Full-Time

Senior Software Engineer

Backend

Posted on 11/18/2024

Kikoff

Kikoff

51-200 employees

Credit building services for individuals

Fintech
Financial Services

Senior

H1B Sponsorship Available

San Francisco, CA, USA

Category
Backend Engineering
Software Engineering
Required Skills
Data Analysis
Requirements
  • B.A. / B.S. / M.S. or strong self-taught fundamentals in computer science
  • 4+ years of industry experience, with demonstrated breadth and depth of product impact
  • Ability to analyze data and distill information for business purposes
  • Effectiveness as demonstrated by problem-solving skills in areas outside your expertise
  • Desire to form strong professional bonds with startup-forward coworkers
Responsibilities
  • core product contributions
  • rapid-prototyping
  • production-release concerns

Kikoff helps individuals, particularly those with low or no credit, to build a positive payment history and improve their credit scores. Its user-friendly services include credit monitoring, easy disputing, rent reporting, and an optional Autopay feature, all without requiring credit checks. Kikoff stands out with over a million users and a top rating in the iOS App Store for credit building products. The company's goal is to empower clients to manage their credit effectively and access better financial opportunities.

Company Stage

Series B

Total Funding

$41.3M

Headquarters

San Francisco, California

Founded

2019

Growth & Insights
Headcount

6 month growth

13%

1 year growth

34%

2 year growth

109%
Simplify Jobs

Simplify's Take

What believers are saying

  • Kikoff's rapid user growth, with over a million users, indicates strong market demand and potential for further expansion.
  • The significant funding of $42.5 million provides a solid financial foundation for continued innovation and scaling of services.
  • Customer testimonials showing significant credit score improvements suggest high effectiveness and positive user outcomes.

What critics are saying

  • The competitive fintech landscape requires Kikoff to continuously innovate to maintain its market position.
  • Reliance on user fees for revenue could be a vulnerability if customers find alternative, cheaper solutions.

What makes Kikoff unique

  • Kikoff's no credit checks or hard pulls policy makes it uniquely accessible to individuals with low or no credit, unlike traditional financial institutions.
  • The company's focus on financial education and user-friendly tools, such as easy disputing and rent reporting, sets it apart from competitors who may not offer such comprehensive support.
  • Kikoff's #1 rating in the iOS App Store's 'Finance' chart category for credit building products highlights its strong market presence and user satisfaction.

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