Full-Time
Senior Underwriter
Technology
Posted on 7/16/2025
The Hartford
10,001+ employees
Provides personal and commercial insurance coverage
Compensation Overview
$76k - $184.8k/yr
San Francisco, CA, USA + 1 more
More locations: Walnut Creek, CA, USA
Hybrid
In-office work required Tuesday–Thursday.
 Finance & Banking (1) |
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- Bachelor’s degree preferred, or equivalent combination of education and experience.
- 3+ years of P&C Middle Market or Technology underwriting experience; E&O experience is a plus.
- Proven ability to build and sustain strong internal and external partnerships.
- Strong analytical, communication, and presentation skills.
- High energy, entrepreneurial mindset, and resilience.
- Excellent time management and organizational skills.
- Goal-oriented with a drive to challenge the status quo and deliver results.
- Lead the underwriting and sales process for a book of Middle Market Technology business.
- Build and maintain strong relationships with agents and brokers to position The Hartford as the carrier of choice.
- Analyze agency performance and identify opportunities for growth and improvement.
- Apply underwriting guidelines and sound judgment to assess complex risks with minimal oversight.
- Drive strategic planning, account stewardship, and cross-sell initiatives across the team.
- Serve as a trusted advisor and solution provider to distribution partners.
- E&O experience is a plus.
The Hartford provides personal and commercial insurance and risk-management services. Its offerings include auto, home, renters, and various business coverages (such as workers’ compensation and property/casualty lines) designed to shield individuals and organizations from financial losses. Policies work by customers paying premiums in exchange for coverage and access to claims handling and loss-prevention resources; when a loss happens, claims teams assess and pay covered damages, and risk-management tools help reduce risk over time. The company differentiates itself through a long history of service, financial strength, and a focus on helping customers beyond the policy, including community and social impact programs, industry-specific expertise, and strong support for small businesses. The Hartford’s goal is to protect people and businesses from uncertain risks and to make a positive impact in the communities it serves.
Company Size
10,001+
Company Stage
IPO
Headquarters
Hartford, Connecticut
Founded
1810
Simplify's Take
What believers are saying
- Intake automation reduces property claims processing from 10 days to 36 hours.
- AI-driven photo analysis boosts claim handling efficiency by up to 54%.
- Small business maintains industry-leading $6B written premium with 88.9% combined ratio.
What critics are saying
- Legacy systems prevent scalable AI success; only 7% of carriers achieve full deployment.
- Fragmented data silos across claims tools weaken AI outputs and decision quality.
- Rising loss costs outpacing prices in P&C lines squeeze 88.5% business insurance margins.
What makes The Hartford unique
- AI-first strategy rolling out Prevail platform across 30 states by early 2027.
- Cape Analytics geospatial intelligence enhances property underwriting accuracy across US and Canada.
- 19.4% core earnings ROE with $3.8B 2025 earnings demonstrates disciplined underwriting execution.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Paid Vacation
Paid Holidays
Hybrid Work Options
Remote Work Options
Tuition Reimbursement
Company News
Hartford Insurance Group has drawn price targets from several research firms clustering around US$150, aligning with a model fair value estimate of US$150.85. Goldman Sachs, Keefe Bruyette, Wells Fargo, Cantor Fitzgerald, Citi, Morgan Stanley and UBS have raised targets to the US$150-160 range, citing confidence in Hartford's underwriting and pricing execution. However, concerns remain about softening property and casualty market conditions. Goldman Sachs and BofA flag increased capital supply and competition pressuring growth, whilst BofA notes loss costs may be rising faster than prices in some lines. Hartford recently joined Centro Benefits' digital quoting ecosystem, opened a technology hub in Columbus, Ohio, and repurchased 3 million shares for US$400 million between October and December 2025.
The Hartford Insurance Group reported fourth-quarter core earnings of $1.1 billion ($4.06 per share) and a full-year core earnings return on equity of 19.4%. Business insurance written premium grew 8%, whilst personal insurance showed improved combined ratios and employee benefits maintained solid margins. Net investment income rose 17% to $832 million in the fourth quarter. The company repurchased approximately $400 million of stock and plans to increase quarterly buybacks to $450 million. It also boosted catastrophe protection coverage to $1.9 billion and expects roughly $2.9 billion in net dividends from operating companies in 2026. Management is pursuing an "AI-first" strategy across claims, underwriting and operations. The company is rolling out its Prevail platform across agency and direct channels, with 10 states currently live and approximately 30 launches planned by early 2027.
The Hartford reported strong 2025 results with core earnings of $3.8 billion and a 19.4% core earnings return on equity. Fourth quarter core earnings reached $1.1 billion, or $4.6 per diluted share. Business Insurance delivered robust 8% top-line growth with an 88.5% underlying margin. The unit benefited from strong new business, stable retention and disciplined underwriting. Small business maintained its industry-leading position with $6 billion in written premium and an 88.9% underlying combined ratio. Personal Insurance achieved a pivotal milestone as auto reached targeted profitability whilst homeowners continued strong performance. Employee Benefits reported an 8.2% core earnings margin, led by favourable group life mortality trends. CEO Christopher Swift credited the results to the company's AI-driven modernisation efforts, particularly in claims processing, underwriting and customer service operations. The Hartford is deploying Amazon's call centre technology and advancing its data science capabilities.
HOMEE, the only AI-driven direct repair network for the Property and Casualty (P&C) insurance industry, today announced the successful closure of its Series C funding round, amassing $12m.
COLUMBUS, Ohio, Sept. 12, 2023 (GLOBE NEWSWIRE) -- Beam Benefits, the digitally-led employee benefits company, today announced that it raised $40 million, bringing the company's total funding to over $200 million and increasing its valuation by 25% since the company's Series E raise in early 2021 .The round was led by existing investor Georgian , with broad sponsorship from a combination of new, existing, and strategic partner investors.Beam is on track to grow its revenue 40% year-over-year with its expanded benefits portfolio and continued investment in new platform capabilities . Over the past 18 months, Beam has launched six new benefits products and plans to add more in-demand products in the future."Our most recent funding is an incredible accomplishment, especially in the face of today's economic headwinds, and marks a significant step forward in our company's aggressive growth plans," says Alex Frommeyer, Beam's Co-Founder and CEO.This announcement comes on the heels of other growth news for the company. Recently, The Hartford and Beam Benefits released news of a strategic relationship supporting product expansion efforts for both companies.Tens of thousands of employers across the country choose Beam due to its simple and smart approach to employee benefits. Its digital-first tools, such as the Beam Quoting Tool, cut down or eliminate paperwork entirely and can deliver a quote in under 30 seconds. Hundreds of thousands of members love Beam too – due to the ease and simplicity of use, its app carries a 4.7/5 average rating on the Apple App Store with over 1,300 ratings.The capital raised will be used to further propel Beam's growth, including investment in its digital platform, which makes it easier for brokers to quote, enroll, and manage a full suite of ancillary products for their SMB clients.About Beam BenefitsBeam Benefits is a digitally-led employee benefits company that offers dental, vision, life, disability, and supplemental health coverage