Full-Time

Head of Compliance

Nira

Posted on 12/3/2025

Tilt Finance

Tilt Finance

51-200 employees

Crowdfunding platform for group fundraising

No salary listed

Bengaluru, Karnataka, India

Hybrid

Hybrid role; on-site in Bengaluru with some remote days.

Category
Finance & Banking (1)
Requirements
  • Minimum 8 years of compliance experience with at least 3 years specifically in financial services.
  • Extensive knowledge and practical experience with RBI regulations, particularly in digital lending and NBFC operations - you understand both the letter and spirit of the regulations.
  • Prior experience working in an NBFC environment, giving you firsthand knowledge of the regulatory challenges and operational requirements we face.
  • Proven leadership ability with experience taking ownership of compliance culture and strengthening organizational regulatory practices.
  • Startup experience or entrepreneurial mindset - you thrive in fast-paced environments where you need to build processes from the ground up.
  • Hands-on approach to problem-solving - you're willing to roll up your sleeves and tackle compliance challenges at all organizational levels.
  • Strong communication and organizational skills with ability to navigate complex regulatory environments while supporting business growth.
Responsibilities
  • Build the Foundation: Develop and implement comprehensive compliance programs across the organization, ensuring adherence to RBI regulations and positioning NIRA for sustainable growth in the evolving fintech landscape.
  • Navigate Regulatory Complexity: Monitor regulatory changes and provide strategic guidance to leadership on implications for operations, helping the company stay ahead of compliance requirements in digital lending and NBFC operations.
  • Drive Risk Management: Conduct regular compliance audits, risk assessments, and internal reviews to proactively identify and mitigate potential regulatory risks before they impact business operations.
  • Lead External Relations: Serve as primary liaison with regulatory bodies including the RBI, manage external compliance audits, and coordinate with lending-partner NBFCs on due diligence and joint audits.
  • Empower the Organization: Design and implement compliance training programs that ensure all team members understand regulations and their compliance obligations, strengthening our culture of regulatory excellence.
  • Enable Cross-Functional Success: Collaborate closely with legal, operations, and finance teams to ensure alignment on compliance matters while balancing regulatory requirements with business objectives.
  • Establish Documentation Standards: Develop and maintain comprehensive documentation for compliance policies, procedures, and controls that support both current operations and future expansion.

Tilt Finance began as Crowdtilt, a social payments and crowdfunding platform that lets groups pool money for events and campaigns. Users create campaigns with a funding goal, or “tilt point,” and funds are collected only if the threshold is met, reducing risk for contributors. The platform moved to a fee-free model for organizers while taking a 3% processing fee on credit card payments, and it focused on social organizers and college campuses for shared expenses. In 2017, Airbnb acquired Tilt in an acquihire to boost its group travel and payments capabilities, and the Tilt platform was retired; the goal was to make group funding safer and easier by ensuring campaigns reach their funding goals before money changes hands.

Company Size

51-200

Company Stage

Series B

Total Funding

$60.1M

Headquarters

San Francisco, California

Founded

2012

Simplify Jobs

Simplify's Take

What believers are saying

  • Tilt Credit Cards launched August 2025 targeting non-prime customers with cash back rewards.
  • Mexico consumer credit business established 2022, rebranding to Tilt in coming months.
  • Interchange, interest, and transaction fees from Petal and Thrive affiliate products diversify revenue.

What critics are saying

  • CFPB enforcement against cash advance practices forces repayment caps, eroding user base.
  • Petal's superior cash back rewards capture 20-30% of Tilt's non-prime market share.
  • WebBank partnership termination halts credit card revenue amid regulatory pressure on high-risk cards.

What makes Tilt Finance unique

  • Uses 250+ real-time financial signals instead of traditional credit scores for underwriting.
  • Product ladder from cash advances to credit cards enables credit-building progression.
  • Profitable since 2022 with 3M+ active US subscribers and $22.1M annual revenue.

Help us improve and share your feedback! Did you find this helpful?

Your Connections

People at Tilt Finance who can refer or advise you

Benefits

Remote Work Options

Home Office Stipend

Company Equity

Health Insurance

Paid Holidays

Performance Bonus

Growth & Insights

Headcount

6 month growth

-14%

1 year growth

-14%

2 year growth

-14%
INACTIVE