Full-Time

Analytics Engineer

Confirmed live in the last 24 hours

ONE Finance

ONE Finance

1,001-5,000 employees

Digital banking platform with high-yield savings

Fintech

Compensation Overview

$130k - $170kAnnually

Senior

Remote in USA

Remote friendly (anywhere in the US) and office friendly - you pick the schedule.

Category
Data Analysis
Data Engineering
Data & Analytics
Required Skills
Python
Airflow
Git
SQL
Data Analysis
Requirements
  • At least 5 years in analytics, with a deep understanding of dbt, Airflow, or similar tools.
  • Advanced proficiency in SQL and Python.
  • Comfortable with version control systems like Git.
  • Demonstrated experience in designing and building sophisticated analytical models and data architectures.
  • A track record of partnering effectively across various teams to address multi-faceted data challenges.
  • Ability to articulate complex concepts to technical and non-technical audiences alike.
  • A relentless desire to explore underlying factors and implications, paired with an ownership mindset that thrives on proactive engagement and execution.
Responsibilities
  • Design and implement analytical data models optimized for performance at scale, ensuring they seamlessly integrate into our dynamic data ecosystem.
  • Orchestrate sophisticated data pipelines to establish efficient, secure data flows.
  • Collaborate directly with business stakeholders to convert complex datasets into actionable insights that propel ONE forward.
  • Develop and enforce syntactic, performance, and testing benchmarks for scalable analytical deployments.
  • Mentor junior team members, fostering a culture of excellence and continuous learning within the analytics team.
  • Lead the evolution of ONE’s data stack to meet the growing demands for scale and self-service capabilities, maintaining a cutting-edge technological environment.
  • Partner with the Data Engineering team to ensure efficient data integration and system performance across the board.

One Finance provides a digital banking platform through its mobile app, allowing users to manage their finances conveniently. The app offers a debit Mastercard® and is designed for both individuals and small businesses. By partnering with Coastal Community Bank, One Finance enables users to access banking services without being a bank itself. A key feature of the app is a high-yield savings account that offers an Annual Percentage Yield (APY) of up to 5.00% on balances up to $250,000, which is significantly higher than typical savings accounts. One Finance generates revenue primarily through interchange fees when customers use their debit card for purchases. Additional benefits include early direct deposit, cash back rewards at Walmart, instant money transfers, and overdraft protection. The goal of One Finance is to provide a cost-effective and user-friendly financial management solution that helps customers grow their savings and avoid unnecessary fees.

Company Stage

Seed

Total Funding

$66.7M

Headquarters

New York City, New York

Founded

2022

Growth & Insights
Headcount

6 month growth

18%

1 year growth

64%

2 year growth

207%
Simplify Jobs

Simplify's Take

What believers are saying

  • The potential launch of a BNPL service backed by Walmart could significantly expand ONE Finance's product offerings and customer base.
  • High APY on savings accounts can attract a large number of customers looking for better returns on their deposits.
  • The backing and majority ownership by Walmart provide financial stability and a strong market presence.

What critics are saying

  • The fintech market is highly competitive, with numerous players offering similar services, which could impact customer acquisition and retention.
  • Reliance on interchange fees for revenue may be vulnerable to regulatory changes and market fluctuations.

What makes ONE Finance unique

  • ONE Finance offers a high-yield savings account with an APY of up to 5.00%, significantly higher than the industry average.
  • The partnership with Coastal Community Bank allows ONE Finance to provide banking services without being a bank itself, reducing regulatory burdens.
  • The integration of features like early direct deposit, cash back at Walmart, and overdraft protection makes ONE Finance a comprehensive financial solution.

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