Executive Credit Officer

Description

Summary:
The Executive Credit Officer is responsible for overseeing and managing a staff of multiple Senior Regional Credit Officers and/or Regional Credit officers in the credit approval, administration, and review activities for identified multiple business segments and/or geographic regions throughout the Huntington footprint.

Duties and Responsibilities:

• Manages all Commercial Senior Regional Credit Officers.
• Approves significant credit exposures as defined in credit policy.
• Assists Chief Credit Officer in the development of commercial loan underwriting standards. 
• Serves as executive sponsor for projects as required.  Acts in an advisory role for all aspects of the credit management process.
• Establishes, implements, and manages administrative and review systems and procedures to protect the quality and profitability of the loan portfolio.
• Manages credit structuring and negotiation strategy discussions with officer/business unit.
• Analyzes, underwrites and approves/disapproves credit request exceeding Senior Regional Credit Officers and Regional Credit Officers.
• Through Senior Regional Credit Officers, identifies potential problem credits and works with loan workout specialists to restructure credits and/or minimize risk for loss.
• Advises staff, officers and/or business units on the company’s overall lending policies. 
• Promotes a culture that results in a moderate-to-low risk portfolio. 
• Performs other duties as assigned.

Basic Qualifications:

• Bachelor’s degree    
• 15+ years’ experience in credit approval or portfolio management leadership

Preferred Qualifications:

• Asset Finance experience highly preferred
• Master’s degree
• Excellent leadership and communication skills
• Strong management and mentoring skills 
• Ability to resolve issues and drive performance 
• Excellent time management and organizational skills 
• Ability to work in a high-volume environment 
• Excellent client management skills 
• Interact professionally and effectively with clients, business partners, and peers at all levels 
• Goal-oriented 
• Well-developed verbal and written communication skills 
• Critical thinking, problem solving, and analytical ability 
• Resourceful 
• Working knowledge of legal / documentation issues

Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

Workplace Type:

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

Tobacco-Free Hiring Practice: Visit Huntington’s Career Web Site for more details.

Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position