenient and cost-effective way to handle their money. One.app stands out in the fintech market by offering a high-yield savings account with an Annual Percentage Yield (APY) of up to 5.00% on balances up to $250,000, which is significantly higher than typical savings account rates. The company generates revenue through interchange fees when customers use their debit card for purchases. Additional features include early direct deposit, cash back rewards at Walmart, instant money transfers, and overdraft protection, all aimed at enhancing the user experience and helping customers save money.

Company Stage

Late Stage VC

Total Funding

$291.8M

Headquarters

New York City, New York

Founded

2022

Growth & Insights
Headcount

6 month growth

15%

1 year growth

58%

2 year growth

203%
Simplify Jobs

Simplify's Take

What believers are saying

  • Walmart's backing provides financial stability and growth opportunities for ONE.
  • Integration with AI-driven tools can enhance user experience and personalization.
  • The rise of digital wallets aligns with ONE's focus on convenient payment solutions.

What critics are saying

  • Increased competition from Walmart's BNPL service could dilute ONE's focus.
  • High valuation may lead to investor pressure for rapid growth, risking strategic missteps.
  • Reliance on interchange fees is vulnerable to potential regulatory changes.

What makes ONE Finance unique

  • ONE offers a high-yield savings account with up to 5.00% APY.
  • The app provides early direct deposit and 3% cash back at Walmart.
  • ONE partners with Coastal Community Bank for banking services, enhancing trust and reliability.

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