Full-Time

Associate Credit Analyst

Posted on 7/30/2025

Octus

Octus

201-500 employees

Provides credit intelligence via data analytics

Compensation Overview

$70k - $100k/yr

+ Annual Bonus

New York, NY, USA

Hybrid

Hybrid role with 3 days on-site per week in NYC.

Category
Finance & Banking (1)
Requirements
  • 1+ years' experience is preferred, ideally from the buy side, sell side, or a rating agency with a focus on cash flow and capital structure analysis
  • Possess very strong technical and analytical skills as well as excellent written and oral communication abilities
  • Must be legally authorized to work in the country where the position is located
Responsibilities
  • Conduct fundamental credit analysis, relative value analysis and cash flow models with a goal of producing actionable investment ideas for our subscribers
  • Build and update capital structures for broadly syndicated private filers
  • Analyze capital structure and refinancing transactions in and out of bankruptcy
  • Write detailed research reports on credit situations focusing on complex transactions and detailed cash flow analysis
  • Support and collaborate with our top-tier legal analysts and reporters

Octus provides a subscription-based platform that delivers credit intelligence and data analytics for professionals in leveraged finance and restructuring. The product works by combining an AI framework with human insights from financial analysts, legal experts, and journalists to track default risks and financial covenants. Unlike traditional data providers, Octus integrates environmental, social, and governance (ESG) principles and offers bespoke consulting to provide deeper context on sub-investment grade credit. The company's goal is to empower clients with actionable data and specialized research to help them mitigate financial risks and make informed investment decisions.

Company Size

201-500

Company Stage

N/A

Total Funding

N/A

Headquarters

New York City, New York

Founded

2013

Simplify Jobs

Simplify's Take

What believers are saying

  • Expanded to 40,000+ professionals across financial institutions for upselling potential.
  • Vishal Saxena's Blackstone, S&P experience drives enterprise product scaling.
  • Private credit coverage captures growth from emerging asset managers.

What critics are saying

  • Reorg dominates distressed debt, erodes Octus share in 6-12 months.
  • Debtwire's real-time intel causes 20-30% client churn in 12-18 months.
  • EU AI Act Phase 3 in August 2026 fines Octus 6% revenue for CreditAI opacity.

What makes Octus unique

  • CreditAI, launched in 2023, delivers first client-facing GenAI for credit intelligence.
  • Proprietary data from public, private sources combined with human intelligence creates moats.
  • Unified platform spans credit lifecycle from origination to distressed debt.

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Benefits

Health Insurance

401(k) Company Match

401(k) Retirement Plan

Paid Vacation

Parental Leave

Gym Membership

Professional Development Budget

Remote Work Options

Flexible Work Hours

Company News

Yahoo Finance
Mar 17th, 2025
Icbc (Asia) Backs Hong Kong Developers With Stable Loan Support Amid Sector'S Challenges

ICBC (Asia) sees no undue risk in lending to Hong Kong's large property developers and will also continue to write home mortgages to support the sector's recovery, according to a senior executive. While acknowledging the headwinds in the city's property sector, such as the emergence of non-performing loans and lukewarm sales, Wang Zhiyong, head of the corporate banking department, said the sector was looking to stabilise amid government support and developers' initiatives to strengthen business. The Hong Kong subsidiary of mainland China's largest bank by total assets counts "leading" developers, including beleaguered New World Development (NWD), as its clients. Those developers were navigating the sector's challenges "relatively well", Wang said. "The loan quality is stable, and our willingness to lend is more about stabilising the existing quota," he added, playing down the possibility of a significant increase in exposure due to risk controls. Do you have questions about the biggest topics and trends from around the world? Get the answers with SCMP Knowledge, our new platform of curated content with explainers, FAQs, analyses and infographics brought to you by our award-winning team

Yahoo Finance
Feb 19th, 2025
Credit Meets Ai: Octus Cto Vishal Saxena, Live At Nasdaq Marketsite

Tech Edge hosted a fireside chat on Feb. 14 at Nasdaq MarketSite with Vishal Saxena, Chief Technology Officer at Octus. The in-person interview was joined by Editor-in-Chief John Jannarone and they discussed CreditAI, the company’s AI solution for financial services, its recent innovations and enhancements for banks, asset managers and law firms, among other topics.Watch the interview below:About Vishal SaxenaVishal drives the global technology strategy at Octus with one goal: empowering teams to innovate at the highest level. With extensive software design and development experience from Canoe, Blackstone and S&P Capital IQ, Vishal is recognized for building high-performing, cross-functional teams that leverage innovative technology to transform the credit industry. He leads both engineering and technical product management teams, ensuring they have the tools and knowledge to stay ahead in a fast-evolving market. Armed with degrees from IIT Delhi, Georgia Tech and MIT, Vishal’s leadership keeps Octus at the forefront of innovation.In his spare time, Vishal enjoys spending time with his family, traveling to new places, watching movies, and playing chess with Magnus

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